Table of Contents
- How We Choose Top Paying Online Casinos in NZ
- What Is a Casino Payout Rate?
- High Payout Pokies
- Other High Paying Casino Games
- Verifying the RTP Rates at High Payout Casinos
- High Volatility Games for High Payouts
- Payment methods at High payout Casinos
- Bonuses at Top Paying Casinos
- Tips to Increase Your Chances of Winning
- Top Payout Casinos FAQ
How We Choose Top Paying Online Casinos in NZ
The search for the right casino isn’t always an easy one because of the sheer number of casinos on the market and the many factors that go into picking the best casino sites. We’ve dedicated ourselves to reviewing and ranking the top paying online casinos in New Zealand based on strict criteria. When we recommend a casino, it means it’s passed our rigorous checks.
Here’s what we consider for high payout sites:
Fast Withdrawal Methods
A top paying online casino should enable players to access their winnings quickly. The fastest payout casinos promise immediate processing or within 24 hours, and there should be various payment methods to support this. We look for casinos that offer a range of efficient withdrawal methods catering to various preferences, including e-wallets, bank transfers, and others.
Transparent Terms
Players should never be caught off guard with hidden fees, rules, or changing conditions. So we prioritise casinos that lay out their terms and conditions in clear, easy-to-understand language. Any bonus or promotional offer should have clear wagering requirements to enable players to understand how much they need to play before withdrawing winnings from bonuses.
High RTP Games
While a vast game library is impressive, top paying casinos must emphasise the quality of their games, especially their RTP rates. High RTP games give players a better chance, statistically speaking, to receive more returns over time. From slots to table games, the presence of high RTP games across categories is crucial. These RTP figures should ideally be verified by third-party auditors, like eCOGRA, ensuring they aren’t just marketing ploys but genuine figures.
Generous Bonuses
A sign of a top paying casino is the presence of generous online bonuses. Beyond the initial welcome bonus, regular promotions and a good loyalty or VIP program indicate that a casino values its long-term players. Clear wagering requirements are essential. A massive bonus is of no use if its terms make it nearly impossible for players to benefit.
What Is a Casino Payout Rate?
A casino payout rate represents the average amount players can expect to win back over time from their bets. It follows a simple formula:
(Total Amount Returned to Players / Total Amount Bet by Players) x 100%.
For example, if a game has a 97% RTP, this means that for every $100 wagered by players, $97 is returned as winnings on average, while the casino keeps $3.
RTP is a theoretical statistical calculation. So, it doesn’t mean that every player will experience that exact percentage in return. One player might win a jackpot, while another might not win anything. The idea is that over time, the casino should pay out the indicated percentage of players’ bets in winnings. RTPs can vary significantly between different casinos and games. Knowledge of these rates helps you select platforms and games that might offer better odds.
High Payout Pokies
At the heart of a high paying casino lies the games they offer and, more specifically, the payout rates of those games. In the realm of online casinos, pokies play a vital role. Here’s why high payout pokies are essential and how they impact the casino’s overall payout rates:
- They are the most numerous games at online casinos, coming in a variety of themes with various features.
- Theoretically, the higher the RTP, the more favourable the game is to players.
- Pokies with high RTPs are often products of high-quality software providers eager to maintain a reputation of fairness.
- Top-tier providers like NetEnt, Pragmatic Play, and Playtech are precisely among the developers of the highest RTP pokies.
- Slots contribute the most towards wagering requirements, meaning they increase your chances of cashing out on your bonus.
Below is a table of some of the highest RTP pokies on the market:
| Slot | Provider | RTP |
|---|---|---|
| Ugga Bugga | Playtech | 99.07% |
| Mega Joker | NetEnt | 99% |
| Book of 99 | Relax Gaming | 99% |
| Jackpot 6000 | NetEnt | 98.85% |
| 1429 Uncharted Seas | Thunderkick | 98.6% |
| The Catfather | Pragmatic Play | 98.1% |
| Cinerama | Playtech | 98.04% |
| Bloodsuckers | NetEnt | 98% |
| Rainbow Riches Pick n Mix | Barcrest | 98% |
| Jokerizer | Yggdrasil | 98% |
| Zeus Lightning: Power Reels | Red Tiger | 97.73% |
| White Rabbit Megaways | Big Time Gaming | 97.24% – 97.77% |
| Money Train 2 | Relax Gaming | 96.4% – 98% |
Other High Paying Casino Games
While pokies often steal the limelight due to their ease of play and flashy graphics, many traditional casino games offer excellent payout percentages too. Games like blackjack, roulette, and others not only provide strategic depth but also favourable odds if played correctly.
