Baccarat Live Dealer Real Money Casinos

The popular card game famously associated with James Bond is now available in live baccarat formats. Live dealer baccarat offers all the excitement of playing at a land-based baccarat table, but you don’t have to make the trip to the brick-and-mortar casino. It’s all available online at the convenience of your laptop or mobile device.

The popularity of live dealer baccarat means that this game is featured on plenty of online gaming sites. From the top live dealer baccarat titles to the leading providers and the best baccarat casinos to try these games, we’ve got you covered on everything you need to know to begin your live baccarat adventure.

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Table of Contents

How We Choose the Best NZ Live Baccarat Casinos

Imagine landing a natural 9 on your first hand at an online baccarat table, only to find out later that the casino’s security is questionable, or worse, that your winnings may never reach you. This is why the magic doesn’t just lie in the game but also where you choose to play it. Fortunately, baccarat is a game you won’t find missing at the top online casinos in NZ.

Below are some pointers we use in picking the best live baccarat sites.

Licence and Security

We only advocate for baccarat casinos licensed by reputable industry authorities like the UKGC and the MGA. Having the best security and encryption software is also mandatory, and top licensed sites usually pass the test for online safety.

Selection of Live Baccarat Titles

The best sites should provide a good variety of popular live dealer baccarat titles, especially as these games are increasingly available. The more baccarat titles a casino offers, the richer your gaming experience will be.

Behind every smooth live dealer game is a robust software company. We give kudos to casinos that partner with industry-leading providers, ensuring you get a seamless, high-definition baccarat experience every time you ante-up.

Bonuses for Playing Live Baccarat

Bonuses can affect your gaming experience, especially when it comes to live baccarat, where many generic casino bonuses don’t apply. The best sites we hold in high regard will offer live baccarat bonuses with fair and transparent terms for redeeming them.

Mobile Compatibility

With smooth mobile experiences, you call the shots, whether you’re on the couch or on the move. The world is mobile, and so should be your baccarat game.

Payout Speed

No one wants to wait indefinitely to cash in on their winnings, and rightfully so. The best live casino sites for baccarat respect your gameplay and your time, promising swift, hassle-free payouts.

How Live Baccarat Casinos Work

Live baccarat casinos bring the allure of the green felt table to virtual screens, fusing the traditional casino ambience with modern digital innovation. But how does the magic unfold?

The games are broadcast either from dedicated casino studios, tailored to replicate the authentic casino atmosphere, or directly from the lavish lobbies of land-based casinos. Multiple camera angles, high-definition video, and real-time streaming ensure you don’t miss a beat. Interactions with the dealer and even other players through chat functionalities further blur the lines between a physical and virtual casino, delivering a genuinely immersive gaming experience.

The visual and auditory experience of live baccarat is an art form in itself. As for the gameplay, live baccarat is the replica of a baccarat game you would play in a real land-based casino. It is typically played with eight standard decks of 52 cards, shuffled together in a shoe from where the human dealer deals the cards.

Why Play Live Dealer Baccarat Online

The reason players love these games isn’t just because of the play of cards. Live dealer baccarat casinos offer exhilarating dynamics. You may come for the game, but you’ll stay for the experience. These are some of the major benefits of playing live dealer baccarat:

Unlimited Players

Live baccarat may be a replica of traditional baccarat gaming, but the reality is, in a brick-and-mortar casino, there’s only so much room around the table. Unlike physical casinos, live baccarat often allows for an unlimited number of players to join a table. There’s no waiting or “full table” signs.

Shared Camaraderie

The cheer of a fellow player winning, the collective sigh when a round doesn’t go as hoped, and the mutual excitement for every card flipped make up the symphony of emotions at a live baccarat table. While you and other players may be miles apart, the shared experience bridges that distance, making it feel like you’re all sitting side by side, trying to beat the casino’s advantage.

Lots of Side Bets

Traditional baccarat gameplay is rich in its own right, but when you sprinkle in the additional possibilities of side bets, it’s akin to spicing up a familiar dish with new flavours. Although side bets aren’t always recommended because of their high house edges, they add an extra layer of excitement and strategy which many players love.

