Kiwis have never had it so good.
The 2003 Gambling Act laid out the terms under which New Zealanders could engage with online casinos and they have been doing so in their droves ever since. The position of the New Zealand Government in 2003, was to allow their fellow countrymen to access online casino content as long as this was delivered from abroad. This meant that New Zealanders were able to access many casino sites, but that many of these only dealt in major international currencies, a feature that was inconvenient for many.
However, the NZ online casino industry has undergone several changes in recent times.
Real money casino NZ sites have sprung up that are more than willing to accept deposits in New Zealand Dollars and paid through all the popular payment networks that are commonly used in the Pacific nation.
But, how do you know if your real money casino games are being operated by providers that extend this service and are even safe places to play?
Fear not. At Best NZ Online Casinos, we scour the small print of all the online casinos that Kiwis can access, to look for the best sites that deal in real money casino games.
We look for the safest real money NZ online casinos, with the best offers, and the highest levels of customer service. We pass the information on to you so that you are armed with the knowledge to make your online casino exploits as successful as they can be.
Table of Contents
- How to tell if a real money online casino is genuine and accepts NZ players
- How to spot whether a casino is real money or play money
- How many real money online casinos are there in New Zealand?
- What are the payment methods you can use at real money casinos?
- Is it legal for NZ players to play on real money online casinos if they are not licensed in New Zealand?
- Are there real money online casinos in New Zealand for high rollers?
- The key things to consider when choosing a real money casino in 2022
- Real Money Casino FAQS
How to tell if a real money online casino is genuine and accepts NZ players
Online security is cited as being the main factor in dissuading consumers from sourcing more of their goods and services over the internet. After all, the existence of a glossy webpage and customer references dos not necessarily mean that a website is trustworthy, so scepticism is often required when dealing with any virtual merchant.
So, given that this is the case, what are the best ways to ensure that the real money online casino that you are looking to sign up at is genuine and that it also accepts NZ players?
The first port of call when you visit any online casino is to look at where a site is licensed. Fortunately for enthusiasts, licensing information regarding different platforms is always listed towards the foot of the home page.
Casino licensing bodies come in many different forms. Each offers a different level of player protection to any customers wishing to play at a virtual casino.
The United Kingdom Gambling Commission (UKGC), The Malta Gaming Authority (MGA), The Gibraltar Gambling Commission (GGC), the Alderney Gambling Control Commission (AGCC), the Isle of Man Gambling Supervision Commission (IMGSC), are considered to be among the iGaming industries strictest names.
The UKGC ensures that all player deposits are ringfenced, and therefore, in the event of a casinos bankruptcy will be protected from creditor action and that practices such as withdrawal reversals are eliminated.
In a largely virtual industry, it is in the best interests of both the operators of online casino sites and the customers that they serve that high levels of protection are in place so that trust is built between the two parties.
However, not all online casinos provide such assurances.
Casinos that are licensed in Curacao, Antigua and Barbuda, or within the Kahnawake Reservation do not need to meet such high standards to be able to trade.
At casinos.win we seek out all the information that is relevant to the running of a casino platform. We do, from time to time, recommend casinos that are licensed within Curacao, but only after we have checked out the credentials of their owners and the practices entered into by sister sites that are available in the NZ market.
There is also always some concern over whether online casinos that operate in New Zealand allow for play to be paid through NZ Dollars.
The best online casino real money sites that accept the custom of Kiwis, now also accept deposits in NZD.
So long as you are browsing the internet on a New Zealand based internet service provider it is easy to see whether NZD is accepted.
Most online casinos now have bespoke home pages that highlight a sites Welcome Bonus in NZD terms, and any who don’t will lose custom to these customer-friendly outlets. If it is not instantly obvious that New Zealand Dollars are accepted, this information is usually available on a casinos banking page or alternatively take a look at our range of reviews that detail all relevant information for you.
How to spot whether a casino is real money or play money
Many casino sites have been set up to allow you to take advantage of free play options. These casinos act like a try before you buy service, where you can try out the latest content from the industries top software providers without having to cough up even a dime! These free play online casinos can be a great way to learn how a slot or a table game should be played and for you to see what fascinating features they hold. It is normally easy to see that you are playing at a free money casino for a couple of reasons.
