Best Baccarat Casinos for the UK

Baccarat is a popular table game among UK’s legion of casino fans, but do you know how this multi-card deck betting game found its way to your favourite casino and how you can make a play on Punto Banco and Chemin De Fer pay? We’ve got all the answers. We also know where you should look for exclusive bonuses and deals at online baccarat UK casinos in 2022. Chosen by our expert team, these rewards should be right up your street!

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Author:

Chris Evans

Last Updated:

30/11/2022

Table of Contents

Best Online Baccarat UK Casinos 2022

New online casinos enter the fray in UK all the time. Nearly all of these have a superb range of slots, roulette, blackjack, and baccarat. 

At Casinos.win, we keep an eye firmly fixed on the UK iGaming market so that you know where to look for the best baccarat games from top software providers that are accompanied by the most lucrative bonuses. 

Trust us to keep you updated!

How to find the Best Online Baccarat UK Casinos

Baccarat is a great game for gamblers of all knowledge and skill levels for many reasons. 

First, there are only three possible outcomes to any hand, making the card classic easy for novices to pick up. 

Second, the return to player (RTP) rate for most Baccarat variations approaches 99%. Such a payout rate means that you should only expect to lose 1% of your bankroll when playing Baccarat for extended spells. 

But when you are searching for a cracking casino to play this table game treat, what should you be looking for?

Several key ingredients turn a run-of-the-mill online casino into a scintillating one.

Licensing, game content, banking options, VIP rewards, and customer service all have an impact, but one factor holds more sway than others. 

Licensing might not sound sexy, but finding out where your baccarat casino is licensed will help you to determine exactly what sort of establishment you’re frequenting. 

If you play at a casino that has gone to the trouble of obtaining a gambling license from the United Kingdom Gambling Commission (UKGC), a white card operator, such as regulatory bodies based in Alderney, Gibraltar and the Isle of Man, or the (MGA) of Malta, then you can be assured that you are playing Baccarat at a location where your safety is assured.

The UKGC asks that casino operators adopt some very customer-friendly practices. 

  • Ring Fenced Deposits
  • GamCare Registration
  • Player Limiting Tools
  • No Withdrawal Reversals

These are powerful indications that you will be treated fairly as a package. You may still lose, but the whole process around game rules will be transparent, and features such as withdrawal terms will be reasonable. 

However, all casino licenses are not the same. 

Many online baccarat casinos UK look to pick up a gambling license from Curacao, Kahnawake, or Antigua and Barbuda.

Licenses from these idyllic locations are much easier to come by. The suggestion is that casinos that operate under these flags of convenience are happy to cut a few corners.  

But as a gambler in the UK, you needn’t worry. You only have the choice of playing at a UKGC site in this jurisdiction, and you will find many examples on the lists of safest casinos recommended on this website. 

Playing Online Baccarat in UK on a Budget

British love to play Bond’s favourite game, Baccarat. However, they are also savvy customers. 

10 Pound, £5, and £1 UKD deposit casinos are all the rage in UK as bargain-hunting British look to access the finest Baccarat tables at the lowest cost. 

The benefits of low-cost casinos are there for everyone to see. 

Being able to gamble at your favourite casino at little cost to yourself means that you can try out content by Evolution Gaming, Quickspin, Yggdrasil, and Microgaming and deposit by Paypal, Paysafecard, or Skrill without being financially engaged.  

There is no wonder that many British are more likely than ever to seek out sites where they can begin playing online baccarat games in UK on a budget. 

Online Baccarat UK Dealer Rules

Baccarat comes in three main formats. However, by far, the most common of these is Punto Banco

The Punto Banco version of the deluxe betting game forms the rules of the game at most UK online baccarat casinos.

Punto Banco means “Player Banker” in Italian. And the Player Banker moniker is entirely appropriate as this Baccarat variant pits the player’s and the banker’s hands against each other every time cards are drawn. 

Bettors can gamble on any one of three outcomes:

  • A player win
  • A banker win
  • A tie

The rules of baccarat mean that the result of every hand is delivered simply and quickly. 

The Table: Baccarat tables all come in a similar form. There are multiple available spaces, each being assigned three bet options (player/banker/tie).

The Cards: In Baccarat, the game’s aim is to compile a hand that is as nearly nine as possible. Ten’s, Jack’s, Queen’s, and King’s count as zero, with all other cards counting as their value. If a player or the banker holds a score of ten or more, the first digit is removed from the score (for example, two sixes = 12 becomes a score of 2). The player and the banker receive two cards, although where neither hand scores an eight or a nine, the player may receive a third card.

