Top Paying Online Casinos NZ

Table of Contents

• How we rank online casinos by how much they payout
• Which table game pays out the most?
• If you win big, will your online casino payout quickly?
• What is Return to Player (RTP) and how do we know it is not gamed?
• What are the best paying online pokies?
• Which online pokies have paid out the most?
• Online Pokies to avoid!
• What is the biggest payout from an online casino in New Zealand?
• Biggest Online Casino Payout FAQS

How we rank online casinos by how much they payout

At Best NZ Casino, we understand that terminology that is used to display the attractiveness of an online casino can be vague and meaningless. We try to add meat to the bone so that terms like RTP (return to player) are given some context. By taking this stance, we hope that you can make better decisions about where you wish to access casino content when you are surfing online.

In essence, the return to player rate that is attached to gambling products at online casinos is the only true measure of what returns you are likely to build up when you play slots and table games for an extended period. But, as with everything in the digital meta sphere, take a minute to question who is advising you about market-leading returns rates and whether these claims have been verified. 

To truly ensure that you are playing casino games where your chances of winning closely align with advertised figures you should ensure two things. First, that any casino that you are playing at is regulated by one of the two big hitters in the iGaming world, and secondly, that all RTP claims have been scrutinised by an independent agency. 

When it comes to the regulation of online casinos, two names are well ahead of the rest of the pack. The United Kingdom Gambling Commission (UKGC) and the Malta Gaming Authority (MGA) do a great job of ensuring that online casinos put in place the practices that prevent vulnerable people from gambling online, keep crime out of gambling, and put protections in place that minimises the personal issues that online gambling can create. Both the UKGC and the MGA are strict when it comes to putting in place rules that prevent casinos from promising results that do not materialise in the real world. If the UKGC or the MGA discovered that a casino that they licenced advertised returns rates that were fundamentally untrue, these agencies can quickly move to issue substantial fines against offending firms. 

The independent verification of RTP rates is generally performed by companies such as eCOGRA, iTech Labs, and TST. These firms gain access to the software that powers casino products online and test this to destruction. From playing thousands of spins on slots and table games, these companies can determine the percentage of stakes that are returned to players over an extended run of gameplay. If your casino does not allow an external body to independently verify the fabric of its games in this way then it is difficult to trust the claims that are illustrated. 

As is intuitive, if you choose to play casino games at an unlicensed venue that has had little or no external outsight, it is not a surprise if the returns that you make from the casino products on that site are lower than you would otherwise expect. Our ranking system takes all of the variables into account so that you have the best possible chance of finding a top paying online casino in NZ. 

Which table game pays out the most?

So, you may be playing at an online casino that has a gold-standard license, and the RTP of all games has been externally verified, but what selection of games should you be playing if you which to bring the natural profitability of the house nearer to zero. 

As a rule of thumb, most slots offer an RTP of around 96-97%. For every $100 that you invest in these games you should, on average, make returns of $96-97. However, table games tend to be slightly more generous. It is often obvious that casinos prefer to steer you away from playing traditional casino content. Very few of the bonuses that online casinos offer are geared towards table play and most bet restrictions focus on games such as Blackjack, Baccarat, Craps, and Roulette.

Casino owners prefer to offer gambling games where outcomes are entirely at the whim of lady luck. Blackjack is a little bit murky when it comes to this factor. Skilled players can use practices such as Card Counting to tip the odds of the game slightly in their favour. To be able to Card Count, you must keep track of which cards have already been dealt so that you can make a better guess of which cards are likely to be dealt in forthcoming hands. If the spread of cards suggests that more face or Ace cards are due to be dealt, the bettor can assume that there is a slightly better chance of hitting a Blackjack. However, most casinos are on the lookout for this practice, with players caught ‘counting’ being quickly removed from the premises. Because of the potential for players to use skill to alter the outcome of some hands, the RTP of Blackjack is usually calculated at around 99%. However, this figure falls if you are not following the optimal betting strategy for all combinations of dealt cards, and plummets dramatically if you invest in the side bets that casinos offer on this game.

