Online Bingo Payment Methods in the UK

The UK gambling populace plays online bingo to win as much as they do for entertainment value. There are some really massive jackpots to be won, especially on networked games with progressive prizes. Even if you don’t land those huge pots, getting a full house or another winning pattern can award you pretty impressive takeaways. And to successfully cash in, you need to use an online bingo payment method. Payment methods should be among the first things to look out for at a real money online bingo site because you also need them to buy your bingo tickets.

Multiple bingo payment methods are accepted at UK bingo sites, including debit cards, e-wallets, bank transfers, and prepaid cards. Just like with bonuses, games, software or other features, you don’t just want to go for any payment method as they each have unique attributes such as limits, transaction speed, fees, etc. This guide will cover the basics for making online payments at bingo sites, how the individual payment gateways fare, and the latest payment trends, among other things.

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    Deposit & Spend £10+, Get £60 Bingo Bonus

    This brilliant bingo bonus from one of the UK’s premier bookmakers is a cracker! If you’re a seasoned slot fan like me, Bingo offers are easily overlooked. But you should never dismiss them out of hand. Because they invariably come with low wagering, making them the perfect sign-up deal. To redeem this offer, simply sign up, deposit, and play £10 on bingo games. Your £60 bingo bonus will then be available. To play the bonus, you will need to accept the bonus in either your email inbox, via the pop-up or promotions tab. You will need to wager through your bonus a mere x2 to convert it into withdrawable cash. This is a great opening offer from a thoroughbred of a casino.

    Terms & Conditions

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    LottoGo Welcome Bonus - Deposit £5+, Get £5 Bonus Cash + 30 Free Spins on Reel King Mega

    Good things come in small packages. Take this lovely promotion of deposit £5, get a £5 bonus from LottoGo as a perfect example. It’s low-deposit, and that means you won’t need to spend a fortune when joining. It comes with a bang on average wagering requirement x40 the bonus (once you’ve wagered your deposit) and is available on the epic slot Reel King Mega. There is a cap on winnings, once wagering has been completed, of £15. However, this casino is all about spending a little to win big! Which makes this a perfect opening offer for LottoGo and gives players the chance to join a casino where they can win life changing sums of money on lotteries around the world.

    Terms & Conditions

    • New players only
    • x40 wagering
    • Max bet £5
    • Max win £15
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    Heart Bingo Welcome Bonus – Play £10, Get £30 + 100 Free Spins

    Heart Bingo has a big heart when it comes to opening offers. As a previous customer, I can guarantee they’re not a one-hit wonder in the bonus department pants – we’ll come onto ongoing offers in a bit. The opening offer is a great one! First off, you’ll need to opt-in when you sign up. After that, all you have to do is make a deposit and spend £10 on Bingo or selected slots within seven days to receive £30 on Bingo plus 100 Free Spins. Of course, every opening offer and most ongoing bonuses have their terms and conditions, and it’s important to follow these to the letter otherwise funds or freebies might not be very forthcoming. The unbelievable, utterly fantastic, part of this Welcome Bonus is that winnings will be credited into your cash withdrawable balance. In other words, there’s no wagering requirement!

    Terms and Conditions

    • You’ll need to opt-in first
    • Seven-day expiry
    • Free bingo tickets values are £0.01 to £0.10 per ticket
    • Free spins are £0.10 per spin
    • Deposits need to be by a Debit Card
    • Deposits via PayPal excluded
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    Welcome Bonus - Deposit £10, Play with £30 Plus 60 Free Spins

    This opening offer to attract new customers to Bingo Loft has the best of both worlds; an enhanced matched deposit and free spins. Lovely jubbly! All you need to do to redeem this offer is deposit £10, and you will receive a £20 Bingo Bonus with a x4 wagering requirement. Your free spins are only available on the slot Fluffy Favourites and will be credited at a rate of 20 per day for three days. The total winnings from the Bingo Bonus element of this offer are capped at £100 plus your initial deposit amount.

