NZ Casinos with the Fastest Pay-out

At casinos.win, we are a team of optimists. For this reason, one of the first things we look for in an online casino is how quickly they pay.

So, with casinos often having dedicated processing periods that add to transaction times, working out which sites are the speediest at returning your cash is difficult to calculate.

But, fear not. Our team of reviewers have assessed the payout performance of casino brands in NZ so that you can be confident that your brand is performing well against expectations. 

5 /5 Rating

Playerz Casino

Up to NZ$1,500

+ 50 Free Spins

Playerz Casino HIGHLIGHTS
  • Megaways Available
  • Express pay-outs
  • VIP Holiday offers
8+
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Spinia Casino

Up to $350

+ 50 Free Spins

Spinia Casino HIGHLIGHTS
  • Massive slots range
  • Easy access VIP rewards
  • MGA licensed
8+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Spela

Up to $1,000

+ 100 Free Spins!

Spela HIGHLIGHTS
  • Evolution Live Casino
  • Top welcome bonus
  • MGA & UKGC Licensed
10+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Vegas Hero

$1,000 Bonus

+ 50 Free Spins

Vegas Hero HIGHLIGHTS
  • Rapid withdrawals
  • Stellar pokies
  • Great welcome offer
7+
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

BitStarz Casino

Up to $2000 + 200 Free spins

BitStarz Casino HIGHLIGHTS
  • Bitcoin Games
  • Speedy pay-outs
  • Excellent ongoing rewards
bitcoin logo
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

Cosmic Slot

NZ$1,150

+ 200 Free Spins

Cosmic Slot HIGHLIGHTS
  • Top welcome offer
  • Great collection of slots
  • Stellar rewards system
bitcoin logo 9+
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Nitro Casino

Up to $1,000

+ 300 Free Spins

Nitro Casino HIGHLIGHTS
  • MGA licensed
  • High octane welcome bonus
  • Quality slots offer
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Casino Masters

100% up to NZ$200

+ 30 Free Spins!

Casino Masters HIGHLIGHTS
  • Evolution Gaming
  • UKGC & MGA Approved
  • Ongoing bonuses
10+
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

Woo Casino

Up to NZ$300

+ 200 Free Spins

Woo Casino HIGHLIGHTS
  • Bitcoin Casino
  • Great pokies selection
  • High pay-out limits
bitcoin logo 7+
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

22 Bet

Up to NZ$500. Min Dep $2

22 Bet HIGHLIGHTS
  • Fantastic Sportsbook
  • Selection of software
  • Daily Rewards
bitcoin logo 11+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Playzee Casino

Up to NZ$1,500

+ 150 Spins

Playzee Casino HIGHLIGHTS
  • Enjoy content from White Hat Gaming
  • Aimed at providing players with regular rewards
  • Guaranteed safety from this MGA licensed site
11+
18+ | New players only. Min dep NZ$20 Max bonus bet NZ$5 Offer: 1st deposit - 100% up to NZ$300 & 100 Zee Spins on Starburst (credited in increments of 10 x day, over 10 days), 2nd deposit - 50% up to NZ$500 & 25 Zee Spins on Gonzo’s Quest, 3rd deposit - 25% up to NZ$700 & 25 Zee Spins on Reel Rush. Zee Spins winnings are credited as bonus funds and capped at NZ$50 Zee spins expire by 23:59 GMT same day they are credited, bonus funds expire after 30 days. Bonus funds are separate to Cash funds and are subject to 35x wagering (deposit + bonus) & withdrawal requirements. Full Terms Apply. | Please Play Responsibly. | GamblingTherapy.org
4.7 /5 Rating

Rapid Casino 

100% up to $1,000

Rapid Casino  HIGHLIGHTS
  • Wild West Themed
  • Top Welcome Deal
  • MGA-licensed operation
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Casigo

NZ$1,100

+ 375 Spins on Book of Dead

Casigo HIGHLIGHTS
  • Take advantage of 200% deposit bonus
  • Clutter-free interface for easy navigation
  • Licensed by UKGC & MGA for your convenience
9+
18+ New players only. One welcome package per player. Max bonus bet NZ$5 Min deposit NZ$10 1st deposit: 200% up to NZ$200 and 100 bonus spins, 2nd Deposit: 50% up to NZ$200 and 50 bonus spins, 3rd deposit: 75% up to NZ$200 and 75 bonus spins, 4th deposit: 125% up to NZ$500 and 150 bonus spins. All spins are on slot game Book of Dead only. Bonus funds must be used within 30 days and bonus spins within 10 days. Spins winnings credited as bonus funds and capped to the number of spins awarded. Bonus funds separate to cash funds and are subject to 35x wagering and withdrawal requirements. Full terms apply. www.gamblingtherapy.org
4.3 /5 Rating