The house edge is often the parameter used to determine how advantageous these games are. This is simply the opposite of RTP. Where the payout percentage indicates the amount of money that will be returned to players from their wagers over a long duration, the house edge represents the casino’s advantage over players in the long run.
Simply put, if a game has an RTP of 98%, its house edge is 2%, meaning that the casino expects to keep $2 out of every $100 wagered.
Here’s an overview of casino table games with their payout rates:
| Casino game | House Edge | RTP |
|---|---|---|
| Blackjack | 0.5% (with basic strategy) | 99.5% |
| Baccarat | 1.06% (banker) / 1.24% (player) | 98.94%/98.76% |
| European Roulette | 2.7% | 97.3% |
| American Roulette | 5.26% | 94.74% |
| Poker | 0.46% | 99.54% |
| Craps | 0.83% | 99.17% |
| Hold’em | 2.36% | 97.64% |
| Sic Bo | 2.78% | 97.22% |
Note that for games of skill like blackjack, the RTP is highly dependent on the use of strategy. Basic blackjack strategy significantly reduces the house edge which can go as high as 2% otherwise. Card counting (where allowed) is another strategy that can tilt the odds even more in favour of players.
For roulette, baccarat and many other staples, different variants will have different payout rates like the case of European Roulette (with one zero) and American Roulette (with both a zero and double zero). Return To Player rates can also vary depending on the type of bet placed.
Verifying the RTP Rates at High Payout Casinos
With numerous casinos flaunting high RTP rates and lucrative payouts, it’s paramount for players to differentiate between genuine offers and misleading marketing tactics. At any trusted and safe casinos, games are frequently subjected to scrutiny by independent auditors. These external agencies rigorously test slots and other software based casino games to ensure they function as advertised, particularly concerning their payout rates and fairness. Prominent independent auditors in the gambling industry include:
- eCOGRA (eCommerce Online Gaming Regulation and Assurance)
- TST (Technical Systems Testing)
- GLI (Gaming Laboratories International)
- iTech Labs
Also, many renowned casinos post the RTP rates of their games, making it easy for players to check and compare these figures. Such a transparent display of RTP rates is a sign of a casino’s commitment to fair play and can be a green flag for players searching for high-payout games. The best quality casinos not only display their RTP rates but also update them regularly to reflect the latest figures. This ensures players have the most recent data at their fingertips.
High Volatility Games for High Payouts
When it comes to casino games, particularly slots, RTP is not the sole factor determining your payout experience. Volatility is another critical aspect that heavily impacts your winning potential. While RTP is a long-run concept, volatility offers insight into the potential returns in the short-term.
Volatility, in simple terms, describes the frequency and size of payouts in a game. A high volatility game might not pay out as frequently, but when it does, the amounts can be massive. On the other hand, a low volatility game will offer more frequent but smaller wins. Both types of games can have the same RTP, but the experience for the player will be vastly different.
It’s clear that high volatility slots are what you should set your sights on when seeking the thrill of big wins. However, here are some things to bear in mind:
- High volatility slots often have long dry spells without any wins
- They are particularly suited for a larger bankroll that can weather those dry spells
- They have the potential for high returns but are also high-risk games
Here are some popular high volatility games at online casinos in NZ:
| Slot | Max Win | Provider |
|---|---|---|
| Marching Legions | 10,000x | Relax Gaming |
| Fruit Warp | 11,000x | Thunderkick |
| Serengeti Diamonds | 50,000x | Amaya |
| Money Train 2 | 50,000x | Relax Gaming |
| Medusa Megaways | 50,000x | NextGen Gaming |
| Jammin’ Jars | 20,000x | Push Gaming |
Payment methods at High payout Casinos
Ensuring smooth and swift transactions is fundamental to any high paying casino. Players love to get their winnings quickly just as much as they enjoy the thought of hitting it big. As such, being able to deposit and withdraw funds securely and efficiently contributes significantly to the overall gaming experience.
The best paying casinos will offer a choice of payment methods that can support your big wins. New Zealand players can expect to find a variety of convenient payment solutions for depositing and withdrawing at these sites.
Debit/Credit Cards
One of the most universally accepted and straightforward methods of payment, debit and credit cards like Visa, MasterCard, and American Express remain popular choices for players in New Zealand. They are widely accepted, provide instant deposits, and have robust security features. Many players already possess one, eliminating the need for additional sign-ups or verification processes. They are a good choice for withdrawals, especially when using services like Visa Fast Funds.