    Terms & Conditions

    • New players only
    • Free spins on Fluffy Favourites
    • Free spins are credited at a rate of 20 per day
    • Winnings from the deposit bonus are capped at £100 plus the initial deposit amount
    • X4 wagering on Bingo bonus
    • X35 wagering on free spin wins
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    Lights Camera Bingo Welcome Bonus – Chance to Win 500 Spins & 5 Plays on Fluffy Favourites – Completely Free

    Lights Camera Bingo knows its audience and delivers a welcome bonus that captivates. While the opening credits on your journey with this Jumpman site roll, you are treated to 5 spins on the Fluffy Favourites slot, no deposit required. All you need to do to claim this deal is to sign up for a Lights Camera Bingo account, attach a verifiable debit card payment option, and play. But the thrills don’t stop there. If you love the movie-themed magic delivered by Lights Camera and go on to deposit £20 or more, you will get the chance to take a spin on the Welcome Mega Wheel. The rewards available make for a tense finale, with the chance to win 500 free spins on the Fluffy Favourites being box office. Free spins winnings are subject to a 65x wagering requirement, and wins are capped at £0.80 per spin.
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    Bingo.Games Bingo Welcome Bonus – 10 Free Spins No Deposit Deal, Plus Deposit £10 for up to 500 Free Spins

    This opening offer is a Diamond! Why? Because you get ten free spins on the slot Diamond Strike without having to make a deposit. All you need to do is register and spin away. Of course, there’s a few terms and conditions to be aware of. Mainly, you will need to wager any wins x65 before converting your wins to withdrawable cash. Plus, there’s a cap on winnings of £50. But the fun doesn’t end there! Once you’ve played your ten free spins, a deposit of £10 or more will see you awarded a spin on the Mega Wheel where you could win up to 500 free spins on Fluffy Favourites. Any wins from this offer also need to be wagered x65 and there’s an upper limit on wins of the total amount equal to your lifetime deposits up to a maximum of £250.

    Terms and Conditions

    • All wins are subject to 65x wagering
    • Open to new players only
    • Players must be aged 18 and over
    • Winnings capped at lifetime deposits up to £250
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    On each of your first three deposits, of between £10 and £200, you will receive a spin on the Multiplier Wheel
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    Welcome Bonus – Bonus up to £6,000

    Free Spirit Bingo looks to attract new players with an interesting multiplier game that plays out on your first three deposits. On each of your first three deposits, of between £10 and £200, you will receive a spin on the Multiplier Wheel, giving you the chance to win x10 of the amount you deposit to turn into bonus funds. There are, however, a couple of kickers you need to be aware of.  Firstly, you will need to wager/play through your bonus funds x65 before you can withdraw any winnings. Secondly, the maximum bonus conversion at this casino is equal to your lifetime deposits up to a maximum of £250. In other words, if you wager your bonus x65 and end up with a profit of £400 but your lifetime deposits equal £50, then only £50 will be transferred to your chosen payment method.

    Terms and Conditions

    • New players only
    • X10 not guaranteed
    • X65 wagering requirement
    • Minimum deposit £10
    • Max conversion to profit equals total amount deposited up to max £250  
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    Given the name recognition that Monopoly products command, many bingo players are likely to be curious enough to try out Monopoly Bingo without an incentive, so it is a pleasant surprise that such an enticing new player bonus is currently available. If you deposit £10 or more and wager this sum on bingo tickets or slot games, you qualify for £50 in free bingo tickets. This value is based on using 50 freebies to purchase entry to £1 per ticket games, with purchase restrictions and a cap of £750 applied to winnings.

    Terms and Conditions

    • Bonus bingo tickets range from 1p to £1 in value
    • Alternately, players can accept the 30 free spins slot bonus with spins valued at 20p each
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    • Only open to new players on the site. If players are found to have opened multiple accounts to benefit from the bonus, all accounts will be suspended.
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    • PayPal accepted
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    Get up and running at this casino with a £40 bonus for both bingo and games. This lovely opening offer consists of a bingo bonus and a games bonus. Simply deposit £10 and receive a 200% matched deposit bonus for bingo games and a 100% £10 bonus to play on games. You will need to wager your bingo bonus x4 before you can withdraw any winnings, whereas your games bonus will need to be wagered or played through x35 before any profit can be yours. The minimum deposit is £10, and you'll need to check the list of eligible games first because not all contribute the same to wagering requirements.

