Baccarat Guide NZ – The Best Baccarat Casinos Online

Baccarat is part of the trio of classic card games alongside blackjack and roulette. It may not be as popular as its counterparts, but it’s a staple at any casino worth its salt.

If you’re looking to play online baccarat for real money, you’ll find a selection of baccarat games at the best NZ online casinos. Discover all the best sites we recommend right here at casinos.win. We’ll also provide an introduction to the game, tips, variants and other useful details to get you started on your online baccarat adventure.

  • Deposit NZ$10+, Get up to NZ$1,000 over 2 Deposits + 200 Free Spins
    Wildz Casino Review
    • Brilliant bonuses and ongoing promotions
    • More than 2,500 games including live dealer
    • A casino that packs a punch
    x35 wagering on bonus x35 wagering on wins from free spins Max bet NZ$5 per spin Minimum deposit NZ$10 60-day expiry. 18+ Play responsibly. Terms and Conditions Apply.

    Welcome Bonus - Up to NZ$1,000 Plus 200 Free Spins

    This casino has gone WILD with its opening offer to attract new players. You can enjoy a magnificent matched deposit offer of up to NZ$1,000 when joining Wildz Casino, plus 200 free spins. This opening offer plays out over your first two deposits. Here’s how it works: 
    • First Deposit - 100% matched deposit up to NZ$500 plus 200 free spins
    • Second Deposit - 50% matched deposit up to NZ$500
    Your bonus cash will need to be wagered x35 times before you can withdraw any winnings. In other words, if you deposit NZ$100 and receive a NZ$100 bonus, you will need to win and spin at least NZ$3,500. Free spins are awarded at a rate of 25 per day for the first eight days following your deposit. You will also need to wager any wins from free spins x35 before making a withdrawal. This is a lovely opening offer that comes with wagering requirements that are slightly less than the industry average of x40.
    +
  • Deposit NZ$30+, Get up to NZ$4,000 + 300 Free Spins over 4 Deposits
    Just Casino Review
    • More than 3,500 games
    • Brilliant bonuses
    • Superb studios
    New players only, One account per household/IP address, Bonus active for seven days, X40 wagering bonus and free spin wins, Bonus wins capped at NZ$5,000, Wins from free spins capped at NZ$300, Max bet while wagering is NZ$8

    Welcome Bonus - Matched Deposit Bonus up to NZ$4,000 Plus 300 Free Spins

    HUGE! That’s the only way to describe Just Casino’s opening offer to attract new players. It’s an eye-catching matched deposit offer, up to NZ$4,000, with a thrilling 300 free spins up for grabs. This welcome offer plays out across your first four deposits; here’s how it works:
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    Clearly, you’ll need to deposit a lot more by deposits three and four to max out this offer, but you can redeem this bonus for as little as NZ$30 per deposit. To convert this offer into cash, you will need to wager/play through the bonus and any wins from free spins 40x. This is bang on average for the casino sign-up world and, given the huge matched deposits on offer, very worthy of consideration.

    Terms & Conditions

    • New players only
    • One account per household/IP address
    • Bonus active for seven days
    • X40 wagering bonus and free spin wins
    • Bonus wins capped at NZ$5,000
    • Wins from free spins capped at NZ$300
    • Max bet while wagering is NZ$8
    • Not all games contribute to wagering requirements - check before you play
    +
  • Deposit NZ$20+, Get 100% Matched Bonus up to NZ$1,750 + 50 Free Spins
    CashWin Casino Review
    • Bountiful bonuses
    • Thousands of games
    • Sportsbook and Casino
    New players only, Minimum deposit NZ$35, X35 wagering both bonus and deposit amount, X40 wagering on free spin wins, Max bet NZ$9

    Welcome Bonus - 100% Bonus up to NZ$1,750 Plus 50 Free Spins

    What an opening offer! CashWin Casino offers new players a phenomenal 100% matched deposit bonus up to NZ$1,750, as well as 50 free spins. And because this casino also has a sportsbook, fans of the footy can choose a 30% cashback bonus up to NZ$500 instead. Here's how the casino welcome bonus works. All you have to do is deposit between NZ$20 and NZ$1,750, and CashWin will 100% match it. There are a couple of key terms and conditions you need to be aware of. Mainly, you will need to wager/play through both your deposit and bonus amount x35 before converting any wins into withdrawable cash. Free spins must be played on Bonanza Billions, and any wins from free spins will need to be wagered x40 before you can turn a profit. This is a mighty eye-catching opening offer, sure to appeal to players in New Zealand.

