Top Paying Online Casinos NZ

Whenever you click on an online casino you are likely to be hit by a plethora of information. But how do you trawl through this well-meaning prose and determine how fair a site is at paying out winners on its selection of gambling games? At, we aim to cut through the chatter and provide you with a good approximation of which casino sites pay a fair level of reward for the risks that you take when investing in online casino content. A top paying online casino NZ is one where the listed RTP can be verified by independent agencies like eCOGRA and where table game variations see the house edge reduced to a minimum. We rank casinos based on this information so that you know that you have the chance to receive a fair return on your outlay.

5 /5 Rating

Playerz Casino

Up to NZ$1,500

+ 50 Free Spins

Playerz Casino HIGHLIGHTS
  • Megaways Available
  • Express pay-outs
  • VIP Holiday offers
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Spinia Casino

Up to $350

+ 50 Free Spins

Spinia Casino HIGHLIGHTS
  • Massive slots range
  • Easy access VIP rewards
  • MGA licensed
18+ Play responsibly. Terms and Conditions Apply.
4.5 /5 Rating

Jackpot City

NZ$1,600 Deposit Bonus

  • Claim a sign-up bonus with deposits from $1!
  • Dedicated to Evolution Live Gaming fans
  • A high-class platform with 97.3% RTP
1st / 2nd / 3rd / 4th Deposit - Match Bonus up to NZ$400 • New customers only • Min deposit NZ$10 • 70x wagering • Terms apply
4.3 /5 Rating

Ruby Fortune

NZ$750 Bonus

  • Great VIP rewards scheme
  • Bonuses available every time you deposit
  • Wide range of funding methods available
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating


Up to $1,000

+ 100 Free Spins!

  • Evolution Live Casino
  • Top welcome bonus
  • MGA & UKGC Licensed
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Magic Red Casino

100% up to $200

+100 Extra Spins

Magic Red Casino HIGHLIGHTS
  • UKGC & MGA licensed operator
  • Impressive site on mobile, tablet, or PC
  • Fairness assured by external auditing
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Vegas Hero

$1,000 Bonus

+ 50 Free Spins

  • Rapid withdrawals
  • Stellar pokies
  • Great welcome offer
18+ Play responsibly. Terms and Conditions Apply.
4.8 /5 Rating


Up to $2,000

+ 100 Spins

  • Immense opening offer
  • A ridiculous number of pokies
  • Low wagering on joining bonus
18+. New players only. Min. dep. $20. Max. bonus bet $5. Offer is 100% bonus match on first deposit up to $1,000 on slots only + 100 Yoo Spins, 50% bonus match on second deposit up to $500, and 50% bonus match on third deposit up to $500. 100 Yoo Spins valid on 9 Masks of Fire, Rich Wilde and the Book of Dead, Fire Joker, Wacky Panda and Big Bass Bonanza respectively (first 20 credited immediately upon first deposit; rest credited at 07:00 CET at 20/day). Spins must be used by 23:59 CET of the day on which they are credited to player account, any unused shall be removed. Winnings from spins capped at $50 for each set of 20 and credited as bonus funds. Bonus funds must be used within 30 days. Bonus funds are separate to Cash funds, and subject to 35x wagering of bonus funds and deposit amount. Full Terms Apply. Play Responsibly.
4.3 /5 Rating

BitStarz Casino

Up to $2000 + 200 Free spins

BitStarz Casino HIGHLIGHTS
  • Bitcoin Games
  • Speedy pay-outs
  • Excellent ongoing rewards
bitcoin logo
18+ Play responsibly. Terms and Conditions Apply.
4 /5 Rating

Casino Joy

$1,000 Bonus

+ 200 FS on Starburst

  • Free spins available
  • Super slots
  • Owned by top iGaming firm
18+ Play responsibly. Terms and Conditions Apply.
4.8 /5 Rating

21 Prive’ Casino

Up to NZ$1,300

+ 200 Spins

21 Prive’ Casino HIGHLIGHTS
  • Tremendous joining offer
  • 100+ Jackpot games
  • A casino not to be missed
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

Cosmic Slot


+ 200 Free Spins

  • Top welcome offer
  • Great collection of slots
  • Stellar rewards system
bitcoin logo 9+
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Nitro Casino

Up to $1,000

+ 300 Free Spins

  • MGA licensed
  • High octane welcome bonus
  • Quality slots offer
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Video Slots Casino 

100% up to NZ$200

Video Slots Casino  HIGHLIGHTS
  • Massive slots selection
  • UKGC licensed
  • Ongoing rewards
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Casino Masters

100% up to NZ$200

+ 30 Free Spins!