First, you are unlikely to be asked for your banking details when you enter a play money NZ casino, and secondly, you should not be asked for any personal details when you wish to play at one of these no-cost platforms.
Because you have no opportunity to win real money at these venues, many of the Know Your Customer (KYC) checks that must be performed by the operators of real money options are not required.
A real-money casino will also ask for several pieces of information before the account sign-up process is completed. Information that a real money casino will need to know includes
- Full Name
- Mobile Number
- Banking Details
- Date of Birth
- Email Address
It is not that operatives at your new casino of choice are nosey. No, they need this information to perform checks on your identity that are necessary to weed out crime.
The gambling industry has been seen as a potential attraction for organised criminals for a number of years. It is suggested that money laundering has been a problem in the industry for some time. This is where the proceeds of crime are gambled at and paid out from a casino, turning illegal money into legitimate cash instantly.
By checking on the I.D. of participants against accessible financial records, online casinos can verify that a player is who they say they are and the funds that are being gambled with have come from a legitimate source. Money-laundering is obviously not an issue at play money venues.
Once you have met KYC criteria, you are free to deposit cash into a real money casino that can be gambled on all products. Although your balance will the computerised, you must be in mind that this sum is real cash that could be in your pocket. Sometimes players are disconnected from the true value of their online wagers because they are not handling physical notes. This is a dangerous state of affairs and you should always have some perspective over how much you are betting when you decide to place bets at a casino for real money.
How many real money online casinos are there in New Zealand?
Estimates suggest that there are now over three hundred and fifty different online casino sites that serve the New Zealand market.
New Zealand is viewed as being one of the areas of the world where growth in the online casino industry is unlikely to slow any time soon.
If the rate at which new venues open continues at 2021 rates, then a further fifty casino platforms are likely to be in operation in 2022.
Online casino real money NZ venues could well top four hundred at the end of this process.
What are the payment methods you can use at real money casinos?
Real money casinos online now show a great deal of flexibility over which methods of payment they are willing to accept. Traditional methods such as Debit and Credit Cards are still popular, however, payments by e-Wallet, Prepaid Cards, and Cryptocurrency have all risen rapidly in recent times.
As with anything, there are pro’s and con’s when depositing via any of these options.
Some methods attract fees, a feature that we view dimly, while others do not support New Zealand Dollars, a situation that can put Kiwis at the mercy of fluctuating exchange rates and currency conversion charges.
We like to see casinos offer payment options where funds are transferred rapidly, free of charge.
Any casino for real money is doing their customers a disservice if they don’t support transfers via the legendary Visa Card.
Deposits made using Visa generally hit your account instantly and is completed at no cost to you. However, you may want to think twice about using Visa to collect any winnings that you have accrued.
Pay-outs to a VISA card are generally some of the slowest to complete. On average you may have to wait around two days for your hard-earned cash to hit your chosen account if you withdraw from a real money online casino in this way.
A withdrawal from your favourite online real money casino might be “priceless” when you opt to use a Mastercard. However, because of the payments network that the Mastercard is attached to, you are unlikely to see your loot in a timely manner. Once again you may have to wait upwards of 48 hours for your winnings to be paid.
PayPal is designed for making online payments and the additional security features that payments made by this method receive will be of interest to many. PayPal receipts can instantly be transferred to any number of linked cards or bank accounts, which allows you to flexibly funnel your funds wherever they need to be.
PayPal is also flexible when it comes to the currencies that it is happy to deal with. However, in currency conversion is likely to attract a small fee, something that makes us feel particularly queasy.
The other downside of PayPal is that this method is not universally supported by real money online casinos in New Zealand. Several casino operators have not developed links with the highly respected e-wallet brand.
The Paysafecard is extremely popular in New Zealand. Paysafecard top-ups can be completed at many dairies and garages throughout the country, making Paysafecard deposits an option for many online punters.
For those of you who have never used this method. The Paysafecard is a prepaid funding option. You hand over cash at a land-based venue in exchange for a 16-digit PIN. You then type this PIN in on the online site where you wish to deposit this cash.
This is a great way to pay for casino content if you are concerned about providing your banking details online. However, there are a couple of downsides to this method.
First, you can only transfer NZ$500 in any one transaction when using the Paysafecard. And, secondly, the Paysafecard can only be used as a means of deposit. If you are fortunate enough to win at a casino, you will need to set up a further means of transfer to collect your cash.