    Terms & Conditions

    • New players only
    • Minimum deposit NZ$20
    • X35 wagering both bonus and deposit amount
    • X40 wagering on free spin wins
    • Max bet NZ$9
    +
  • Deposit NZ$10+, Get up to NZ$1,000 Bonus over 3 Deposits + 500 Points
    Christchurch Casino Review
    • A legend of a land-based casino
    • More than 2,000 games
    • Classy casino
    20+ ● New players only ● Terms and Conditions apply ● Please play responsibly ● GamblingTherapy.org

    Welcome Bonus - Up to NZ$1,000 Bonus Plus 500 Loyalty Points

    This classy-looking casino welcomes new players with a lucrative matched deposit bonus of up to NZ$1,000 plus 500 loyalty points. The minimum amount you will need to deposit to redeem this offer is NZ$10. The joining package is available on your first three deposits. Here's how it works:
    • 1st Deposit - 100% matched bonus up to NZ$200
    • 2nd Deposit - 100% matched bonus up to NZ$300
    • 3rd Deposit - 50% match bonus up to NZ$500
    You will also receive 500 loyalty points on your first deposit. Clearly, you'll need to deposit more by deposit three if you want to max out this opening offer. Players will need to wager or play through both bonus and deposit x30 before it can be turned into real withdrawable cash. For example, if your first Deposit is NZ$10 and your bonus is NZ$10, then the total wagering requirement will be NZ$600.

    Terms & Conditions

    • New players only
    • X30 wagering bonus and Deposit
    • 30-day expiry once you join
    • Max bet NZ$5
    • Deposits via Skrill and Neteller not eligible
    +
  • Deposit NZ$10+, Get 100% up to NZ$2,000 + 200 Free Spins over 3 Deposits
    Leo Vegas Casino Review
    • A great platform from a top Swedish firm
    • Sports fans will delight in antepost markets
    • Claim ongoing rewards from the VIP scheme
    18+. LeoSafePlay.com. Promotional T&Cs apply. Please play responsibly.

    Leo Vegas Welcome Bonus - Up to NZ$2,000 Plus 150 Free Spins

    For a casino with a lion as its mascot, this opening offer is simply paw-fect! Leo Vegas welcomes new players with a huge 100% NZ$2,000 matched deposit bonus plus 150 free spins. Here’s how it works:
    • First Deposit - 100% matched up to NZ$1,000 plus 50 Free Spins
    • Second Deposit - 100% matched up to NZ$500 + 50 Free Spins
    • Third Deposit - 100% matched up to NZ$500 + 50 Free Spins
    To release the cash and free spins you will need to wager your deposits 20x. This is excellent value for an opening offer in an industry where 40x is the average. Clearly, if you want to max this offer out, you’ll need to deposit the full NZ$ amount but don’t worry if you haven’t got that amount to play with. The minimum deposit to redeem this offer is just NZ$10. Lastly, because Leo Vegas is also a sportsbook, live casino and online bingo room there’s a choice when it comes to opening offers including:
    • Bingo offer up to NZ$250 plus 50 Free Spins
    • Matched free sports up to NZ$50
    • Up to $2,000 Cash Live Casino
    But remember you can only pick one! We recommend always reading the terms and conditions of any offer but because we’re nice we’ve listed the main ones below for you.

    Terms and Conditions

    • Minimum deposit of NZ$10
    • 21 days to claim following registration
    • Free spins have no wagering requirements
    • You must wager the deposit 20x before receiving your bonus
    • Free spins must be played on Gold Blitz
    • Only select slots contribute 100% to wagering requirements - check games before spinning
    +
  • Deposit NZ$10+, Get 100% up to NZ$300 on your First Deposit
    William Hill Casino Review
    • Leading player in the gambling industry
    • Easy to navigate site on multiple channels
    • Great selection of slots and Live Casino events
    18+ Play responsibly. Terms and conditions apply.