Casino Masters HIGHLIGHTS
  • Evolution Gaming
  • UKGC & MGA Approved
  • Ongoing bonuses
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

Woo Casino

Up to NZ$300

+ 200 Free Spins

  • Bitcoin Casino
  • Great pokies selection
  • High pay-out limits
bitcoin logo 7+
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

22 Bet

Up to NZ$500. Min Dep $2

  • Fantastic Sportsbook
  • Selection of software
  • Daily Rewards
bitcoin logo 11+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Skol Casino

Get up to $1,300 Bonus

+ 250 Bonus Spins

  • New platform from the White Hat Gaming team
  • Houses more than 2,500 slots games
  • Rapid pay-outs by e-wallet available
18+. New Players only. One bonus offer per player. Min dep $10. Max bet $5. Bonus funds must be used within 30 days & bonus spins within 10 days. Spins valid on Starburst only. Offer consists of: 1st dep: 100% up to $300 & 100 spins, 2nd dep: 75% up to $300 & 75 spins, 3rd dep: 50% up to $300 & 50 spins, 4th dep: 25% up to $300 & 25 spins, 5th dep: 100% up to $100. The 100 spins triggered on your 1st dep are credited at a rate of 25 spins per day over 4 days. Bonus spins winnings credited as bonus funds & capped at $50. For the 1st dep offer, this winning cap shall be applied to each set of 25 spins. Bonus funds are subject to 35x wagering. Terms apply.
4.5 /5 Rating

Just Spin

UP to $500

+ 600 Free Spins

  • Big opening offer
  • A feast of pokie goodness
  • Huge number of free spings when joining
18+ Play responsibly. Terms and conditions apply.
4.8 /5 Rating

Jonny Jackpot

Up to NZ$1,000

+ 100 Bonus Spins

Jonny Jackpot HIGHLIGHTS
  • Massive bonus open to New Zealanders
  • Take advantage of rewards from the VIP Club
  • "Try before you buy" with a free spins bonus
18+ New players only. Min deposit NZ$10 1st deposit: 100% up to NZ$400 & 50 bonus spins. 2nd deposit: 125% up to NZ$200 & 20 spins. 3rd deposit: 200% up to NZ$400 & 30 bonus spins. All spins valid on Legacy of Dead. Winnings from bonus spins are credited as bonus funds and capped at an amount 1 times the number of spins assigned (e.g. 100 bonus spins on first deposit have a max. win cap of NZ$100). Bonus funds expire after 30 days, Spins after 10 days. Max bonus bet NZ$5 Bonus funds are separate to Cash funds and are subject to 35x wagering req. (dep+bonus+spins). Terms Apply. Please Play Responsibly. For players who registered before May 2021, please find full terms of old offer here
5 /5 Rating

Playzee Casino

Up to NZ$1,500

+ 150 Spins

Playzee Casino HIGHLIGHTS
  • Enjoy content from White Hat Gaming
  • Aimed at providing players with regular rewards
  • Guaranteed safety from this MGA licensed site
18+ | New players only. Min dep NZ$20 Max bonus bet NZ$5 Offer: 1st deposit - 100% up to NZ$300 & 100 Zee Spins on Starburst (credited in increments of 10 x day, over 10 days), 2nd deposit - 50% up to NZ$500 & 25 Zee Spins on Gonzo’s Quest, 3rd deposit - 25% up to NZ$700 & 25 Zee Spins on Reel Rush. Zee Spins winnings are credited as bonus funds and capped at NZ$50 Zee spins expire by 23:59 GMT same day they are credited, bonus funds expire after 30 days. Bonus funds are separate to Cash funds and are subject to 35x wagering (deposit + bonus) & withdrawal requirements. Full Terms Apply. | Please Play Responsibly. |
4.7 /5 Rating