Skrill is another popular e-wallet transfer method that is supported by most online casinos that offer their services to New Zealanders. As part of the Paysafe Group, you can have a high degree of confidence that your transactions will be completed rapidly and accurately when you choose to complete your transactions in this way.
Unfortunately, though, if you require a currency conversion when you use Skrill, you are likely to be hit by fees amounting to a couple of per cent of your total transfer.
Several real money casinos in New Zealand also accept deposits through the POLI payment service. POLI has been in business since 2006 and has become a popular payments transfer firm in Australia and New Zealand ever since.
The benefits of using POLI for all of your transactions when you wish to play at a real money casino in New Zealand:
- No personal details are required
- Large transfers can be completed
However, POLI is only available to use in Australia and New Zealand at this time, so may not be a realistic choice for many. The other disadvantage of using the POLI system is that few casinos return pay-outs in this way. Because of this, you will be required to set up an alternative way to receive your cash.
Bank Transfers are one of the safest ways to move money to your online casino of choice. However, what you gain in security you potentially give up in terms of speed. Although deposits by Bank Transfer tend to be available instantly, withdrawals using this method are normally not. Indeed, some casinos advertise that you may have to wait up to five days to see your winnings when you request them via a Bank Transfer. Occasionally, these types of transfers also incur a fee, so it is worth taking a look at the small print of your casino operator to check this out before proceeding.
One of the newest payment methods on the block is cryptocurrency. This virtual store of value is created when computer systems crack a mathematical puzzle that allows a crypto coin to be mined. Whenever this process takes place, this action is accounted for in the blockchain, allowing you to benefit from this virtual money until you transfer it to another entity. Paying online with cryptocurrency is welcomed by some, especially those who wish to ensure that their online dealings remain anonymous. However, the value of cryptocurrency is notoriously volatile, meaning that the cash that you really hold via this store can vary wildly. If the value of the currency that you use diminishes you may incur sizable losses even if you are a casino winner.
Is it legal for NZ players to play on real money online casinos if they are not licensed in New Zealand?
At this time, no real money online casinos are licensed in New Zealand. The 2003 Gambling Act that was passed by legislators in the New Zealand parliament set out that casino play could be accessed at a small selection of land-based casinos and that Kiwis could access online casino content so long as these sites were not stationed in New Zealand.
Because of this, the best online casino real money sites are based abroad. Commonly head offices for these sites are listed as being Malta, Gibraltar, the Isle of Man, or Curacao.
In New Zealand, the only forms of online gambling that is permitted to be produced within New Zealand is for the Government-owned TAB NZ and Lotto sites.
Are there real money online casinos in New Zealand for high rollers?
All online casinos love to attract big-spending players. Why wouldn’t they?
The house makes its profits from creaming off a small proportion of all stakes that are bet on slots, and table games that a platform offers. Therefore, it stands to reason that a casino will increase its profits when it attracts players that are willing to bet in eye-watering numbers.
One way in which high-rollers can often be attracted is through the Welcome Bonus that an online casino advertises. Many of the biggest offers in the New Zealand market at the minute are advertised by casinos that are licensed in Curacao, where cryptocurrency transfers are more readily accepted.
However, playing at Curacao licensed sites presents some additional problems for casino players in New Zealand.
Kiwi players only receive the player protections that are afforded by the foreign licensing body of online casinos that can be accessed in New Zealand.
Because the New Zealand Government does not regulate online casino platforms at this time if you have any complaints about your operator you would need to contact the MGA or the Curacao Gambling Board to seek redress.
Although the MGA provide a good dispute resolution service, authorities in Curacao are not as effective at holding casino operators to account when problems arise.
Therefore, if you are a high-roller, making a deposit to a casino that is based in Curacao may be an additional risk to consider.
|Casino||Welcome Offer||Wagering Requirements||Licensing||Owners|
|Spinland||Welcome Bonus $3500 + 200 Bonus Spins||x35||UKGC & MGA||White Hat Gaming Limited|
|Bitdreams||Up to NZ$3200/37.8 mBTC + 200 Free Spins on slots||x50||Curacao||Hollycorn N.V.|
|Conquestador||Up to NZ$2500 + 200 Free Spins on the Midas Golden Touch slot||X20 (Deposit + Bonus)||UKGC & MGA||Mobile Incorporated Limited|
The key things to consider when choosing a real money casino in 2022
There are many elements that go into making a top-quality real money casino in 2022. Some factors are more important than others, and which element is of more importance to you will depend on your circumstances.