    Terms & Conditions

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    • x4 wagering bingo bonus
    • x35 wagering games
    • Wins capped at £100 + initial bonus


Anne Ifeanyi

Last Updated:


Table of Contents

The Top Three Requirements for Online Bingo Payment Methods

Security – Online payment methods should be secure, above all things, especially with online gambling transactions. Since most bingo sites require you to present your personal and banking information, it is imperative that the payment method used has adequate security to safeguard your transactions from hacking, duplicate transactions or other common illicit practices. Although the best UK bingo sites have their own security protocols, it’s essential that the payment providers themselves meet the highest security standards, like the PCI-DSS for bank cards and ISO 27001.

Speed – The quicker you can make deposits and withdrawals with a payment method, the better your overall gaming experience will be. With the advancement in financial services technology, any modern payment method is expected to allow you to access your deposited funds immediately. As for withdrawals, several security protocols require a longer time to vet and approve such transactions. Nonetheless, you should receive your funds within a reasonable time.

Accessibility – Players are more likely to use a payment method they already possess rather than signing up for a new one. Payment solutions that are widely available across multiple bingo sites will also make playing at multiple bingo sites easier. The best payment methods should allow players to get and use them quickly, and they should also be available on multiple websites. If it’s widely available, it’s probably also a quality payment method players enjoy.

Top Online Bingo Payment Methods in the UK

At bingo sites in the UK, you’ll find at least four or five payment methods for making deposits and withdrawals. Some of these payment companies come up more than others and are generally considered the most popular solutions, typically debit cards and bank transfers. Others are relatively new to online bingo but have quickly become fan favourites for their impressive services, notably PayPal, Apple Pay, and Trustly. Some will only support deposits, while others will enable both deposits and withdrawals. Regardless of their attributes, these are all effective ways to pay and get paid when playing bingo online.

Payment MethodDeposit TimesWithdrawal TimesMin Transaction LimitsFees
PayPalInstant0 – 24 hours£5None
Debit CardsInstant1 – 3 days£5None
Apple PayInstant1 – 5 days£5None
Pay By MobileInstant£5None
TrustlyInstant1 – 5 days£10None
Wire TransferN/A2 – 10 days£10Yes


This massively popular e-wallet is excellent for depositing and withdrawing at online bingo sites. It’s safe and secure and one of the fastest payment methods on the market. Players must register for an e-wallet account to begin playing at PayPal bingo sites. Afterwards, you can link your debit card or bank account to fund it. This way, you can avoid sharing your direct banking details with the bingo merchant.

Debit Cards

One of the top solutions for online purchases is debit cards. It’s a staple for online bingo deposits and enables instant payments. Debit cards may also be available for withdrawals, but it may require a few days to clear. They are great for claiming bingo bonuses.


Paysafecard is a prepaid card solution that’s largely available in the UK. It’s a pre-funded card making it great for bankroll management. Prepaid card vouchers are available to purchase at retail locations (convenience stores, petrol stations, etc.) and online. It uses a 16-digit PIN that you have to enter on the bingo site when making payments.

Apple Pay

This modern payment option allows you to pay using your iOS device. With this method, you simply connect to your bank card or bank account and pay directly. It was created to facilitate payments for iOS users and is fast, secure, and very easy to use if you’ve got an iPhone or iPad.

Pay by Mobile

A top solution at mobile bingo sites, Pay by Phone involves making online bingo deposits using your phone balance rather than a bank account, card service or e-wallet. Pay By Phone, Payforit, and Boku are common phone billing methods in the UK. You can pay using your pay-as-you-go balance or add your bingo deposits to your monthly billing subscription. It works with EE, 02, Vodafone, or Three.


Trustly is a Swedish direct banking solution that boasts faster payment processing than a regular wire transfer. It acts like an e-wallet since it’s a middleman between your bank and the bingo site. However, you don’t need to create an account or download any apps with this one. When using this method, you simply select your preferred bank and the amount you want to deposit, and Trustly will process the transaction quickly. It works for withdrawals too.