    Welcome Bonus

    The welcome bonus that William Hill has dreamt up for the benefit of its new clients is somewhat limited. But this is perfectly understandable. As one of the biggest names in the gambling industry, William Hill Casino has no real reason to attract new customers, as new customers will invariably flock to them due to brand awareness and its trustworthy reputation. Perhaps, then, a 100% matched deposit bonus, from a minimum of NZ $10 up to a maximum of NZ $300, is a good offer. As with all bonuses, wagering requirements are attached. It is a little disappointing that William Hill Casino requires you to wager 40x your bonus before winnings are withdrawable. The industry standard is 35x, so William Hill Casino requires you to dig a little bit deeper before you can profit from its initial offer. You should also be advised that bets on different products contribute differing amounts to wagering requirements.
    PROMOTION GAME STAKE CONTRIBUTION
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    Premium Blackjack 50%
    Premium European Roulette 0% to 50%
    All other games listed on the website 0%
    Wagering Conditions
    The contribution that bets on Premium European Roulette make towards wagering commitments depends on the percentage of outcomes that are covered on individual spins.
    COVERAGE BET PERCENTAGE OF THE TABLE COVERED STAKE CONTRIBUTION
    Low table-coverage bet 0-25% 50%
    Medium table-coverage bet 25.1%-48% 25%
    High table-coverage bet 48.1%-100% 0%
    Roulette Bet Rules
    It is unusual for bets that are placed on roulette games to be counted towards wagering conditions for a deposit bonus, so this is a welcome feature of the William Hill reward, however, this enthusiasm is tempered by the restrictions that are placed on table coverage. In summary, A limited bonus from the global brand leader.
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  • Deposit NZ$30, Get 100% Matched Deposit Bonus up to NZ$1,000
    Rant Casino Review
    • Bonuses galore
    • Complete quests to win prizes
    • Quality high-volatility games
    New players only Seven days to claim 30-day expiry Minimum deposit NZ$30 X35 wagering bonus plus deposit Only slots contribute 100% to wagering requirements

    Welcome Bonus - 100% Matched Deposit Bonus up to NZ$1,000

    Rant Casino offers new players a phenomenal 100% matched deposit bonus of up to NZ$1,000 when they join. Plus, depending on what you play, you could receive up to 25% cashback in the process. Simply sign up and make a deposit between NZ$30 and NZ$1,000 to have your deposit matched. There are, of course, a couple of key considerations. Namely, you will need to wager both your deposit and bonus x35 before you can withdraw any winnings from this offer. But be quick; you’ll only get seven days to redeem this offer once you sign up.

    Terms & Conditions

    • New players only
    • Seven days to claim
    • 30-day expiry 
    • Minimum deposit NZ$30
    • X35 wagering bonus plus deposit
    • Only slots contribute 100% to wagering requirements
    +
  • Deposit NZ$30+, Get up to NZ$3,500 + 100 Free Spins over 3 Deposits
    Deposit NZ$220+ to redeem the highroller offer
    50 Crowns Casino Review
    • Brilliant bonuses
    • More than 10,000 games
    • Live dealer heaven
    New players only X40 wagering requirement Spins on select games Standard offer minimum deposit is NZ$30 Max bet NZ$8

    Welcome Bonus - Bonus up to NZ$3,500 Plus 100 Free Spins

    In the hyper-competitive world of online casinos it's vital you stand out from the crowd. And that's exactly what 50 Crowns has done with its opening offer - by offering a whopping NZ$3,500 plus 100 free spins. This welcome bonus is split across your first three deposits and if you want to make the most of it you'll need to sign up as a high roller on your first payment. Here's how it works:
    • First Deposit - Use the code HIGHROLLER and deposit up to NZ$2,000, and 50 Crowns Casino will match it. Alternatively, use the promo code CROWNS and deposit up to NZ$700 and enjoy 100 free spins as well as a 100% matched bonus.
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    • Third Deposit - A third deposit will see your amount matched 100% up to NZ$900 plus 100 free spins. You will need to use the promotional code 100CROWNS.
    Big spenders will need to deposit a minimum of NZ$220 to redeem the highroller offer. The standard first deposit offer requires a deposit of just NZ$30. Free spins are on select games and are awarded in two batches of 50. Both the bonus and any wins from free spins will need to be wagered x40 before you can withdraw any winnings. In terms of wagering requirements this is bang on the money for an opening offer, and what an opening offer!