Before you make a decision about which real money casino to play at in 2022, you should always consider where this platform is licensed. Ideally, you should always look to play at a casino that is licensed by both the United Kingdom Gambling Commission (UKGC) and the Malta Gaming Authority (MGA). These two licensing bodies have developed the highest standards of player protections, including the ring-fencing of player deposits and restrictions placed on pay-out reversals. On UKGC and MGA casino sites you will also find extensive information regarding tools that can help players limit their gambling if they feel the need to use these.
Withdrawal policies that online casinos operate can influence whether it a site is suitable for your needs. Common variables include the minimum withdrawal, how long it takes for a pay-out to be completed and whether winnings need to be wagered multiple times before a withdrawal can be requested.
Generally, online casinos in New Zealand allow withdrawals from NZ$20 and upwards. Depending on which banking method you use, you should also receive your winnings from any top casino site within 48 hours. If you claim a pay-out via an e-wallet method, this money is usually with you on the day of your request. Although some casinos expect that you should play any deposit three times before you can withdraw this cash, most sites are happy for you to make a pay-out request instantly.
Monthly or Weekly Withdrawal Limits
If you are a high-roller, or you plan on winning a jackpot sum, the monthly or weekly withdrawal limits that your online casino applies may affect how you feel about your brand. Most casinos allow pay-outs of up to NZ$5000 per week or NZ$20000 per month. These limits are normally enough to meet the demands of most players. If you require higher pay-outs these might be possible. Most real money casinos operate VIP schemes. If you are a VIP member you are often treated to favourable withdrawal terms. These terms can include increased pay-out rates.
It is also worth bearing in mind that if you win a jackpot prize you might not see this money in one lump sum. Many casinos pay huge wins over the period of ten months. Have a read of the T&Cs of your casino to check how they deal with issues such as this.
Bonuses come in several types. No deposit bonuses are advertised by many firms to allow you to try their site out before you have to risk your own cash. These deals are well worth signing up for, and could well give you a free bankroll boost!
However, it is the Welcome Bonus that hooks most players in. Welcome Bonuses normally come in stages. Most of the biggest bonuses are linked to your first four or five deposits and are applied as a per cent match of your total deposit. Along with bonus cash, many firms also provide hundreds of free spins on selected slots titles. Unfortunately, very few casinos provide bonuses that can be directly used on table games.
One way to get around this is to seek out casinos where bets on table games count towards bonus wagering requirements.
As you can imagine, no bonus comes free of charge. Whenever a casino gives away a bonus they always attach rules to ensure that they will be unlikely to be out of pocket. In general, casinos ask that you should play through any Welcome Bonus 35x before you can withdraw any winnings that you have made. However, different products count differently towards achieving this figure. One hundred per cent of all bets on slots normally count towards this target, but this falls to around twenty per cent for stakes on table games. Therefore, if you can find a casino where the wagering requirement for table games is high, you can place all your bonus cash on this product.
A good loyalty scheme can provide players with a fair level of cashback on their bets, so it is worth considering whether your casino deploys one. Most loyalty schemes are multi-tiered affairs, where players rise through the ranks as they stake more. Some of the best schemes provide several benefits that might include,
- A weekly matched deposit bonus
- Weekly Free Spins
- A birthday gift
- Competition entries
- Invites to sporting events
- Improved pay-out limits
- Express pay-outs
- Personal VIP manager
Range of Games
Content is king for many casino aficionados. If your favourite games are not available it is unlikely you will put up with a site for long. One of the products where quality is recognised is in the live table game lobbies.
Evolution Live Gaming is the industry leader when it comes to the provision of Live Roulette games. Evolution content is characterised by crisp graphics, plush sets, and immersive camera angles. Titles such as
- Immersive Roulette
- Lightning Roulette
- Live Roulette
- Speed Roulette
- Auto Roulette
- Instant Roulette
Sets Evolution Gaming apart from its rivals. We would always recommend that you find a casino that comes complete with this superior range.