Roulette is a traditional casino game that relies more on chance than Blackjack does, however, you can potentially influence your overall profitability on this game by employing betting strategies. There are several types of Roulette available at all casinos. If you are fortunate to find a casino that plays French Roulette the RTP is around 98.6%. The beauty of Roulette for punters is that you can place bets on this game that suits your relationship with risk. If you are risk-averse, you can bet on Evens events such as Red/Black or High/Low. However, if you laugh in the face of danger, you can bet on single numbers and be rewarded with a 36/1 payout when you are correct. On Evens bets, the expectation is that you will win on every other spin. Therefore, it is logical to increase your bet after a loss. Doing this can help you to recoup any losses if the wheel is performing to expectations.

Sic Bo, the dice betting game, can also return high levels of cash to players, even during extended playing sessions. RTP on this game can be as high as 97.22%. The return of this magnitude, however, is only seen when you restrict your betting to events such as Big/Small, and Odd/Even, where the odds of either outcome being derived is Evens.

Keno is a lottery-style game where players can amend the RTP delivered by altering the number of balls that they select for any given draw. When players select thirteen numbers the RTP for a game is maximised. Players achieve an RTP of 96.54% when making this selection. 

Baccarat is another table game where the host only just covers its expenses. You can essentially place two bets in Baccarat and even back the banker to win or the player. If you always bet on the banker to win, the house edge is reduced to a minimum. By utilising this strategy you can elicit an RTP of 98.94% on this traditional card game.

Table Game	Best RTP%
Blackjack	99
Baccarat	98.94
French Roulette	98.60
Sic Bo	97.22
Keno	96.54

If you win big, will your online casino payout quickly?

When it comes to receiving a jackpot win at express pace, once again it pays to play at a highly-respected venue. Any online casino that is licensed by the United Kingdom Gambling Commission is mandated to pay out jackpot wins with little delay. However, you cannot be confident of receiving this five-star treatment if you choose to play at an online casino that is unregulated or regulated by bodies in less stringent jurisdictions such as Curacao, Antigua and Barbuda or Kahnawake Reservation. By looking at the terms and conditions for some of the casinos that operate in these regions, jackpot prizes can take up to ten months to be paid in full. 

What is Return to Player (RTP) and how do we know it is not gamed?

Return to Player, or RTP as casinos love to abbreviate this measure too, is a term that is used to display how much you should expect to have returned to your bankroll for every $100 in bets that you place on an individual betting product. If a game has an RTP of 95%, you would expect to see your bankroll stand at 95% of its original sum if you place thousands of bets on the same game. In essence, RTP shows how much a casino will take in the long run for providing a specific casino product on its platform. The RTP that a casino advertises is important as this number is likely to attract players to a site where the returns are higher than on other sites for similar games. Therefore, it is important to determine that the RTP that is displayed can be achieved if you are playing a game for a long period. To ensure the accuracy of the RTP rates that online casinos advertise, many firms allow their products to be examined by independent businesses such as eCOGRA. eCOGRA will play a product thousands of times to determine the level of long-run RTP. Of course, this figure is only really an approximation. You will have to spin a game thousands of times before you achieve a return that is close to the verified return. In short stints, players might achieve a jackpot and therefore ensure an RTP that is massively higher than advertised. Alternativelyoperates, have a woeful run of results that sees their bankroll diminish before a game begins to pay out in the dominations expected.

What are the best paying online pokies?

Pokies Title	RTP (%)	Jackpot Prize Mutliple	Software Provider	Game Type
Mega Joker	99	X2000 (X10000 Progressive Pot)	NetEnt	Progressive Jackpot
1429 Unchartered Seas	98.60	X1250	Thunderkick	Video Slot
The Catfather	98.10	X2251	Pragmatic Play	Video Slot
Blood Suckers	98.00	X1014	NetEnt	Video Slot
Rainbow Riches Pick N Mix	98.00	X500	Barcrest	Video Slot

The best paying pokies come in all shapes and sizes. Mega Joker from NetEnt is a five-reel, forty pay-line game that returns 99% of all stakes to players. Available at Skol Casino, this classic title sees prizes build as scatter symbols appear in view. Mega Joker is considered to be a high variance game. High variance suggests that when prizes are awarded they may be higher than the industry average, but you may have to see your bankroll drop for a period before a winning combination is hit. 