    Terms & Conditions

    • New players only
    • X40 wagering requirement
    • Spins on select games
    • Standard offer minimum deposit is NZ$30
    • Max bet NZ$8
    +
  • Deposit NZ$20+, Get 100% Matched Bonus up to NZ$1,750 + 50 Free Spins
    Zip Casino Review
    • Great bonuses
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    • Sportsbook and Casino
    New players only , Minimum deposit NZ$35, X35 wagering both bonus and deposit amount, X40 wagering on free spin wins,Max bet NZ$9

    Welcome Bonus - 100% Matched Deposit Bonus up to NZ$1,750 Plus 50 Free Spins

    Nothing gets our hearts pumping faster here at Casinos.win than a big matched deposit offer with free spins. Join this casino today and enjoy a 100% bonus up to NZ$1,750, as well as 50 free spins. Alternatively, if you're a sports fan, you can choose a 30% cashback bonus instead. Here's how the casino welcome bonus works. Deposit anywhere between NZ$20 and NZ$1,750, and Zip Casino will 100% match it. You will, however, need to wager/play-through both your deposit and bonus amount x35 before converting any wins into withdrawable cash. Free spins must be played on Bonanza Billions, and any wins from free spins will need to be wagered x40 before you can turn a profit. This is a hearty welcome offer worthy of consideration.

    Terms & Conditions

    • New players only
    • Minimum deposit NZ$20
    • X35 wagering both bonus and deposit amount
    • X40 wagering on free spin wins
    • Max bet NZ$9
    +

Author:

Anne Ifeanyi

Last Updated:

08/01/2024

Table of Contents

Baccarat is part of the trio of classic card games alongside blackjack and roulette. It may not be as popular as its counterparts, but it’s a staple at any casino worth its salt.

If you’re looking to play online baccarat for real money, you’ll find a selection of baccarat games at the best NZ online casinos. Discover all the best sites we recommend right here at casinos.win. We’ll also provide an introduction to the game, tips, variants and other useful details to get you started on your online baccarat adventure.

How We Rate Online Baccarat Casinos in New Zealand

Our recommendations for the best baccarat casinos meet the highest standard of fair play and customer satisfaction. We’ve reviewed these casinos based on a set of strict criteria, including the following:

Variety of Baccarat Games

An exceptional online baccarat casino will flaunt a diverse selection of baccarat variants. This variety ensures players never get bored and can find a game tailored to their preferences.

Quality of Baccarat Software Providers

Top-notch baccarat experiences often stem from reputable software providers. We seek out casinos that collaborate with industry-leading brands, ensuring smooth gameplay and crisp graphics. After all, quality matters in every hand you play.

Baccarat Bonuses

We look for online baccarat casinos offering lucrative bonuses that are playable on baccarat games. We also scan the terms and conditions to ensure these offers are fair and attainable.

Licence and Security

Your safety is paramount where online gaming is concerned. We always only choose baccarat casinos licensed by recognized regulatory bodies like the MGA or UKGC. The best-licensed platforms are the safest casinos, as they utilise advanced encryption methods to protect your data and funds.

Mobile Gaming Compatibility

In today’s digital age, a good game should fit in your pocket, so playing on the go is essential for any top-rated baccarat casino. The best sites should be seamlessly accessible via smartphones and tablets without compromising on features or quality.

Payment methods and speeds

Quick and diverse payment methods speak volumes about a casino’s reliability. So we look for platforms offering a variety of secure payment options and boasting the fastest payouts.

Introduction to the Baccarat Game

Baccarat is the casino game favoured by James Bond, the famous character in Ian Fleming’s 1950’s best seller, Casino Royale. But this game has been around long before then. The widely accepted historical take on this game is that it was founded in the 1400s in mediaeval Italy, where it was called ‘Baccara’, meaning zero in Italian.

It soon made its way to neighbouring France, where the French spelling ‘Baccarat’ was adopted. Baccarat Chemin de Fer was the popular variant here, becoming a favourite of King Charles VIII and the French aristocracy. It then migrated to South America and the Caribbean, where it became known as Punto Banco.

Regardless of the name it goes by, baccarat shares the same fundamental rules. The game’s objective is to get a hand total as close to 9 as possible. Unlink online blackjack, you can’t go bust. Instead, all tens are considered zero, so a total of 12 is taken at the unit value of 2; 13 is valued as 3, and so forth. There are three bet types – Banker, Player and Tie.

