Best Pay-n-Play Casinos 

There was a time when all you needed to do was to turn up to your local casino with a valid members card, get your wallet out and head for the tables. You might think that the internet age has somewhat muddied the waters. After all, during the 1980s, not one Bitcoin ever changed hands during a roulette spin or a hand of poker. However, depositing at an online casino need not be complicated. A new breed of the casino, Pay n Play, is taking the world by storm, and we’ll let you know why. Read below for our take on this new type of gambling platform, and take note of the sites that our experts recommend within this niche.

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Author:

Chris Evans

Last Updated:

20/01/2023

Table of Contents

The Popularity of Pay-n-Play Casinos

Most of us like a simple life. With this aim in mind, it is unsurprising that Pay-n-Play Casinos now have a sizable following. You will understand why if you have already experienced these entities’ unfussy nature. 

The clue is in the name when you describe a Pay-n-Play Casino. The selling point of these sites is that you can poll up with your bank card, spin until you’re bored, and then cash in your chips, with no account required. 

Where most casino owners prefer to verify your ID personally, Pay-n-Play Casinos are happy for your bank to do the leg work and confirm that you are who you purport to be. 

Once your bank and casino agree, you can complete deposits and withdrawals at break-neck speed, giving you more time to enjoy your favourite slots, roulette, and blackjack games. 

The magic behind Pay-n-Play Casinos is the Trustly engineered bank transfer infrastructure that payments are funnelled through. Launched in Sweden in the early 2000s, Trustly is an expert at using your banking information to complete purchases for your desired goods and services. 

Given that Trustly has already built up an excellent global reputation for security and simplicity, it is no wonder that Pay-n-Play Casinos are available in large numbers in all of the biggest iGaming markets. Whether you live in the United Kingdom, Ireland, Canada, New Zealand, or India, Pay-n-Play Casinos are readily available. There are several reasons why the informality of Pay-n-Play might be attractive, and a couple that may put you off. It is important to weigh these factors before deciding whether to go down the Pay n Play route. 

The Pros and Cons of Pay-n-Play Casinos

It is not new for consumers to enjoy products that save them time and effort. Whether it is the washing machine, the dishwasher, the tumble dryer, or the hoover, jobs that used to require a certain level of elbow grease and demand a sizable chunk of your time have been replaced over time by push button operations. 

In essence, this is why Pay-n-Play Casinos have become so popular. Complete a bank transfer, allow your banker to verify your ID, and saunter through to your favourite lobbies. But simplicity is not the only virtue that Pay-n-Play fans enjoy.

  • Secure – it stands to reason that the fewer times you divulge personal information online, the lower the chance of a criminal entity using these details for fraudulent gain. Your bank does not dish out accounts or loans without doing their pre-requisite background checks, so once these stringent processes have been completed, why should you need to prove yourself all over again to play Baccarat or Craps? At a Pay-n-Play Casino, these extra checks are not needed. Your deposits migrate from your bank to your casino through the Trustly payments network, and your bank vouches for your identity. All deposits are completed under SSL encryption technology, so your safety is enhanced at every turn. 
  • Easy to Use – Know Your Customer (KYC) rules mean that online casinos are tasked with checking out your background. This might sound a bit dystopian, but good reasons lie behind this request. If your operator could not determine if you were under 18, they could give access to potentially addictive betting games to impressionable cohorts. Online casinos could become a magnet for money laundering operations if banking oversights were skipped. Usually, KYC conditions require you to provide several personal details for your casino to verify. However, at Pay n Play outlets, this step can readily be skipped. In processing deposits, your bank will also confirm your vitals so that this process does not need duplicating. 
  • Fast Payouts – at more traditional online casinos, you are often filled with disappointment that comes with a two to five-day processing period for payouts. This situation is one that I’ve (fortunately) experienced a few times. The initial joy at landing a great win is tempered when a site’s withdrawal terms are spelled out. It’s always a wonderful feeling to get your hands on cash that the house has been tightly holding onto. But the motivation to party the night away due to your good fortune diminishes a little. At Pay-n-Play Casinos, your enthusiasm should never be curbed as payouts complete in a matter of minutes. Just enough time to get the party started!
  • Mobile Compatible – Pay-n-Play Casinos are all about reducing bureaucracy to a minimum so you can enjoy casino action quickly. This ability would be somewhat curtailed if top versions were incompatible with leading operating systems. So it is a relief that Pay-n-Play Casinos are available in all colours, with iOS, Android, and Windows versions easy to find on the app and in browser mode. Additional functionality is available when you select PC and tablet options of the best Pay n Play Casino examples. 

Given the different models that Pay-n-Play Casinos trade under, it is clear that some casino fans will also find downsides in these variants. A couple of issues come to mind when these are discussed. 