E-Wallets
E-wallets have soared in popularity due to their ease of use, speed, and added layer of privacy. They act as a digital intermediary between the casino and your bank, ensuring you don’t share bank details directly with the casino. PayPal stands as one of the most trusted e-wallets worldwide for speedy deposits and withdrawals. Others, like Skrill and Neteller, have also carved a niche in the online casino sector, whereas Kiwis can also transact with native mobile wallets like POLi.
Online Banking
Direct online banking methods allow direct transfer funds from your bank account to the casino. Trustly and Interac are examples of services that offer direct online bank transfers. They are secure, given the rigorous security protocols of banks. They also cut down the long wait times of a standard bank transfer, enabling much faster transactions.
Cryptocurrency
Many high RTP online casinos in New Zealand are embracing cryptocurrencies as a payment method, offering players anonymity and rapid transactions. Bitcoin is the most widely recognized crypto, but others like Ethereum, Litecoin, and Ripple are also gaining traction. These cryptocurrencies can offer almost instant deposits and withdrawals, and transactions are decentralised, providing an added layer of privacy and security.
Bonuses at Top Paying Casinos
Bonuses are available at the best payout online casinos. And these offers not only enhance your gaming experience but also significantly boost your chances of clinching a win. They also contribute to the casino’s overall RTP.
Whether it’s free money or the opportunity to play games using casino credits, every bonus boosts your betting power and extends your playtime. Every additional spin of the reel or round of cards is a chance for a payout.
Popular bonus offers at the highest payout casinos include:
- Deposit bonus
- No deposit bonus
- Free spins
- Cashback offers
- Loyalty and VIP bonuses
Before you go claiming any offers, though, it’s of paramount importance to understand the terms and conditions attached to them, particularly the wagering requirement. You’ll need to be sure that there’s a good chance that these deals actually pay out.
Tips to Increase Your Chances of Winning
- Play at a Reputable Casino: For the best payout potential, it’s essential to play at a licensed and regulated casino. For Kiwi players, licences from jurisdictions like the UK Gambling Commission and Malta Gaming Authority add another layer of trust and are indispensable for safe online casinos. These licensors often guarantee third-party verification.
- Choose High RTP Games: Your winning chances in a high paying casino depend primarily on the games you play. So once you find the right top payout casino for you, make sure you go for top RTP slots or low house edge casino games.
- Pay Attention to Slot Volatility: As discussed previously, slot volatility can heavily influence your short-term gaming experience. High volatility slots offer larger but less frequent payouts, while low volatility ones provide smaller, more frequent wins. Understanding this can help you choose games that align with your risk appetite and bankroll.
- Use Casino Bonus Offers: Bonuses are your free ticket to more gaming sessions. Whether it’s a sign-up bonus, free spins, or loyalty rewards, these offers can bolster your bankroll and prolong your playtime, increasing the chances of a win. Just make sure the associated terms are reasonable enough to let you walk away with your winnings.
- Explore New Games: Exploring new ones can be a strategic move. New games often come with promotional offers, free spins, or lower house edges during their initial launch phase. Additionally, diversifying your gaming experience can teach you new strategies and gameplay mechanics.
- Try Out New Casinos: Loyalty is commendable, but occasionally trying out new casinos can be beneficial. New platforms often roll out generous welcome bonuses and promotional offers to attract players. These can provide additional opportunities to play and win.
- Check Player Reviews and Feedback: Player communities and forums can be a goldmine of information. While third-party verification is technical, fellow players can provide insights into their real-world experiences with payouts at particular casinos.
Top Payout Casinos FAQ
What is the highest payout casino?
The best high payout casino will offer the highest Return to Player (RTP) percentages across its game selection. Specific casinos can vary in payouts, and rankings might change over time, so checking our latest reviews and ratings for up-to-date information is essential.
Can I win on high RTP games?
Yes, high RTP games theoretically return a larger portion of the wagered money to players over a long period. While they increase the chances of winning in the long run, it’s essential to remember that casino games are still primarily based on chance.
Who sets payout rates on casino games?
Game providers typically set payout rates or RTP values. They are then verified and audited by independent third-party agencies to ensure fairness and transparency.
What is the highest payout casino game?
Blackjack often boasts one of the highest payout rates among casino games, with an RTP as high as 99.5% when played with optimal strategy. However, specific slots and other table games can also offer high RTPs, so it’s essential to check the game details.
What is eCOGRA?
eCOGRA, which stands for e-Commerce and Online Gaming Regulation and Assurance, is an internationally recognized testing agency that specialises in certifying online gaming software and systems. It ensures fairness, player protection, and responsible operator conduct.
Do NZ high payout casinos accept POLi?
Yes, many high payout casinos in New Zealand accept POLi as a preferred payment method, given its popularity and convenience among Kiwi players. However, it’s usually only provided as a deposit method.