Bank/Wire Transfer

Traditional wire transfer is also available for online bingo transactions. You simply transfer and receive funds directly to your bank account. While it can be used for depositing, it’s mostly used for receiving payouts. As such many sites will only make it available for withdrawals. Players must be a bit patient when opting for this method, as transactions can take up to 10 working days.


Founded in 2001 as MoneyBookers, this e-wallet was designed for online gambling transactions. Skrill allows you to pay, receive and store funds, which is great if you wish to maintain your gambling bankroll in a separate account. Skrill is usually restricted from claiming free bingo or free spins bonuses. Other than that, it’s a secure way to pay with no fees.

Using Bank Transfer for Bingo Payments

Bank transfers are about the safest way to transact since bank-grade security is in place to safeguard transactions. However, bank transfers take the longest to deposit and pay out, and they often come with fees. It remains a standard payment option for UK bingo players, and surprisingly British players still use this method for bingo payments, apparently overlooking the drawbacks.

It’s safe to say that the security and reliability of bank transfers is the reason for this. It’s also the most accessible because, basically, everyone has a bank account. So with this method, you wouldn’t have to worry about signing up for a payment account or downloading any apps. It’s also easy to use. Online bingo payments are the same as any regular online banking transaction.

Online banking has come a long way over the past few decades. And the online gambling industry, with its constant demand for better and more convenient ways to pay, is to thank for many of the latest advancements in payment technology. The latest trends in online bingo payments in the UK include the following:

Fast Payout Bingo Sites

Fast payout bingo sites are a growing demand because players don’t want to have to wait for several days before they get their winnings. Delayed payouts is an issue that has plagued online gambling sites for a long time, and now we see many new bingo sites promising fast payouts as a way to attract players.

E-wallets are among the fastest payment methods, more so than debit cards or bank transfers, so these are the major gateways you’ll find at fast payout sites. Instant transfer methods like Trustly are also growing in popularity because they eliminate the drawbacks of traditional bank transfers.

Quality over Quantity of Payment Methods

Bingo sites have to cater to different tastes to support a wider audience which is why there are multiple payment methods anywhere you play. However, rather than providing dozens of payment gateways, they now only provide a few quality ones that are reliable. Modern players care less about the number of payment providers and more about how safe and fast the method is. So we’ve seen operators focus on just a few top payment options that are popular among UK players.

No More Credit Card Payments

The UK Gambling Commission banned credit card usage for all gambling wagers (besides lotteries) from April 2020. Since then, there’s one less way to transact at online bingo sites in the UK as bingo sites have stopped accepting credit cards of all types, Visa, Master, Maestro, etc. The ban extends to credit card usage via e-wallets like PayPal and Apple Pay. So there are no loopholes to the restriction.

Final Thoughts

Where real money online gaming is concerned, online payment methods are indispensable. Usually, you’d expect to find quality payment methods when you play at a top-rated bingo site. Most bingo sites cover debit cards, e-wallets, prepaid vouchers, and direct banking. HN it’s still a good idea to look at the banking section before you join up. Security, speed and accessibility are the top features of any reliable payment method, but other factors like fees and transaction limits also come into play. You can learn more about each individual bingo payment method on our dedicated pages right here at

Online Bingo Payments FAQ

What is the most popular online bingo payment method?

Although there are many popular ways to pay at an online bingo site, debit cards are the winner regarding gambling deposits. They’re also the best for bonus claiming, as they will always activate a deposit bonus even where other payment methods are not eligible.

Can I withdraw with a different method than I used for depositing?

Most Bingo UK sites have a closed-loop payment system where you must withdraw using the same methods you used to deposit. This is done to prevent money laundering via the site. However, if your chosen deposit method doesn’t accept payouts, you may be allowed to withdraw with a different method after contacting customer support.

How long does payment processing take at online bingo sites?

Deposits are generally instant at bingo sites. On the other hand, withdrawal payment processing involves the time for the operator to approve the request and the payment provider’s own processing time. The best bingo sites will approve your request within 24 – 48 hours.