Many people are still unaware of the simplicity of this card game because baccarat had long been considered a special high-limit game reserved for the upper class and aristocrats. The reality is that this game is one of the simplest you can play at the casino; it also has one of the lowest house edges. Also, when you play online, there are very accommodating betting limits for all player levels.

Step to Playing Online Baccarat

Learning how to play baccarat will launch you into unique gaming experiences that are simple and entertaining. Below are quick steps for playing a standard baccarat game at internet casinos:

  1. Select your preferred online baccarat casino.
  2. Sign up and make a deposit.
  3. Claim a baccarat bonus if available.
  4. Launch an online baccarat game.
  5. Place a bet on either Player or Banker. Tie bets are usually not recommended.
  6. Watch as cards are dealt to the Player and Banker sides on the baccarat table.
  7. Whichever hands land a total of 8 or 9 wins.
  8. A third card is dealt if any hand has a total of 5 or less.
  9. The winner is the hand closest to 9.

Understanding Baccarat House Edge and Odds of Winning

Baccarat has really low house edges because there are predominantly two outcomes. It’s rare that the game ends in a tie, so it’s either the Player bet wins, or the Banker bet wins.

The baccarat house edge varies depending on the bet type. The Banker bet offers the lowest casino advantage at 1.06%. Next is the Player bet at 1.24%. Finally, Tie bets, being the most unlikely outcome, have a significantly higher house edge of 14.4%. In terms of winning odds, the Banker bet wins 45.86% of the time. The Player bet wins a little less often, 44.62% of the time, while the Tie bet wins just 9.52% of the time.

Here’s an overview of the house edge and winning odds of the different baccarat bets:

Bet typeHouse edgeOdds
Banker1.06%45.86%
Player1.24%44.62%
Tie14.4%9.52%

Baccarat Casino Payouts

Banker and Player bets pay out even money (1: 1). This means that if you were to bet NZ$10, you’d receive an additional NZ$10 in profits for a total payout of NZ$20. Even money is a common payout rate for many casino table games, and it indicates that there are high chances of winning.

Because the Banker hand has slightly higher winning odds than the Player hand, casinos apply a 5% commission to be deducted from your winnings on a Banker bet. The commission only applies to winning bets, and as you can imagine, it affects the payout rate. Rather than the theoretical even money payout, the casino pays 0.95: 1. Instead of NZ$10 in profits, you’ll receive NZ$9.50.

The tie bet, on the other hand, is a high-risk bet and pays 8 to 1. This means a NZD10 bet will offer NZD80 in profits. Tie bets sometimes pay 9 to 1, depending on the table.

Tips for Playing at Baccarat Casinos

Baccarat is a simple game you can easily get the hang of (especially the Punto Banco variant). Nonetheless, it’s always a smart idea to be well-prepared for any casino game experience. If you’re new to the games, here are a few things you should know before you begin playing at online baccarat casinos:

  • Understand Baccarat Rules – Before diving into the world of online baccarat, familiarise yourself with the basic baccarat rules. It’s a simple game, but knowing the ins and outs can differentiate between winning and losing. Remember that different variants may have slight rule variations.
  • Manage Your Bankroll – Bankroll management is a universal tip for any form of online gambling. It’s tempting to chase losses or get carried away after a win, but disciplined bankroll management ensures prolonged gameplay and reduces the risk of significant losses. Play smart, not hard!
  • Bet Strategically – While baccarat is predominantly a game of chance, wise betting can up your odds. Take advantage of the many baccarat betting strategies that are available.
  • Avoid the ‘Tie’ Bet – Don’t let the Tie bet lure you with its high payout. The house edge on the Tie bet presents a higher risk than the 8 to 1 reward offered as payouts. As such, it’s not favourable for players.
  • Stick to Baccarat Tips – The majority of players falter because they get caught up in the moment and forget to stick to gameplay tips and strategies. So make sure you ride with these tips for the best experience.
  • Stay Calm and Enjoy – Online baccarat should be fun, above all. Relax, take a deep breath, and let the cards fall where they may. Win or lose, enjoy the experience and remember it’s all part of the game.

Bonus Tip: Beware of the Gambler’s Fallacy

Just because the ‘Banker’ has won five times in a row doesn’t mean the ‘Player’ is due for a win next. Each baccarat hand is an independent event, and previous outcomes don’t influence future results. Don’t be tricked into believing patterns will continue or reverse; it’s a common pitfall many players encounter. Play with logic, not fallacies!