Rapid Casino 

100% up to $1,000

Rapid Casino  HIGHLIGHTS
  • Wild West Themed
  • Top Welcome Deal
  • MGA-licensed operation
18+ Play responsibly. Terms and Conditions Apply.
4.8 /5 Rating


Up to $1,500 Bonus

+ 200 Free Spins

  • Take advantage of a massive sign-up bonus
  • Play on top pokies and live game show titles
  • Enjoy rapid pay-outs by Skrill & Neteller
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

Casino Rocket Casino

€1,000 Bonus

+ 150 Free Spins

Casino Rocket Casino HIGHLIGHTS
  • Enjoy several bonus offers weekly
  • Home to games from Merkur & Pragmatic Play
  • Express withdrawals by e-wallet
bitcoin logo 10+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating



+ 375 Spins on Book of Dead

  • Take advantage of 200% deposit bonus
  • Clutter-free interface for easy navigation
  • Licensed by UKGC & MGA for your convenience
18+ New players only. One welcome package per player. Max bonus bet NZ$5 Min deposit NZ$10 1st deposit: 200% up to NZ$200 and 100 bonus spins, 2nd Deposit: 50% up to NZ$200 and 50 bonus spins, 3rd deposit: 75% up to NZ$200 and 75 bonus spins, 4th deposit: 125% up to NZ$500 and 150 bonus spins. All spins are on slot game Book of Dead only. Bonus funds must be used within 30 days and bonus spins within 10 days. Spins winnings credited as bonus funds and capped to the number of spins awarded. Bonus funds separate to cash funds and are subject to 35x wagering and withdrawal requirements. Full terms apply.

Table of Contents

How we rank online casinos by how much they payout

At Best NZ Casino, we understand that terminology that is used to display the attractiveness of an online casino can be vague and meaningless. We try to add meat to the bone so that terms like RTP (return to player) are given some context. By taking this stance, we hope that you can make better decisions about where you wish to access casino content when you are surfing online.

In essence, the return to player rate that is attached to gambling products at online casinos is the only true measure of what returns you are likely to build up when you play slots and table games for an extended period. But, as with everything in the digital meta sphere, take a minute to question who is advising you about market-leading returns rates and whether these claims have been verified. 

To truly ensure that you are playing casino games where your chances of winning closely align with advertised figures you should ensure two things. First, that any casino that you are playing at is regulated by one of the two big hitters in the iGaming world, and secondly, that all RTP claims have been scrutinised by an independent agency. 

When it comes to the regulation of online casinos, two names are well ahead of the rest of the pack. The United Kingdom Gambling Commission (UKGC) and the Malta Gaming Authority (MGA) do a great job of ensuring that online casinos put in place the practices that prevent vulnerable people from gambling online, keep crime out of gambling, and put protections in place that minimises the personal issues that online gambling can create. Both the UKGC and the MGA are strict when it comes to putting in place rules that prevent casinos from promising results that do not materialise in the real world. If the UKGC or the MGA discovered that a casino that they licenced advertised returns rates that were fundamentally untrue, these agencies can quickly move to issue substantial fines against offending firms. 

The independent verification of RTP rates is generally performed by companies such as eCOGRA, iTech Labs, and TST. These firms gain access to the software that powers casino products online and test this to destruction. From playing thousands of spins on slots and table games, these companies can determine the percentage of stakes that are returned to players over an extended run of gameplay. If your casino does not allow an external body to independently verify the fabric of its games in this way then it is difficult to trust the claims that are illustrated. 

As is intuitive, if you choose to play casino games at an unlicensed venue that has had little or no external outsight, it is not a surprise if the returns that you make from the casino products on that site are lower than you would otherwise expect. Our ranking system takes all of the variables into account so that you have the best possible chance of finding a top paying online casino in NZ. 