King Billy

Welcome Pack NZ$1,500

+ 200 Free Spins

King Billy HIGHLIGHTS
  • Claim a right royal Welcome Bonus of up to $1500!
  • Verified average payout rates of 97%
  • Take advantage of 24/7 Live Chat support
bitcoin logo 9+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Pelaa Casino 

Up to $1,000

+150 Free Spins

Pelaa Casino  HIGHLIGHTS
  • Express pay-out service
  • Legendary pokies
  • Quality welcome deal
9+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Captain Spins

100% up to NZ$1,200

+ 260 Bonus Spins

Captain Spins HIGHLIGHTS
  • Over 1,500 pokies from global trendsetters
  • Daily bonuses for regular players
  • $10 minimum deposit available in NZ
9+
18+. New players only. One welcome package per player. Max bonus bet NZ$5 Min deposit NZ$10 1st deposit: 100% up to NZ$300 and 50 bonus spins, 2nd Deposit: 100% up to NZ$300 and 60 bonus spins, 3rd deposit: 100% up to NZ$300 and 70 bonus spins, 4th deposit: 100% up to NZ$300 and 80 bonus spins. All spins are on slot game Book of Dead only. Bonus funds must be used within 30 days and bonus spins within 10 days. Spins winnings credited as bonus funds and capped to the number of spins awarded. Bonus funds separate to cash funds and are subject to 35x wagering and withdrawal requirements. Full Terms Apply. www.gamblingtherapy.org
4.7 /5 Rating

Wildz Casino

Up to $1,000

+ 200 Free Spins

Wildz Casino HIGHLIGHTS
  • MGA approved
  • Great slots & table games
  • VIP benefits
8+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Vegasoo Casino

Up to NZ$1,500

+ 50 Free Spins

Vegasoo Casino HIGHLIGHTS
  • Dragon themed
  • Top owners
  • Superb slots
8+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Kassu Casino

Up to $1,500

+ 300 Free Spins

Kassu Casino HIGHLIGHTS
  • Slots galore
  • VIP bonuses
  • UKGC approved
9+
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

True Flip

Up to NZ$1,100

+ 75 Free Spins

True Flip HIGHLIGHTS
  • Quality opening offer
  • Low wagering requirment on sign up bonus
  • Free spins when you join
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Sloty

Welcome Bonus $1,500

+ 300 Free Spins

Sloty HIGHLIGHTS
  • 300 free spins on 1st deposit
  • VIP scheme for flights and holidays
  • UKGC and MGA licenseholder
8+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Fun Casino

100% up to $123

+ 10% Cashback Always

Fun Casino HIGHLIGHTS
  • Fun times for Megaways fans at Fun Casino!
  • Dedicated to premium slots from Novamatic
  • Deposits by Bitcoin for fans of cryptocurrency
8+
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Sky City

Up to $100

+ 10 Free Spins for 7 Days

Sky City HIGHLIGHTS
  • Access great benefits online and bricks & mortar
  • Optimized for superior mobile output
  • Crammed with the latest pokies releases
Deposit required for triggering reload bonus and additional Free Spins. Bonus of 100% up to a max of $100. 35x bonus wagering req. in 30 days. 70 Free Spins awarded on eligible games, 10 per day valid for 24h.
4.3 /5 Rating

Wild Tornado

Up to €1,000

+ 100 Free Spins

Wild Tornado HIGHLIGHTS
  • Express pay-outs within one hour
  • High-class games library from top providers
  • Compatible with mobile and PC
bitcoin logo 9+
18+ Play responsibly. Terms and conditions apply.
4.3 /5 Rating

Casinoin

100% up to €200 on First Deposit

+200 Cash Free Spins

Casinoin HIGHLIGHTS
  • Deposits accepted by Bitcoin & Litecoin
  • Rapid pay-outs completed within one hour
  • Huge monthly withdrawal rates as standard
bitcoin logo 12+
18+ Play responsibly. Terms and conditions apply.

Table of Contents

What is an acceptable time to wait for a payout?

Payout methods are not uniform across all casino websites in NZ. However, all of the operators that we have come across allow its customers to claim payouts via Visa. 