Range of roulette Software Providers
Most of the top slots and table game titles hail from a dozen of the best software providers. If your casino of choice does not have a tie-up with these software wizards, then your gaming experience is likely to be restricted. The top NZ online casinos in 2022 usually come with games developed by these top providers.
- Evolution Live Gaming
- Pragmatic Play
- Play’n GO
- Push Gaming
- Red Tiger
- Rival Gaming
Can you pay in NZ Dollars?
For Kiwis, one factor that is well worth considering when you are searching for a new online casino to play at is whether you can pay for your play with NZ Dollars.
Fortunately, most online casinos that now accept the custom of New Zealanders also allow deposits to be made in NZD. Without this service. New Zealanders are left with the prospect of being exposed to exchange rate fluctuations and fees relating to currency conversion.
The range of payment and withdrawal options
One factor that will influence your choice of casino is the range of payment and withdrawal options that are available.
In the modern age, several forms of payment are accepted.
- Bank Transfer
- Debit/Credit Card
- Prepaid Card
So long as you have a bank account, a VISA or a Mastercard, then you should be good to go at any top online NZ casino.
What's the support like – does it have live chat?
The customer service offer provided by a casino can allow you to differentiate a good operator from average joes.
Hopefully, you will not need the services of the support team often, but when you did need help you expect this to arrive in a timely fashion. Top casinos generally provide support in multiple ways.
- Live Chat
The expectation is that the best-performing sites will clear up your queries within a couple of hours.
Security and Fairness
Above all else, you should always be looking for an online casino that is secure and that provides products that give you a fair chance of winning.
Security at the best casinos is ensured through the use of SSL encryption technology. This coding system scrambles your personal details so that prying eyes cannot clone your identity for fraudulent purposes.
Fairness is guaranteed on any website where casino games have been assessed by eCOGRA. eCOGRA tests gambling products to destruction, to determine the true RTP figure for every game that appears on a betting site. The return to player figure is an easy way for consumers to compare slots and table games, so ensuring that this information is truthful is of great importance for Kiwis who want to have a fair chance of landing a good win.
Real Money Casino FAQS
How can you tell if a casino is a real money one?
Many casinos offer both free play and real money options. Where a free play casino will only ask to confirm your date of birth on entry, to ensure that you are over the minimum age for casino players in that jurisdiction, real money casinos will need additional information. To sign up for a real money casino, you will have to provide your name and address details as well as provide your banking information. A respectable online casino needs this data to check your identity. Know Your Customer (KYC) rules dictate that online casinos must make every effort to ensure that your I.D. is correct. The reason for this is that UKGC and MGA casinos are tasked with ensuring that crime is kept out of the gambling industry. Without these checks, it would be much easier for criminals to launder the proceeds of criminal exploits through unsuspecting casino platforms.
Are there any real money online casinos where you can play in NZ Dollars?
The good news for Kiwis is that most of the online casinos that now provide their services to the New Zealand market accept the local currency. From a business perspective, this is a great move. Kiwi casino enthusiasts are much more likely to bet at a casino where they don’t have to go to the trouble to continually convert NZ Dollars into alternative currencies to play their favourite slots and table games. This service also cuts down the cost to New Zealanders. The cost of converting currencies and absorbing exchange rate variations can cut several per cent off of the winnings that you withdraw from a site.
Are there any crypto real money online casinos in New Zealand?
Crypto casinos are available for any New Zealander that wishes to fund their gambling by Bitcoin, Ethereum, or Litecoin. Many crypto real money online casinos are licensed by the authorities in Curacao. Because of this, you should do your due diligence (if we haven’t already done so). Sites that operate from Curacao tend to offer a lower standard of player protection, so you should be cautious when dealing with these sites and take a good look at the terms and conditions that these brands operate under.
Are there any real money casinos with a sports book as well?
It is always fantastic to find a top-class casino that also prices up on the latest global sporting events. After all, who wants the faff of constantly scrolling between multiple operators to place all of the bets that you wish to? Fortunately, several big names that provide casino products also have an attached sports book. Our range of reviews always directs you towards these multifaceted operators.
Is it legal to play at a real money casino in New Zealand?
Absolutely. The 2003 Gambling Act made provision to allow gambling at a select number of land-based casinos and online gambling when content came from outside of New Zealand. Because of this legal situation, casino enthusiasts can access the Slots, Baccarat, Blackjack, Roulette, and Poker output from several huge international operators.