Playing at baccarat online casinos means you get access to many variants of the game, from the oldest classics to the most modern releases. Different variants offer unique twists on the classic game, ensuring that there’s something for everyone. Whether you’re in the mood for a fast-paced game or one that lets you strategize, baccarat online casinos have got you covered.

Punto Banco

This is the most popular version of baccarat in online and land-based casinos in New Zealand. The game is straightforward: players choose to bet on the “Punto” (player) or “Banco” (bank). Cards are dealt, and whichever hand is closer to 9 wins. The casino plays the bank throughout the game.

Chemin de Fer

This French variant translates to “railroad,” which is a nod to its faster pace. In Chemin de Fer, one player acts as the bank, so players basically compete against each other rather than the house. There’s more strategy involved since players can choose whether to draw an additional card or not. Chemin de Fer is common in European casinos.

Baccarat Banque

Similar to Chemin de Fer, one player acts as the bank, but the difference is that this banker position is more permanent, usually until the cards in the shoe are exhausted. The bank is auctioned off to the player willing to take on the biggest financial risk. A total of three hands are dealt, one Banker and two Player hands, so there’s double the excitement.

Mini Baccarat

Mini Baccarat is the perfect option for those who love the game but want it snappy and on a smaller scale. It follows the standard baccarat rules like in Punto Banco but uses a smaller table with lower stakes. Because of its quick and accessible nature, it’s a favourite among many online players.

Three Card Baccarat

This Asian variant spices things up. Here, both the Player and the Banker get three cards, and the best hand is three face cards. The usual rule of reaching close to 9 still applies. It’s a refreshing twist on the classic and comes with unique side bets like the ‘Three Faces’ that pays 16: 1.

No Commission Baccarat

Tired of paying the 5% commission on winning banker bets? This variant might be for you. As the name suggests, no commission is taken out. However, there’s a catch: if the Banker wins with a ‘6’, you only receive half the regular payout. No Commission Baccarat often comes with a Super 6 side bet that awards a payout of 12: 1 if you correctly predict this outcome.

Live Baccarat

Live dealer baccarat is a fantastic way to enjoy all your favourite baccarat games. The live casino setting replicates land-based casinos, so you get a mix of traditional and online experiences. You can experience human dealers dealing cards, and even chat with other players at the table in real time. There are lots of unique live baccarat variants that you can enjoy as well, such as Squeeze Baccarat and Dragon Tiger.

Start Playing at the Best Baccarat Casinos!

Fortunately, you don’t have to look too far to begin enjoying baccarat games in New Zealand. Plenty of sites allow you to play baccarat for real money, and you’ll find most variants available. An advantage of playing at online baccarat casinos is that you can try free online baccarat games as well. Baccarat is a simple game, but it doesn’t hurt to try it for free and build up your confidence before you wager real money. If you’ve already played baccarat at land-based casinos, online casino gaming is easier, so you’ll breeze through the gameplay at our recommended sites.

Baccarat Guide FAQ

How do I win in baccarat?

The objective of baccarat is to bet on a hand that gets a total closer to 9. Baccarat is a game of luck, so you simply place your bets and wait to see the outcome.

Are baccarat games rigged?

No, baccarat games are not rigged or manipulated when you play at reliable online baccarat casinos like the ones we recommend.

Is baccarat good for beginners?

Yes, baccarat is suitable for beginners. Punto Banco is the easiest version, where the casino plays the role of the dealer. It also has the standard game rules where you simply bet on either the Banker or Player hand and see which side the cards favour.

Are there baccarat online casinos in New Zealand?

Yes, there are plenty of online casinos with baccarat games in NZ. We’ve reviewed them and shortlisted the best sites that offer the best value across baccarat games, bonuses, security, etc.

Which baccarat variant can I play in New Zealand?

Many baccarat variants are offered at the best online casinos in New Zealand. However, the most common variant for kiwis is Punto Banco.

Is the Tie bet a good option in baccarat?

The tie bet is one of the betting options in baccarat, but it’s not necessarily a good bet to place. It has a high house edge of 14.4% and rarely occurs. Besides, bets are a push if the game ends in a Tie. So you have little or nothing to lose if you avoid this bet.