Best NZ Casinos for Playing Baccarat Online

Like everything, peoples preferences differ when it comes to the casino games that they like to play. It is a massive benefit then that nearly all online casinos now carry some Baccarat content. Kiwis now have the chance to play this traditional casino game while they are on the go.

But which sites that serve New Zealand today offer the best facilities for Baccarat enthusiasts?

Our top of the table team brings you everything you need to know about playing Baccarat at the hundreds of casinos that now offer accounts to New Zealanders. Ensuring that you find the best range of Baccarat games and offers, from sites that are verified to provide a fair gaming experience.

5 /5 Rating

Playerz Casino

Up to NZ$1,500

+ 50 Free Spins

Playerz Casino HIGHLIGHTS
  • Megaways Available
  • Express pay-outs
  • VIP Holiday offers
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Spinia Casino

Up to $350

+ 50 Free Spins

Spinia Casino HIGHLIGHTS
  • Massive slots range
  • Easy access VIP rewards
  • MGA licensed
18+ Play responsibly. Terms and Conditions Apply.
4.5 /5 Rating

Jackpot City

NZ$1,600 Deposit Bonus

  • Claim a sign-up bonus with deposits from $1!
  • Dedicated to Evolution Live Gaming fans
  • A high-class platform with 97.3% RTP
1st / 2nd / 3rd / 4th Deposit - Match Bonus up to NZ$400 • New customers only • Min deposit NZ$10 • 70x wagering • Terms apply
4.3 /5 Rating

Ruby Fortune

NZ$750 Bonus

  • Great VIP rewards scheme
  • Bonuses available every time you deposit
  • Wide range of funding methods available
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating


Up to $1,000

+ 100 Free Spins!

  • Evolution Live Casino
  • Top welcome bonus
  • MGA & UKGC Licensed
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Magic Red Casino

100% up to $200

+100 Extra Spins

Magic Red Casino HIGHLIGHTS
  • UKGC & MGA licensed operator
  • Impressive site on mobile, tablet, or PC
  • Fairness assured by external auditing
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Vegas Hero

$1,000 Bonus

+ 50 Free Spins

  • Rapid withdrawals
  • Stellar pokies
  • Great welcome offer
18+ Play responsibly. Terms and Conditions Apply.
4.8 /5 Rating


Up to $2,000

+ 100 Spins

  • Immense opening offer
  • A ridiculous number of pokies
  • Low wagering on joining bonus
18+. New players only. Min. dep. $20. Max. bonus bet $5. Offer is 100% bonus match on first deposit up to $1,000 on slots only + 100 Yoo Spins, 50% bonus match on second deposit up to $500, and 50% bonus match on third deposit up to $500. 100 Yoo Spins valid on 9 Masks of Fire, Rich Wilde and the Book of Dead, Fire Joker, Wacky Panda and Big Bass Bonanza respectively (first 20 credited immediately upon first deposit; rest credited at 07:00 CET at 20/day). Spins must be used by 23:59 CET of the day on which they are credited to player account, any unused shall be removed. Winnings from spins capped at $50 for each set of 20 and credited as bonus funds. Bonus funds must be used within 30 days. Bonus funds are separate to Cash funds, and subject to 35x wagering of bonus funds and deposit amount. Full Terms Apply. Play Responsibly.
4.3 /5 Rating

BitStarz Casino

Up to $2000 + 200 Free spins

BitStarz Casino HIGHLIGHTS
  • Bitcoin Games
  • Speedy pay-outs
  • Excellent ongoing rewards
bitcoin logo
18+ Play responsibly. Terms and Conditions Apply.
4 /5 Rating

Casino Joy

$1,000 Bonus

+ 200 FS on Starburst

  • Free spins available
  • Super slots
  • Owned by top iGaming firm
18+ Play responsibly. Terms and Conditions Apply.
4.8 /5 Rating

21 Prive’ Casino

Up to NZ$1,300

+ 200 Spins

21 Prive’ Casino HIGHLIGHTS
  • Tremendous joining offer
  • 100+ Jackpot games
  • A casino not to be missed
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

Cosmic Slot


+ 200 Free Spins

  • Top welcome offer
  • Great collection of slots
  • Stellar rewards system
bitcoin logo 9+
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Nitro Casino

Up to $1,000

+ 300 Free Spins

  • MGA licensed
  • High octane welcome bonus
  • Quality slots offer
18+ Play responsibly. Terms and Conditions Apply.
4.7 /5 Rating

Video Slots Casino 

100% up to NZ$200

Video Slots Casino  HIGHLIGHTS
  • Massive slots selection
  • UKGC licensed
  • Ongoing rewards
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Casino Masters

100% up to NZ$200

+ 30 Free Spins!