  • Welcome Bonus Issues – most casinos feel the need to compete for your custom. This one-upmanship can see table games and slot operators outbidding each other regarding the size of the welcome bonus they are prepared to offer new clients. However, the business model for Pay-n-Play Casinos is for customers to dip in and out of content, with a loyal relationship never guaranteed. The transient nature of this business connection means that the owners of Pay-n-Play Casinos feel little need to offer sweeteners to potential clientele. The easy access that these platforms offer is viewed as incentive enough. Of course, this means that your palm is unlikely to be crossed with a silver when you gamble at a Pay-n-Play, but with time often being at a premium for consumers in this slice of the market, this might not be a dealbreaker.
  • Bank Account Required – frequenting a Pay-n-Play Casino places few demands on Casino aficionados. Still, one thing you must have in place is a bank account with a reputable financial institution. This relationship ensures that Trustly can work magic by getting your money where you want it. It also gives casino owners the confidence that all necessary ID checks have taken place. If you don’t possess a bank account at this time, this is not a disaster. You will still be able to play at Paysafe and Flexepin alternatives using prepaid voucher codes. 
LikePros
  • Check Secure
  • Check Easy to Use
  • Check Mobile Compatible
UnlikeCons
  • Cross Welcome Bonus Issues
  • Cross Bank Account Required

Pay-n-Play Payment Methods Comparison Table

Payment MethodMin Deposit (NZD)Max Deposit (NZD)Deposit Fees (NZD)Withdrawal Fees (NZD)Deposit Speed 
Pay-n-Play1020000FreeFreeInstant
Entropay510000FreeFreeInstant
Google Pay55000FreeN/AInstant
Bank Transfer10 100000FreeFree1 – 5 Days
Bitcoin0.0001 BCH0.5 BCHFreeFreeInstant
Boku110FreeNA
EcoPayz550000FreeFreeInstant
Ethereum0.01 ETH0.5 ETHFreeFreeInstant
Litecoin 0.01 LTC0.5 LTCFreeFreeInstant
MasterCard (Debit & Credit)550000FreeFreeInstant
Much Better55000FreeFreeInstant
Neosurf55000FreeFreeInstant
Neteller55000FreeFreeInstant
Paysafe5000FreeNA
POLI55000FreeFreeInstant
Ripple5 XRP500 XRPFreeFreeInstant
Skrill55000FreeFreeInstant
Trustly1020000FreeFreeInstant
Visa (Debit & Credit) 550000FreeFreeInstant
Payment Methods at NZ Casinos

Making Withdrawals at Pay-n-Play Casinos

One area where Pay-n-Play Casinos shine is when withdrawals are the focus. Bank Transfer withdrawals tend to take between two to five days to complete. But you will not be waiting for anything as long as you claim a payout at a Pay n Play gambling site. You should wait no longer than six hours for your hard-earned cash to hit your balance. But, on most occasions, these funds will be available almost instantly.

If you have never had the fortune to claim a withdrawal from your Pay n Play Casino, you might expect this to be a complicated process. I can confirm that you need to complete four simple tasks. 

  1. Look for the banking section at your favoured Pay n Play Casino.
  2. Select the “Pay n Play” option.
  3. Key in your requested payout. 
  4. Confirm your bank details and your request. 

Sit back and wait for your return!

Finding the Best Pay-n-Play Casinos

Once you’ve located a safe and fair casino, you can concentrate on more enjoyable aspects of a site. 

  • VIP Rewards – even though Pay n Play Casinos are perfect if you want to dip in and out of a site for an occasional tilt at the tables, this doesn’t stop many from building a long-term relationship that enables loyalty to become valued. Many top sites have designed extensive rewards schemes to keep their clients coming back time and again. And when offers such as regular cash back, free spins, birthday gifts, exclusive customer service, enhanced payout limits, and event invites are on the table, why wouldn’t you? At Casinos.win, we love a freebie as much as anyone, so casinos that give back to players are often well-regarded by our team of experts. 
  • Top Software – you don’t go to a top steakhouse to be served offal. So it shouldn’t be surprising that most casino fans enjoy platforms where star names from slots and table lobbies appear in great quantities. Merkur, Microgaming, Quickspin, and Yggdrasil, are just a selection of the software names we hold in high regard when searching for a classic slot title. But, if the tables are your go-to pastime, a casino is only enhanced by Evolution Gaming and Playtech live casino action.

Pay-n-Play Casinos in Unregulated Markets

Millions of casino players are unlucky to live in countries where their legal protections are yet to be defined. Without any safety net, sourcing reliable casino content is a bit riskier. This is not to say that licensed venues are not in place. Thousands of casinos operate in unregulated markets, but organisations have verified many in Curacao, the Netherlands Antilles, or the Kahnawake Reservation in Canada.

Unfortunately, licenses issued from these relative backwaters do little to protect rank-and-file casino fans. Among the issues that often cause players the most concern excessive wagering requirements on bonuses, unfair withdrawal policies, and slow payout processes are often cited. 

With these problems in mind, we always suggest that you should look to play at casinos with a global presence. Firms with global appeal tend to operate fairly wherever services can be accessed and are also concerned about the reputational damage that any instance of poor service might create.

Staying Safe When Depositing at Pay-n-Play Casinos

Pay n Play Casinos are an excellent option if one of your key aims is to protect your online identity. In collaboration, your bank and Trustly use the latest SSL encryption technology to mask your financial transfers. Because your bank verifies your ID whenever you sign up for a new Pay n Play Casino, your information is shared with only a few stakeholders.  

However, fraudsters are intelligent, and if you provide an opportunity, criminal elements will quickly access your most closely guarded accounts to swipe some cash swiftly. 

Therefore, you must follow best practices to keep your financially sensitive details safe whenever you access the internet. Guidelines suggest three key practices.

  1. Never give your account details to others – operatives from your bank nor your Pay n Play Casino will ever ask for your banking details. Contact your banking provider for further advice if you are asked to provide these. 
  2. Always change your passwords regularly – one weak spot in internet security can be password-protected sites. Your data is at risk if you use the same password for multiple accounts and fail to update these regularly. 
  3. Check that your browser firewall is operational – a firewall is essential when keeping your web-based dealings from the public gaze. Ensure your device is protected regularly to keep your finances in order.