The Banker must always stand when they have a hand of seven, eight, or nine. 

The Bets: Returns from betting on the player’s hand to win are slightly more than those offered when betting on the banker’s cards. However, betting on ties might prove lucrative. The odds on a tie are significantly larger, but always remember that the tie is only seen in 14% of all Baccarat hands. 

Players who correctly select whether the bankers or players hand will be confirmed as the winner and will receive a payout at evens. However, a 5% commission is often taken from this when betting on the banker. This means that the effective odds of a banker winning at the Baccarat table is 19/20.

Correctly betting that a Baccarat hand will result in a tie provide players with an 8/1 return.

The History of Online Baccarat UK

Although online casino fans might consider that history only began at the start of the 21st Century, the Punto Banco Baccarat story has been evolving for hundreds of years.

Historically an Italian game that legend suggests was invented by Felix Falguiere. Myths regarding its development suggest that Baccarat was a nod to the ancient stories about Etruscan Priestesses. However, this is something that I am unable to confirm definitively. Baccarat means “Zero”, which alludes to the value that is attached to picture cards whenever you play the game.

Developed in the 15th Century, Baccarat has absorbed several different influences en route to becoming the star attraction of casino content everywhere. Charles VIII was said to be an early player, and South America is also seen as a hotbed for the six decks of card gambling games.

The French always like to make their presence known, though, so it is not a surprise that ‘Chemin de fer’, a Baccarat derivative, came into being in the 1800s and that the glamour and glitz of 1950s Vegas did much to promote helped Baccarat to a much wider fan-base.

But what makes Baccarat in the digital age such a hit?

Aside from the romance attached to the game via its association with the legendary Ian Fleming character “James Bond – 007”, it is a great game for high-rollers to bet big on, with RTP rates on most versions approaching 99%.

Baccarat’s appeal to high-value individuals is best illustrated by the story of a lucky Vegas punter. 

You often feel that it will be your day, and this was absolutely the case with this anonymous bettor. After asking for the Baccarat table betting limit to be increased to £250,000 per hand, this fortunate individual walked off with an £18 million payouts!

However, always be wary of a good thing.

The same client tried his luck one week later and proceeded to give back everything that he had previously won. Therein lies a lesson for us all!

How to play Baccarat Online at UK Casinos

In essence Baccarat online is completely a game of chance, making RNG (random number generator) versions of the game particularly effective.

The only way in which a player can influence the outcome of any hand of Punto Banco is by directing whether it should be the player or the dealer who receives the first dealt card. 

In a similar ideal to games such as Blackjack, the idea of Baccarat is to score as close to a pre-defined score as possible. However, in Baccarat, the target is not twenty-one, but nine.

The game’s intricacies unfold dependent on the first two cards the protagonists receive. 

Everything stays relatively simple if the Banker scores seven, eight, or nine with their first two cards. A score of this ilk means that the Banker must stand, meaning that the only variable is whether the player has qualified to receive a third dealt card. 

If neither the Banker nor the Player scores seven, eight, or nine with their first two cards, a third card is dealt to both parties, with the scores tallied after this card has been counted. 

The waters are muddied a little more if you choose to play the Chemin de Fer variant of Baccarat. 

In Chemin de Fer, two cards are once again dealt to the Banker and the Player, but unlike in Punto Banco, if a third card could be dealt to the Player, there is the opportunity to accept or decline. This means that Chemin de Fer can be considered to rely on an element of player skill, whereas Punto Banco is purely a game of chance. Because of this, Punto Banco is accessible to even the most inexperienced novices. 

Odds for Online Baccarat UK Games

As you would expect for a game of chance, the odds available for each of the three potential results of each hand reflect the probability of these outcomes being witnessed in the popular game. 

The chances of the Banker’s hand is called the winner in a game of Baccarat almost identically matches that of the Player’s. However, so that the house maintains its edge, a 5% commission is levied on all Banker payouts. Essentially, this reduces the payout on this result to 19/20/

This helps to explain why the payout on both outcomes is usually Evens

The chances of a tie occurring in a hand of Baccarat are somewhat less likely, with statistics suggesting that “a tie” is called the winner in only 14% of all games played. Therefore, odds of 8/1 for this result seem entirely appropriate. 

Best Bonuses for Online Baccarat UK

Online Baccarat Casinos in UK appear to be a bunch of risk-averse entities. 

You will rarely find an online casino that serves British that offers a specific bonus deal to be used on the Baccarat tables. 

This is an understandable omission.