Which table game pays out the most?

So, you may be playing at an online casino that has a gold-standard license, and the RTP of all games has been externally verified, but what selection of games should you be playing if you which to bring the natural profitability of the house nearer to zero. 

As a rule of thumb, most slots offer an RTP of around 96-97%. For every $100 that you invest in these games you should, on average, make returns of $96-97. However, table games tend to be slightly more generous. It is often obvious that casinos prefer to steer you away from playing traditional casino content. Very few of the bonuses that online casinos offer are geared towards table play and most bet restrictions focus on games such as Blackjack, Baccarat, Craps, and Roulette.

Casino owners prefer to offer gambling games where outcomes are entirely at the whim of lady luck. Blackjack is a little bit murky when it comes to this factor. Skilled players can use practices such as Card Counting to tip the odds of the game slightly in their favour. To be able to Card Count, you must keep track of which cards have already been dealt so that you can make a better guess of which cards are likely to be dealt in forthcoming hands. If the spread of cards suggests that more face or Ace cards are due to be dealt, the bettor can assume that there is a slightly better chance of hitting a Blackjack. However, most casinos are on the lookout for this practice, with players caught ‘counting’ being quickly removed from the premises. Because of the potential for players to use skill to alter the outcome of some hands, the RTP of Blackjack is usually calculated at around 99%. However, this figure falls if you are not following the optimal betting strategy for all combinations of dealt cards, and plummets dramatically if you invest in the side bets that casinos offer on this game.

Roulette is a traditional casino game that relies more on chance than Blackjack does, however, you can potentially influence your overall profitability on this game by employing betting strategies. There are several types of Roulette available at all casinos. If you are fortunate to find a casino that plays French Roulette the RTP is around 98.6%. The beauty of Roulette for punters is that you can place bets on this game that suits your relationship with risk. If you are risk-averse, you can bet on Evens events such as Red/Black or High/Low. However, if you laugh in the face of danger, you can bet on single numbers and be rewarded with a 36/1 payout when you are correct. On Evens bets, the expectation is that you will win on every other spin. Therefore, it is logical to increase your bet after a loss. Doing this can help you to recoup any losses if the wheel is performing to expectations.

Sic Bo, the dice betting game, can also return high levels of cash to players, even during extended playing sessions. RTP on this game can be as high as 97.22%. The return of this magnitude, however, is only seen when you restrict your betting to events such as Big/Small, and Odd/Even, where the odds of either outcome being derived is Evens.

Keno is a lottery-style game where players can amend the RTP delivered by altering the number of balls that they select for any given draw. When players select thirteen numbers the RTP for a game is maximised. Players achieve an RTP of 96.54% when making this selection. 

Baccarat is another table game where the host only just covers its expenses. You can essentially place two bets in Baccarat and even back the banker to win or the player. If you always bet on the banker to win, the house edge is reduced to a minimum. By utilising this strategy you can elicit an RTP of 98.94% on this traditional card game.

Table GameBest RTP%
Blackjack 99
French Roulette98.60
Sic Bo 97.22
Table Game RTP Rates

If you win big, will your online casino payout quickly?

When it comes to receiving a jackpot win at express pace, once again it pays to play at a highly-respected venue. Any online casino that is licensed by the United Kingdom Gambling Commission is mandated to pay out jackpot wins with little delay. However, you cannot be confident of receiving this five-star treatment if you choose to play at an online casino that is unregulated or regulated by bodies in less stringent jurisdictions such as Curacao, Antigua and Barbuda or Kahnawake Reservation. By looking at the terms and conditions for some of the casinos that operate in these regions, jackpot prizes can take up to ten months to be paid in full. 

What is Return to Player (RTP) and how do we know it is not gamed?