Casino Masters HIGHLIGHTS
  • Evolution Gaming
  • UKGC & MGA Approved
  • Ongoing bonuses
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

Woo Casino

Up to NZ$300

+ 200 Free Spins

  • Bitcoin Casino
  • Great pokies selection
  • High pay-out limits
bitcoin logo 7+
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

22 Bet

Up to NZ$500. Min Dep $2

  • Fantastic Sportsbook
  • Selection of software
  • Daily Rewards
bitcoin logo 11+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating

Skol Casino

Get up to $1,300 Bonus

+ 250 Bonus Spins

  • New platform from the White Hat Gaming team
  • Houses more than 2,500 slots games
  • Rapid pay-outs by e-wallet available
18+. New Players only. One bonus offer per player. Min dep $10. Max bet $5. Bonus funds must be used within 30 days & bonus spins within 10 days. Spins valid on Starburst only. Offer consists of: 1st dep: 100% up to $300 & 100 spins, 2nd dep: 75% up to $300 & 75 spins, 3rd dep: 50% up to $300 & 50 spins, 4th dep: 25% up to $300 & 25 spins, 5th dep: 100% up to $100. The 100 spins triggered on your 1st dep are credited at a rate of 25 spins per day over 4 days. Bonus spins winnings credited as bonus funds & capped at $50. For the 1st dep offer, this winning cap shall be applied to each set of 25 spins. Bonus funds are subject to 35x wagering. Terms apply.
4.5 /5 Rating

Just Spin

UP to $500

+ 600 Free Spins

  • Big opening offer
  • A feast of pokie goodness
  • Huge number of free spings when joining
18+ Play responsibly. Terms and conditions apply.
4.8 /5 Rating

Jonny Jackpot

Up to NZ$1,000

+ 100 Bonus Spins

Jonny Jackpot HIGHLIGHTS
  • Massive bonus open to New Zealanders
  • Take advantage of rewards from the VIP Club
  • "Try before you buy" with a free spins bonus
18+ New players only. Min deposit NZ$10 1st deposit: 100% up to NZ$400 & 50 bonus spins. 2nd deposit: 125% up to NZ$200 & 20 spins. 3rd deposit: 200% up to NZ$400 & 30 bonus spins. All spins valid on Legacy of Dead. Winnings from bonus spins are credited as bonus funds and capped at an amount 1 times the number of spins assigned (e.g. 100 bonus spins on first deposit have a max. win cap of NZ$100). Bonus funds expire after 30 days, Spins after 10 days. Max bonus bet NZ$5 Bonus funds are separate to Cash funds and are subject to 35x wagering req. (dep+bonus+spins). Terms Apply. Please Play Responsibly. For players who registered before May 2021, please find full terms of old offer here
5 /5 Rating

Playzee Casino

Up to NZ$1,500

+ 150 Spins

Playzee Casino HIGHLIGHTS
  • Enjoy content from White Hat Gaming
  • Aimed at providing players with regular rewards
  • Guaranteed safety from this MGA licensed site
18+ | New players only. Min dep NZ$20 Max bonus bet NZ$5 Offer: 1st deposit - 100% up to NZ$300 & 100 Zee Spins on Starburst (credited in increments of 10 x day, over 10 days), 2nd deposit - 50% up to NZ$500 & 25 Zee Spins on Gonzo’s Quest, 3rd deposit - 25% up to NZ$700 & 25 Zee Spins on Reel Rush. Zee Spins winnings are credited as bonus funds and capped at NZ$50 Zee spins expire by 23:59 GMT same day they are credited, bonus funds expire after 30 days. Bonus funds are separate to Cash funds and are subject to 35x wagering (deposit + bonus) & withdrawal requirements. Full Terms Apply. | Please Play Responsibly. |
4.7 /5 Rating