We are all too aware of the business model that all casinos adopt. You make a bet, and the casino provides a range of odds on the outcome that is designed to pay out a little bit less than your stake. 

Because of this, the prime aim of a casino is to encourage you to bet as much as possible so that they can pick up these small amounts on every Pound that is gambled. 

But, Baccarat is a little bit different.

The return to player (RTP) rate on several Baccarat variants approaches 99%, amongst the lowest house edges. This means that for every £1 staked, a casino expects a £0.01 profit.

Adding any form of baccarat bonus would mean that a casino would be almost certain to lose money, and casinos are not charities!

However, if you are savvy enough, you could look for the best slots bonuses in the UK market at this time and use the proceeds from these to gamble on your favourite Baccarat tables. 

Welcome Bonuses of all colours come with wagering requirements attached. 

Some have more favourable table-game terms than others. 

You might be able to find a deal where 8-10% of your stakes at the Baccarat table count towards your betting requirements, meaning that your table gameplay can go some way towards achieving a payout from a casino’s initial bonus offer. 

Live Dealer Online Baccarat

Live dealer online baccarat is becoming big business. The top online casinos compete to offer the best baccarat lobbies, and the finest software providers vie for access to these rooms.

Evolution Live Gaming is a name that is renowned for pushing the envelope when it comes to designing software for live dealer events. Its Live Baccarat product aims to “squeeze maximum thrills” from every hand, a promise that many card game fans cannot easily overlook. 

But Evolution Gaming is not a one-trick pony. Their range of Baccarat products is extensive and continues to grow. So, what can you expect if you are fortunate enough to find yourself at an Evolution Gaming Casino? In a nutshell, land-based casino content of six card decks, baccarat, but in the form of other online casino games that can be accessed in the palm of your hand

Salon Prive VIP Baccarat

The Salon Prive VIP Baccarat lounge is unashamedly aimed at high rollers. This version of the classic card game incorporates both excitement and elegance. Top depositors will enjoy playing in this room. Additional features include the permanent presence of a room manager, ensuring that any game-related queries are quickly resolved, and the chance to manipulate the game speed and the dealer’s choice. These extra services ensure that big bettors are extraordinarily well looked after. A factor that is likely to see them returning to this room created by Evolution time after time.

Multi-Camera Baccarat

Multi-camera Baccarat allows players to experience the intricacies of a Baccarat hand at close quarters like never before. Players can direct proceedings by enabling table shots from every angle. The immersive quality of this production draws players into the action, visiting this room the closest that online casinos can deliver to real casino thrills.

Live Baccarat Squeeze

Live Baccarat Squeeze and Live Baccarat Control Squeeze have been developed to increase suspense levels at the Baccarat table. Although Live Baccarat Squeeze follows a more traditional format, camera angles have been designed to accentuate the excitement related to the dealers’ squeeze.

Live Baccarat Control Squeeze

Anticipation levels are built further in the Live Baccarat Control Squeeze room. In this venue, players control the reveal of the squeeze. Top table and camera technology is combined to allow cards to be viewed when dealt face-down. Players can then reveal these cards at their leisure. This invention brings real casino gameplay to a PC, tablet, or smartphone near you.

Speed Baccarat

Speed Baccarat keeps the pace of the game high. Hands are delivered in around 27 seconds, almost twice as quick as the standard version. This game provides players with a maximum number of betting opportunities in minimum time, making this game ideal for players with busy lives who can only dip in and out of content.

Lightning Baccarat

Lightning Baccarat adds electrifying excitement for all those involved. Before hands are played, a selection of bonuses are added to between one and five cards in the deck. If players win with these cards, payouts can be multiplied up to 8x. Because of the generous nature of this variant of the game, a 20% surcharge is added to the stake of jackpot-seeking enthusiasts.

Dual Play Baccarat

Dual Play Baccarat is perhaps the most realistic Baccarat table that Evolution has ever created. An in-house Baccarat table is streamed to online players across the globe, allowing players to bet as if they were in the casino itself. This is the next best thing if you cannot make a trip to your nearest casino.

Red Envelope Baccarat

If betting on the player pair, banker pair, or the tie is your thing, then Red Envelope Baccarat is the game for you. One, two, or three red envelopes are generated on every Baccarat hand during this game. These red envelopes advertise in-game bonuses. On occasions, winnings from pairs bets or the tie can be multiplied up to 88x.

Whichever room you prefer, British is well served when they find a platform that delivers Evolution Live Baccarat. This is an exceptional example of what software producers can create for millions of stay-at-home casino aficionados.