Return to Player, or RTP as casinos love to abbreviate this measure too, is a term that is used to display how much you should expect to have returned to your bankroll for every $100 in bets that you place on an individual betting product. If a game has an RTP of 95%, you would expect to see your bankroll stand at 95% of its original sum if you place thousands of bets on the same game. In essence, RTP shows how much a casino will take in the long run for providing a specific casino product on its platform. The RTP that a casino advertises is important as this number is likely to attract players to a site where the returns are higher than on other sites for similar games. Therefore, it is important to determine that the RTP that is displayed can be achieved if you are playing a game for a long period. To ensure the accuracy of the RTP rates that online casinos advertise, many firms allow their products to be examined by independent businesses such as eCOGRA. eCOGRA will play a product thousands of times to determine the level of long-run RTP. Of course, this figure is only really an approximation. You will have to spin a game thousands of times before you achieve a return that is close to the verified return. In short stints, players might achieve a jackpot and therefore ensure an RTP that is massively higher than advertised. Alternativelyoperates, have a woeful run of results that sees their bankroll diminish before a game begins to pay out in the dominations expected.

What are the best paying online pokies?

Pokies TitleRTP (%)Jackpot Prize MutlipleSoftware ProviderGame Type
Mega Joker99X2000 (X10000 Progressive Pot)NetEntProgressive Jackpot
1429 Unchartered Seas98.60X1250ThunderkickVideo Slot
The Catfather98.10X2251Pragmatic PlayVideo Slot
Blood Suckers98.00X1014NetEntVideo Slot
Rainbow Riches Pick N Mix98.00X500BarcrestVideo Slot
High RTP Slots

The best paying pokies come in all shapes and sizes. Mega Joker from NetEnt is a five-reel, forty pay-line game that returns 99% of all stakes to players. Available at Skol Casino, this classic title sees prizes build as scatter symbols appear in view. Mega Joker is considered to be a high variance game. High variance suggests that when prizes are awarded they may be higher than the industry average, but you may have to see your bankroll drop for a period before a winning combination is hit. 

1429 Unchartered Seas is another pokie that returns nearly all money staked on it back to punters. With five reels and twenty-five pay lines, wins on this game often occur when expanding wild icons are unfurled on reels two, three, or four. The quest for a win is improved further if the compass scatters symbols appear on a win line. Three scatters provides bettors with ten free spins, four scatters see twenty free spins awarded, and five scatters allows players to make use of fifty free spins. Even though the RTP on this slot is close to matching that of Mega Joker. 1429 Unchartered Seas is characterised as being a low variance game. A low variance game sees regular small wins gained meaning that your bankroll should never fall too quickly from your starting position. 

Which online pokies have paid out the most?

You perhaps don’t realise, but if you win a top-level prize on a Progressive Jackpot slot, you stand to receive a life-changing sum of money. As is the nature of all potentially huge wins on any gambling game, eight-figure pay-outs occur only rarely, but they do occur. In recent years, it appears that the top pot prize on many Progressives continues to burgeon as new records are broken. The record pay-out on any online pokie now exceeds a staggering $32.5 million NZD. The game in question that delivered this win was Absolootly Mad Mega Moolah. Absolootly Mad Mega Moolah is a spin-off from the hugely popular Mega Moolah progressive that holds legendary status in its own right. Absolootly Mad Mega Moolah only has an RTP of 92.02%, but this is unsurprising as a proportion of the stake money from every spin on this game goes towards adding to the progressive top prize. If you are looking for a progressive to sink your teeth into at the time of writing, then the original Mega Moolah title is likely to be of interest. At this time, the jackpot on this feature is being advertised at $12.0 million NZD. Of course, you must always bear in mind that your chances of winning an amount of this order is close to zero, but if you do have a few spare dollars in your casino account a spin on this game might provide more interest than the purchase of a lottery ticket, for example.

Progressive JackpotSoftware ProviderBiggest Payout (NZD)Current Jackpot (NZD)Casino
Absolootly Mad Mega MoolahMicrogaming32.5 million6.3 millionNapoleon Sports
Mega MoolahMicrogaming27.0 million12.0 millionBetway
Mega Fortune NetEnt26.7 million7.4 millionBetsson
WowPotMicrogaming 26.5 million11.9 million32 Red
Top Online Casino Wins

Online Pokies to avoid!