Casino Visa Withdrawal Period
Sky City Casino 0-1 Days
Mr Play 0-4 Days
Casigo1-2 Days
Captain Spins1-2 Days
Wazamba3-5 Days
Spin Casino 3-8 Days
Dunder3-8 Days
Estimated Pay-outs by Visa in NZ

From this representative list, it is apparent that you should not have to wait for any more than three days from requesting a pay-out for this sum being returned to your payment card. However, there are plenty of establishments that enforce minimal processing periods for all pay-outs, at these platforms you can expect to see your card refunded within 48 hours. 

Other reasons your cash payments could be delayed

There are several reasons that a casino might state as being the reason behind any payment delay. These range from the understandable to the unconvincing.

First, a casino might highlight that you have reached a pre-set pay-out cap at which point you need to verify your identity concerning Know Your Customer (KYC) legislation. Know Your Customer procedures are designed to ensure that crime in gambling and under-aged gambling is minimised. At the point that these checks are triggered, normally when you have requested pay-outs that total $2,000, you will need to upload copies of photographic ID, and letters that confirm your address. It may take up to 48 hours for your identity to be confirmed, during which time all withdrawal requests will be placed on hold. The good news is though, that once these checks have been completed they will not cause future pay-outs to be delayed. 

Second, a casino may suspect that transactions that are being made from your account are ensuring a form of money laundering. If this is the case, your online casino provider may request additional details regarding the source of funding for your account. By doing this your casino can confirm that gambling profits in your account are not the result of criminal enterprise. Because the Malta Gaming Authority (MGA) is strict when it comes to ensuring that money laundering has no place in gambling and that most of the casinos that serve Kiwis are MGA licenced sites, New Zealanders are affected by these rules. 

Third, casinos may come up with all kinds of outlandish reasons as to why your winnings cannot be withdrawn. Some of these stories might include the removal of promotional terms, the use of unfair gambling practices, or increasing minimum pay-out limits. However, all of these practices are unlikely to occur at an MGA licenced casino. So if you want a guarantee that your pay-outs will be completed reasonably, choosing an MGA licenced operator is always likely to be a good idea.

Why do some casinos try to delay the payout?

The only reason that a casino would delay your payment, once all regulatory checks have been concluded, is to hold on to your money for longer to ensure that payout requests are reversed. Sites that operate within NZ, including Spin City Casino, still have a ‘reverse withdrawal tab’. The ‘reverse withdrawal tab’ allows you to reverse any pay-out request within the processing period for pay-out claims to be verified. As casinos work on the assumption that they will profit (on average) the more you play on a site, it is beneficial for casinos to offer this service. It is expected that any win that you claim today will be reduced by tomorrow, as the return to player rate (RTP) on even the best-paying casino games is only 98%.

However, market forces will likely dictate that the ‘reverse withdrawal tab’ will be a thing of the past in the years to come. The United Kingdom Gambling Commission (UKGC) has already banned the practice of payout reversals, so this progressive step is likely to be exported to New Zealand via MGA licenced casinos in due course. 

Payout times by payment system vary significantly

The other factor that often delays the process of you receiving your casino winnings is the time that it takes for transactions by different methods to be completed. Most casinos in New Zealand allow transfers by three types of methods. Cards, either debit or credit, although the UKGC has already banned the use of credit cards at remote locations, so this is another change that is likely to hit NZ at some point, e-wallets, or Bank Transfers. 

Transactions that are performed by e-wallet tend to complete much quicker than Card or Bank Transfer payouts, so Best NZ Online Casino readers are strongly advised to set up a Skrill, NETELLER, or Much Better account to complete financial dealings with your casino. 

Method FeeExpected Withdrawal Time Max Payout (NZD)
VisaFree1-5 Days20000
MastercardFree1-5 Days20000
MaestroFree1-5 Days20000
PayPalFree0-1 Days5500
NetellerFree0-1 Days5000
SkrillFree0-1 Days5000
PaysafecardFree0-1 Days779
EcoPayzFree0-1 Days5000
Bank TransferFree2-10 Days50000
Quickest Transaction Methods

Although payout requests by Card and Bank Transfer take longer to finalise, this is perhaps not a surprise. These options also allow you to shift more cash, so it is to be expected that transfers completed in this way would move at a more pedestrian pace. However, unless you are being seriously optimistic (we all must dream), most of you will probably be happy to make do with using Skrill, Neteller, or EcoPayz for most of your payouts. 