Real Human Dealers

A robotic voice can never replace the warmth of human interaction, and at its heart, baccarat is as much about human connection as it is about strategy. When playing live dealer baccarat online, real dealers guide the game. They shuffle, deal, and converse, and these gestures breathe life into the digital space.

No Fear of Rigging

With live dealer baccarat, every shuffle and every deal is transparent right before your eyes. You don’t have to trust the casino or bother about manipulated results because you see all the action in real time. There are no hidden algorithms or mysterious computer calculations. The game’s integrity remains untouched, so you can focus solely on enjoying the experience.

Playing Live Baccarat for Beginners

Contrary to popular opinion, live baccarat is a great game that beginners can enjoy. The baccarat game rules are simple because all you have to do is place a bet on any of the three betting options – Player, Banker or Tie – the dealer controls everything else.

A lot of the misconceptions about the simplicity of baccarat stem from its history as a game for aristocrats and the high betting limits on some versions of the game. Fortunately, there are lots of live baccarat variations that accommodate all player levels and bankroll sizes. All you need to do is visit any of our recommended sites and select your game. You’ll usually find multiple titles available to play.

How to Play Live Dealer Baccarat at the Live Casino

After signing up and selecting your preferred live baccarat game, here are the simple steps to join in the action:

  1. Launch the live baccarat game
  2. Place your bet when the betting window opens up. If you join mid-game, you’ll have to wait for the current round to end.
  3. Watch the dealer deal two cards each to the Player and Banker
  4. The hand closest to 9 wins, and you’re paid accordingly.

The user interface for live baccarat is the first thing you’ll need to get used to, although much like the gameplay itself, it’s easy to grasp. The interface provides controls for placing bets at the bottom of the screen as well as a chat function. There are also statistics and road maps that help you monitor previous betting outcomes and predict future outcomes. Feel free to apply baccarat betting strategies and tips to maximise your gameplay.

Some Basic Rules for Live Baccarat

  • The best hand is a Natural (8 or 9).
  • When calculating hand values, aces are worth 1, cards 2 – 9 are worth their face value, while 10s and face cards are valued at 0.
  • A third card may be dealt depending on the result of the initial two cards. You can check the rules for dealing with a third card in our how to play baccarat guide.
  • A fourth card will never be dealt. 

Top Live Baccarat Software Providers

Alongside blackjack and roulette, this is one of the must-have entry level table games. So top live casino software providers offer at least one live baccarat game. Many live dealer baccarat games, however, are identical. Only a handful of providers bring unique game variations, most notably Evolution. Several other reliable live dealer baccarat suppliers are available too.


As with everything live casino related, Evolution is the market leader. This provider has over a dozen baccarat titles streamed from more than 10 live studios across Europe and North America. Pristine high-definition streaming, interactive interfaces, and adept dealers place this developer at the forefront of delivering an unmatched baccarat experience. Live Baccarat, Live Baccarat Squeeze and Lightning Baccarat are some of the best Evolution releases in this category.


As an industry frontrunner, Playtech has built a reputation on innovation and diversity. They present a wide-ranging portfolio of casino games including live baccarat variants. Playtech is highly mobile focused and actively caters to players of all expertise levels, so their baccarat games are among the most accessible. Their dedication to cutting-edge technology and immersive gameplay makes them a go-to choice for many.


Ezugi offers a distinct flavour in the live gaming spectrum and stands out for its authenticity. Ezugi Baccarat games are streamed from either dedicated live studios or land based partners worldwide. By broadcasting from actual casino lobbies, they are able to provide players with a localised touch while ensuring an inclusive gaming environment.

Vivo Gaming

Vivo Gaming shines with its emphasis on vibrant gameplay and user-friendly platforms. They’re relatively less popular but are known for clear visuals, engaging dealers, and a seamless flow, ensuring players have dynamic and enjoyable baccarat sessions. They offer several live dealer titles including Single Player Baccarat and Baccarat Squeeze variants.