1429 Unchartered Seas is another pokie that returns nearly all money staked on it back to punters. With five reels and twenty-five pay lines, wins on this game often occur when expanding wild icons are unfurled on reels two, three, or four. The quest for a win is improved further if the compass scatters symbols appear on a win line. Three scatters provides bettors with ten free spins, four scatters see twenty free spins awarded, and five scatters allows players to make use of fifty free spins. Even though the RTP on this slot is close to matching that of Mega Joker. 1429 Unchartered Seas is characterised as being a low variance game. A low variance game sees regular small wins gained meaning that your bankroll should never fall too quickly from your starting position. 

Which online pokies have paid out the most?

You perhaps don’t realise, but if you win a top-level prize on a Progressive Jackpot slot, you stand to receive a life-changing sum of money. As is the nature of all potentially huge wins on any gambling game, eight-figure pay-outs occur only rarely, but they do occur. In recent years, it appears that the top pot prize on many Progressives continues to burgeon as new records are broken. The record pay-out on any online pokie now exceeds a staggering $32.5 million NZD. The game in question that delivered this win was Absolootly Mad Mega Moolah. Absolootly Mad Mega Moolah is a spin-off from the hugely popular Mega Moolah progressive that holds legendary status in its own right. Absolootly Mad Mega Moolah only has an RTP of 92.02%, but this is unsurprising as a proportion of the stake money from every spin on this game goes towards adding to the progressive top prize. If you are looking for a progressive to sink your teeth into at the time of writing, then the original Mega Moolah title is likely to be of interest. At this time, the jackpot on this feature is being advertised at $12.0 million NZD. Of course, you must always bear in mind that your chances of winning an amount of this order is close to zero, but if you do have a few spare dollars in your casino account a spin on this game might provide more interest than the purchase of a lottery ticket, for example.

Progressive Jackpot	Software Provider	Biggest Payout (NZD)	Current Jackpot (NZD)	Casino
Absolootly Mad Mega Moolah	Microgaming	32.5 million	6.3 million	Napoleon Sports
Mega Moolah	Microgaming	27.0 million	12.0 million	Betway
Mega Fortune	NetEnt	26.7 million	7.4 million	Betsson
WowPot	Microgaming	26.5 million	11.9 million	32 Red

Online Pokies to avoid!

The RTP that a slot offers can be altered depending on in-game decisions that you make. By deciding to opt for a gamble feature you may knock a significant amount from a game's overall RTP, but you may increase your choice of landing a heavyweight prize. Games from software providers such as NETENT commonly incorporate this feature. Alternatively, games that provide huge payouts often have lower RTP’s. Profit is required to pay for regular in-game prizes and also to boost the top prize. 

It may be a surprise that the RTP on Mega Moolah is 88%, but then it is a big gamble to play on this slot. The potential rewards are huge, but the chances of you seriously denting your bankroll on this progressive title is also high.

Relic Raiders offers a 200000x top prize. However, this generosity is dimmed by the games overall RTP of 90%. Relic Raiders hosts five reels and 50 pay lines. Wins on this NetEnt pokie are improved as Wild, Free Spin and Scatter icons are discovered.

White King, from Playtech’s vaults, offers a top prize of 1000x your stake. However, in providing this valuable prize, $9.95 from every $100 bet on this product is retained in profit. Yes, the graphics are high quality and stacked wild symbols bring great excitement, but there is no obvious reason for the RTP on this game being so low.

Pokie	Software Provider	Lowest RTP (%)	Highest RTP (%)
Mega Moolah	NetEnt	88	88
Relic Raiders	NetEnt	90	90
White King	Playtech	90.1	90.1

What is the biggest payout from an online casino in New Zealand?

Surely the most impressive win in New Zealand casino history was that which was achieved by Maori fried chicken worker, Rawiri Pou in 2016. Mr Pou had decided to deposit a relatively small sum on his online casino account as he felt that his luck was in. Mr Pou was soon to be proved right as he received a four-figure payout from the Mega Moolah progressive jackpot pokie. Achieving this relatively modest win gave Mr Pou the confidence to keep playing on the game in the hope that a better payout might follow. Rawiri’s instincts were spot on. Little more than two hours later, he was celebrating his monstrous eight-figure win.

Biggest Online Casino Payout FAQS