If you are happy with the software that your casino provides and have found a live Baccarat catalogue produced by Evolution or Playtech or any of the other excellent developers, what other features of an online casino might be important to note?

The Best Software for Online Baccarat UK

Dozens of software companies bring the very best graphics and sound technology to life in the form of RNG and live dealer Baccarat gaming. 

Many of these do a great job of bringing real-life casino play to your PC, tablet, or mobile, either online or through iOS and Android-compatible apps. 

However, as is the case with many artistic pursuits, some companies bring more to the table than others. 

Of course, we have our favourites, so here’s our look at six of the best! 

Playtech

Playtech has been a stellar name in the iGaming industry for decades.  

The library of games they put their name on is truly staggering. Many of these titles appear in Baccarat lounges at dozens of UK casinos. 

Among this stellar list are top games, including VIP baccarat, where high-rollers are treated to a service that 007 himself would be impressed with! 

No Commission Baccarat and Prestige baccarat are among other stand-outs from this continually evolving software goliath. Prestige baccarat is an advance in itself, with multiple camera angles and HD-quality replays enhancing the action on every hand! 

Microgaming

Microgaming has its fingers in many pies. Microgaming technology not only powers the platforms of dozens of casino sites but has also created a stunning range of slots, RNG table games, and live dealer events. 

Baccarat games are central to this mix. Filled with innovative features and Freeplay functionality, Microgaming brings easy-to-play Baccarat to the UK market that is easily recognised by the stunning graphics and crystal-clear embedded sound files. 

Evolution Gaming

Evolution Gaming is the undisputed number one when it comes to delivering live dealer games that are accessible to all. 

Evolution Gaming has made its name by developing some of the very best roulette games, including the visual delight of Immersive Roulette and the bonus bonaUKa that is Lightning Roulette, but this has not stopped the firm from employing its skills to develop a compelling mix of live dealer baccarat titles. 

Among the list of delights that Evolution attaches its name to are Speed Baccarat, Control Squeeze Baccarat, and Squeeze Baccarat. 

Bonuses are assured by adding extra-special side bets such as perfect pairs. 

Extreme Live Gaming

Extreme Live Gaming is less known in the iGaming world, but perhaps it’s a name that more of us should seek out. 

Developed with a nod to some of the top casinos in the Chinese enclave of Macau, the baccarat games that Extreme Live Gaming has developed are a treat for the senses. 

Authenticity is the watchword for live dealer content from this provider. 

Glorious sets are embellished with the chance to enhance payouts by betting on any of the range of side bets that Extreme Live Gaming includes. 

NetEnt

NetEnt is a top name in the casino world, for good reason.

While NetEnt is better known for its eclectic mix of slots and Slots, this does not mean that the Swedish-based firm cannot knock out an equally impressive live dealer game. 

Croupiers and dealers employed by NetEnt are always top-drawer operators adding value to the stunning backdrop with intelligent chat and professional appearance. Not only this, but NetEnt also deploys Chroma Key technology to improve gameplay at every turn. 

Play’n Go

Play’n Go is another name that enriches UK‘s range of online casinos with its diverse catalogue of slots and live dealer content.

Play’n Go baccarat games come fully optimised for mobile play, so they are ideal for British, who want the best casino experience while on the move. 

Six-deck-mini-baccarat is one of the top examples of a live baccarat game from Play’n Go. However, dozens of variants from the software house are available at top UK platforms on mobile and PC. 

Top New Online Baccarat UK Casinos

2022 has been a great year for new online baccarat UK casinos. 

All new online casino owners realise the importance of Baccarat as part of their content mix. Essentially a game of chance, No Commission Baccarat can see players maintain their bankroll for substantial spells, and Lightning Baccarat can see savvy operators pick up ballooning bonuses.

Mobile Online Baccarat Casinos in UK

In days gone by, your only chance of betting on a hand of Baccarat would have required a spell of personal grooming and taking a trip down to a local casino. 

Of course, the birth of the internet ensured that if you were lucky enough to own a PC and modem, you might have been able to find a website that offered RNG baccarat content.

However, advancements in mobile technology and the increased prevalence of high-speed internet connectivity have been game changers. 

Live dealer baccarat can now be streamed nearly anywhere at any time on iOS and Android devices. 

Dozens of UK casinos now use apps to deliver stunning visuals straight to your handset 

Some of the best mobile baccarat casinos include:

  • Katsu Bet
  • Zodiac Casino
  • Royal Vegas
  • Lucky Nugget

Banking Options at Online Baccarat UK Casinos

You only bet at online baccarat UK casinos because you expect a payout at some point, so considering which banking options are supported at your casino of choice is a valuable effort.