Overview of the Best Live Baccarat Games

Live BaccaratEvolution, Playtech, Vivo, Ezugi, and more– Standard baccarat gameplay
– Side bets available
Baccarat SqueezeEvolution, Playtech– Standard baccarat gameplay
– Dealer squeezes on cards during the reveal
Speed BaccaratEvolution, Playtech– Game rounds are 2x as fast
– Side bets are available
Lightning BaccaratEvolution– Up to 8x card multipliers
– Stunning user interface
No Commission BaccaratEvolution– No 5% commission on Banker bet
– Offers Super 6 side bet
Salon PrivéEvolution– Single-player private tables
– VIP betting limits
Dragon TigerEvolution– Only one card is dealt per hand
– Side bets are available
Bet on BaccaratPlaytech, BetGames– Side bets available
– Plenty of prop wagers
Progressive BaccaratPlaytech– Progressive jackpot side bet

Are There Any Drawbacks of Live Dealer Baccarat?

Live baccarat is the best way to play the game, when you consider the advantages it offers. However, it’s worth mentioning that it’s got a few drawbacks too.

A notable drawback is the game’s pacing. Traditional online baccarat games, driven by algorithms, tend to move at a brisk pace, allowing you to engage in numerous rounds within a short timeframe. In contrast, live baccarat, with real human dealers managing the cards and gameplay, moves at a more deliberate speed. Although this adds to the realism of playing at a physical casino, it may be frustrating for those accustomed to the rapid-fire rhythm of digital baccarat.

Connectivity can also be an Achilles’ heel. Since the game is streamed in real-time, a stable and robust internet connection is paramount. Players with spotty connections might experience lags, interruptions, or even disconnections. This can break the immersion and potentially affect your gameplay which is critical during peak playtimes or high-stakes rounds.

Lastly, while the sheer variety of live baccarat games can be a boon, it can also be a double-edged sword. With so many tables and game variants available, newcomers might find the landscape a bit overwhelming. Should you play Lightning Baccarat or No Commission Baccarat? The process of selecting the right table or variant, especially without a clear understanding of the nuances, can be daunting.

Tips for Playing Live Baccarat Online

  • Before diving into the game, ensure your internet connection is robust and stable.
  • If you’re new to the realm of baccarat, start with the standard version of the game. It provides a solid foundation and helps familiarise you with the rules and gameplay.
  • Determine a clear budget for your gameplay and stick to it. This not only enhances the enjoyment but also promotes responsible gambling.
  • Make the most of the live experience by interacting with the dealer. They can provide valuable insights, clarify rules, and heighten the immersive experience.
  • Side bets are attractive due to their potentially higher payouts, but they often come with a greater house edge. Use them wisely or avoid them altogether to increase your chances of winning.
  • Many online casinos offer free online baccarat. Utilise these to practise and hone your skills without the risk of losing real money.
  • Ensure you’re playing at trusted and reliable online casinos like the ones we recommend. Look for licences, reviews, and user feedback before committing.

Baccarat Live Dealer Casinos FAQ

What are the best live dealer baccarat games?

Several live baccarat games are available to play nowadays. Standard baccarat is the classic and the best way to start enjoying the baccarat experience. In our opinion, modern variants also have unique features that make them appealing depending on your tastes.

How does live dealer baccarat work?

Live baccarat follows the regular baccarat gameplay where the goal is to bet on the hand that gets a total closer to 9. Live dealer baccarat is broadcast from casino lobbies or studios and you can watch the action and place bets via the user interface on your device screen.

Can I play live baccarat for free?

Most casinos do not provide these live baccarat games for free or any live games for that matter. Instead, you can play the free software based versions first to familiarise yourself with the gameplay and strategies. Free online baccarat is similar to live baccarat without the interactive element.

Is it good to play live baccarat on mobile?

Yes, live baccarat plays in HD on mobile phones and tablets, just like on desktop. The top live dealer game providers like Evolution and Playtech are among the big mobile players, so their games are generally mobile optimised to support live gaming on the go.

Is live baccarat safe?

When playing at the best live casinos, this game is perfectly safe to play. The presence of live dealers and real time actions hinders any opportunity to rig or manipulate the outcomes.

Is live baccarat easy to win?

Live baccarat is easy to play but your chances of winning depend significantly on luck. It’s just as easy to win as it is to lose. However, some tips can help you increase your chances like sticking to the Banker bet which has statistically the highest chances of winning. Apply strategies will also come in handy.