Payouts when you win a large amount of money

Big pay-outs tend to be covered by the terms and conditions that online casinos in New Zealand are guided by. In essence, there are a few different ways in which you can win at a casino. Either a fairly small sum from an in-house casino product, a huge win from an in-house casino product or a progressive jackpot win, that is paid in part by the software developer of the qualifying game. 

The approach of Jonny Jackpot to this range of events is consistent with industry norms. 

Payout Minimum (NZD)Maximum (NZD)Time Period
Regular Play 1050001-3 days
Progressive Jackpot 10Unlimited30 days
In-house Jackpot 10999991-3 days
In -house Jackpot100000UnlimitedUp to 10 months
Common Pay-out Terms

Although Jonny Jackpot is reasonably flexible with the payments that it can make, business operations limit how quickly it can pay sums over $100,000. Perhaps, this should not be a surprise, $100,000 is a big sum of money for any business to find, although it does seem a little disappointing that you may still be waiting for some of your jackpot cash ten months into the future. 

Fastest Casino Payout in the World

In New Zealand, most casinos advertise some form of processing period before pay-outs are guaranteed to be released. Megaslot Casino must be considered to be one of the best performers on this metric. Many of the pay-outs that are completed by this firm happen within six hours. Compared to some of its rivals, this is an express service. Although, as with all other casinos, this is dependent on the transaction method that you select. But, even at an expected one to three days for payment via Card or Bank Transfer, Megaslot Casino performs well. 

NZ Casinos with the Fastest Pay-out FAQS

Are there any NZ casinos with withdrawals that take less than an hour?

Maybe. All casinos that serve the New Zealand market state that pay-outs are subject to a minimum processing period. Normally this period is listed as being a minimum of 24 hours. However, in reality, pay-outs tend to be made much quicker than these limits would suggest. Skol Casino and Megaslot Casino, both advertise that pay-outs from their sites should be processed within 24 hours. Therefore, pay-outs within an hour may be possible if you request payment via an e-wallet. Unfortunately, this cannot be guaranteed. But, in a worst-case scenario, your requested winnings should be with you within a day when you request a pay-out from Skol or Megaslot.  

Do pay-outs have to go to the same deposit payment method?

For security purposes, this is normally the case. If pay-outs are paid to the same account from which a deposit was made, this ensures that winnings are paid to the right person. By paying to alternative accounts, online fraudsters could claim cash that is the property of others. As well as having a security benefit, returning pay-outs by the same method reduces the potential for money laundering to take place. If money is deposited by one method and paid out to another, the route by which money flows via casinos would become more complicated. If this was the case, criminals might look to ‘launder’ ill-gotten gains by passing these off as the proceeds of gambling. 

Are online casinos trying to avoid pay-outs?

Most casinos see benefits in making pay-outs to their clients. After all, if you have been paid out by a casino once then you can surely make this happen again. Therefore, a pay-out can be great marketing for casinos, as you may come back next week and wager twice the amount that you have withdrawn this week. 

However, there are a couple of steps that you may need to take to ensure that your casino is playing fair when it comes to its pay-out decisions. First, make sure that you are playing at a well-regulated website. MGA and UKGC online casinos have a great record when it comes to paying out customers when they should. 

Secondly, check out the terms and conditions that a site operates by when it comes to pay-outs. Rules that relate to pay-out caps or wagering requirements are normally listed somewhere within the T & C’s. Often these are complicated documents to read which is why we try to alert you to any unusual clauses in our website reviews. 

But, in essence, casinos may sometimes be slow at paying out, however, on the whole, most casinos are prompt payers when they are called upon.

If I win a lot of money will a casino pay out in one go?

If you win lots of money, from either an in-house jackpot or a progressive jackpot your pay-out will likely be spread over several months. One of the most common pay-out rules is that progressive jackpots over $250,000 will take up to 30 days to payout. For in-house jackpots, many casinos serving NZ reserve the right to pay these winnings over ten, monthly, instalments. It is, perhaps, a little frustrating that jackpot sums are sometimes drip-fed in this way. However, if you have been fortunate enough to land a six-figure jackpot prize, this is likely to be only a small inconvenience. 

How do I know if the casino has enough money to pay me out?

One of the reasons that casinos have several conditions set out that relates to payouts, is that casinos need to ensure that they maintain sufficient cash flow to meet all of their liabilities. In addition to paying jackpot wins out over a series of months, casinos that are licenced by the United Kingdom Gambling Commission (UKGC) should also ensure that all player balances are ring-fenced. In essence, this means that all player funds should be held in accounts that are independent of those of the casino company and, therefore, players should be able to claim these sums if a casino meets any financial difficulty.