The RTP that a slot offers can be altered depending on in-game decisions that you make. By deciding to opt for a gamble feature you may knock a significant amount from a game's overall RTP, but you may increase your choice of landing a heavyweight prize. Games from software providers such as NETENT commonly incorporate this feature. Alternatively, games that provide huge payouts often have lower RTP’s. Profit is required to pay for regular in-game prizes and also to boost the top prize. 

It may be a surprise that the RTP on Mega Moolah is 88%, but then it is a big gamble to play on this slot. The potential rewards are huge, but the chances of you seriously denting your bankroll on this progressive title is also high.

Relic Raiders offers a 200000x top prize. However, this generosity is dimmed by the games overall RTP of 90%. Relic Raiders hosts five reels and 50 pay lines. Wins on this NetEnt pokie are improved as Wild, Free Spin and Scatter icons are discovered.

White King, from Playtech’s vaults, offers a top prize of 1000x your stake. However, in providing this valuable prize, $9.95 from every $100 bet on this product is retained in profit. Yes, the graphics are high quality and stacked wild symbols bring great excitement, but there is no obvious reason for the RTP on this game being so low.

PokieSoftware ProviderLowest RTP (%)Highest RTP (%)
Mega MoolahNetEnt8888
Relic RaidersNetEnt9090
White KingPlaytech90.190.1
Low RTP Pokies

What is the biggest payout from an online casino in New Zealand?

Surely the most impressive win in New Zealand casino history was that which was achieved by Maori fried chicken worker, Rawiri Pou in 2016. Mr Pou had decided to deposit a relatively small sum on his online casino account as he felt that his luck was in. Mr Pou was soon to be proved right as he received a four-figure payout from the Mega Moolah progressive jackpot pokie. Achieving this relatively modest win gave Mr Pou the confidence to keep playing on the game in the hope that a better payout might follow. Rawiri’s instincts were spot on. Little more than two hours later, he was celebrating his monstrous eight-figure win.

Biggest Online Casino Payout FAQS

What online casino in New Zealand Pays Out the Best?

Perhaps, unsurprisingly, the online casino operator that is often mentioned as being the top paying online casino in New Zealand is the platform that operates land-based venues. SkyCity Casino is calculated to pay an average RTP of 97.7% across all its products. SkyCity is a well-known brand in NZ and it also owns four of New Zealand’s six physical casinos. It is not a surprise then that SkyCity is deemed as being a high payer. There is no way that SkyCity would wish to rock the boat with the New Zealand Government and risk having its land-based licences revoked. Alternatively, they appear to be among the country's best payers to underline their credentials for fairness.

What are the biggest online pokies wins in New Zealand?

Rawiri Pou lays claim to this feat. The Kentucky Fried Chicken worker bagged a huge jackpot of $10,144,395.82 on June 17th, 2016. Mr Pou enjoyed his good fortune while taking a few spins on the ever-popular Mega Moolah progressive jackpot slot. To date, this is the biggest pay-out ever received by a New Zealander at an online casino site.

What does RTP mean with regards to online casino games?

RTP means a return to the player. The RTP figure indicates how much you can expect to retain in your bankroll when betting on the same product for a long spell. It also highlights the amount of profit that a casino would expect to take if you keep betting on a product in perpetuity. The RTP is evaluated by independent organisations like eCOGRA on the top paying casino online NZ sites. When eCOGRA assesses RTP, you can be confident in the information that is advertised about payout rates.

What is the average return to the player when playing Roulette?

The return to the player when playing roulette is dictated by the type of Roulette that you play. In French Roulette, where half of your stake is returned when the ball falls into the Green Zero bed, the RTP is as much as 98.6%. A figure in this magnitude suggests that the house will profit by $1.40 for every $100 that you bet. However, by using betting strategies canny gamblers can potentially overturn this shortfall in the short term. Strategies like the D’Alembert and Fibonacci suggest that punters should increase stakes following a loss on low-variance bets. Theoretically, a small profit could be made in this way.