Most British are concerned about two things: getting their hands on their winnings quickly and in big enough quantities to pay for a decent celebration. 

If you want your baccarat payout to arrive within 24 hours, banking via an e-wallet is the most obvious choice. 

  • Skrill
  • Neteller
  • ecoPayz
  • PayPal

These payment methods are supported by many quality UK baccarat casinos and are recommended for secure and speedy payouts.  

Best Betting Strategies for Online Baccarat UK

Although Baccarat is essentially a simple game, there are still strategies that you can employ to make your betting bank go a little further. 

Betting on the Banker’s hand is usually seen as being the desired option. This is why a 5% commission is charged on all winning Banker bets in the Punto Banco version. 

Staying on this theme, it is unlikely that you will profit from betting on the tie. Studies suggest that backing this option regularly will drain your bankroll, a situation that cannot be tolerated for long. 

But how else might you improve your chances of turning a profit at the Baccarat table? 

The 1-3-2-4 Strategy – is a way to protect your bankroll for long periods. Using this staking plan helps players to cover potential losses in the short term, negating the need for additional deposits.

The One-sided method suggests you bet on the Banker to win until you pick a loser three times in a row. Once this situation arises, you should only continue to bet once the Banker is declared the winner of a subsequent hand. 

The Paroli System – suggests that you should double your bet every time you win. Stakes of 1-2-4 should be placed until you get three winners in a row. At this point, you should reduce your stake back to 1.

Playing Online Baccarat UK for Free

Playing online baccarat in UK for free sounds like a dream situation. However, it is something that you can do for yourself while you learn the intricacies of the game at several UK casinos

Sign up for an account at any of the real money sites available to British and enjoy a baccarat session in free-play mode. 

Playing in this way allows UK players to develop strategies and understand how hands play out before risking their own money. 

Given that the house always holds a slight edge on all casino games, it is only fair that players are up to speed before they take on the risk of playing a real money hand. 

The Best Online Baccarat UK Offers

Who doesn’t like something for anything? 

Baccarat bonuses are so popular because they deliver the very real prospect of generating a profit because of the kindness of your casino provider. 

Typical bonuses come in the form of free betting chips, which allow you to bet on a baccarat hand or on other table games such as roulette or craps.

You can view these bonuses in two alternative ways. Either they are a great way to boost your bankroll free of charge, or they are a method to entice you to bet when you wouldn’t have otherwise. 

But beware that very few casino bonuses are directly aimed at baccarat punters. Given casinos’ meagre profits from a baccarat hand, most operators avoid providing direct incentives to play the game. However, baccarat bets often count towards the wagering requirements for new player welcome deals. 

The best way to check these deals out is via our reviews of UK live casinos.

Baccarat Key Facts

Baccarat CasinosKey Facts UK
😍 Number of Online Baccarat Casinos300+
❤️ Top-Rated UK Baccarat CasinoWilliam Hill Casino
👍 Minimum Deposit £5
✨ Maximum Deposit £50000
⚖️ Baccarat Casino LicensesUKGC
🔥Online Baccarat AlternativesBlackjack/Poker//Dragon Tiger

FAQs

Who Invented Baccarat?

Baccarat was invented in the 15th century by an Italian, Felix Falguiere.

How Do You Win At Baccarat At a Casino?

The best way to win at baccarat is by using a staking plan. This means that previous losses can potentially be recouped. However, the casino always has an edge, so all players are expected to lose in the long run.

How Many Decks Are There In Baccarat?

Most casinos use 8 decks of cards when playing standard Baccarat games.

Can You Count Cards In Baccarat?

It is suggested that card counting can help to shave off some of the house’s edge when playing Baccarat. The odds of a Banker winning increase when the deck contains more low cards. Conversely, the odds of a player winning are increased when a deck contains more high cards. Keeping a note of which cards are drawn can help a player determine this.

How Do You Play Speed Baccarat?

Speed Baccarat plays at nearly twice the pace of regular games. Players must make quick decisions about any bets they wish to make.

How Many Betting Positions Are There On A Baccarat Table?

Regular Baccarat tables host 14 betting positions. Seven for bank bets and seven for player bets.

What Are The Odds Of Winning At Baccarat?

A winning player bet returns evens. A winning bank bet returns evens (minus a 5% commission), 19/20. A winning bet on the tie pays 8/1. The house edge on player bets is 1.36% and 1.06% on bank bets. Tie bets provide the house with a 14.4% edge.