Rapid Casino 

100% up to $1,000

Rapid Casino  HIGHLIGHTS
  • Wild West Themed
  • Top Welcome Deal
  • MGA-licensed operation
18+ Play responsibly. Terms and Conditions Apply.
4.8 /5 Rating


Up to $1,500 Bonus

+ 200 Free Spins

  • Take advantage of a massive sign-up bonus
  • Play on top pokies and live game show titles
  • Enjoy rapid pay-outs by Skrill & Neteller
18+ Play responsibly. Terms and Conditions Apply.
4.3 /5 Rating

Casino Rocket Casino

€1,000 Bonus

+ 150 Free Spins

Casino Rocket Casino HIGHLIGHTS
  • Enjoy several bonus offers weekly
  • Home to games from Merkur & Pragmatic Play
  • Express withdrawals by e-wallet
bitcoin logo 10+
18+ Play responsibly. Terms and Conditions Apply.
5 /5 Rating



+ 375 Spins on Book of Dead

  • Take advantage of 200% deposit bonus
  • Clutter-free interface for easy navigation
  • Licensed by UKGC & MGA for your convenience
18+ New players only. One welcome package per player. Max bonus bet NZ$5 Min deposit NZ$10 1st deposit: 200% up to NZ$200 and 100 bonus spins, 2nd Deposit: 50% up to NZ$200 and 50 bonus spins, 3rd deposit: 75% up to NZ$200 and 75 bonus spins, 4th deposit: 125% up to NZ$500 and 150 bonus spins. All spins are on slot game Book of Dead only. Bonus funds must be used within 30 days and bonus spins within 10 days. Spins winnings credited as bonus funds and capped to the number of spins awarded. Bonus funds separate to cash funds and are subject to 35x wagering and withdrawal requirements. Full terms apply.

Table of Contents

The Lowdown on Bonuses to Play Baccarat Online.

I have been trying to understand the workings of online casinos for many years. Those who know me will quickly be able to tell you that I have only been moderately successful with this aim. One issue that continues to surprise me is the inconsistencies that arise when casinos are offering bonuses.

Yes, I understand that casino firms use pokies as their cash cows. And, because of this, many of the most lucrative rewards available across the industry apply strictly to slots content.

Does it make sense to attract regular blackjack, poker, and roulette players?

Most casinos do not believe so.

A well-paying new customer or ongoing bonus is difficult to locate when playing these disciplines.

Baccarat is another game that features prominently in the catalogues of many Kiwi-serving casino websites. There are many fans of this fast-paced card game, and the popularity of the game appears to be growing.

Are Baccarat players better served when it comes to accessing tantalising new customer bonuses?

Let us take a look.

On the whole, no.

Baccarat is a game that is often omitted from the bonus policies of online casinos. But this should perhaps not be a surprise. The return of player (RTP) rate on Baccarat games tops out at 98% when the banker bet is played. This means that casino-owners see no reason to be generous when dealing with Baccarat players. After all, is a 98% RTP not a bonus in the first place?

Where Baccarat bonuses are offered, and some operators do so offer small lures to capture table game custom, staking requirements tend to be prohibitive. It is not unheard of for winnings derived from Baccarat bonuses being required to be played through 200x before they become payable.

Now I am all in favour of a freebie, but this just sounds too much work!

One way in which players can take advantage of the goodwill of casinos is to accept a slots-based bonus to boost their initial bankroll.

The new player offer, currently advertised by Leo Vegas is one of the most competitive available to players in New Zealand.

Players can generate a 100% matched deposit bonus on fund transfers worth up to $1500. On sign up, players also receive 50 free spins on the Book of Dead slot and 150 free spins to be used on For Aloha! Cluster Pays, Gorilla Kingdom, and Starburst.Wagering requirements are also reasonable. Any bonus winnings only need to be played through 35x to be payable.

In this instance, I would suggest that cash rewards should be used to boost the bankroll. This can then be invested in Baccarat hands at your pleasure.

VIP rewards and no deposit bonuses should be used in similar ways. It is disappointing the casinos generally avoid lining the pockets of Baccarat players with free cash. But if players can build up additional winnings from slots rewards or bonuses available on alternative table games, then eventually this cash can be used at the Baccarat table.

Casino goers, however, should not overlook the attitude that casinos have towards Baccarat offers. Just like blackjack and roulette, Baccarat only fills the pockets of casino owners with small amounts of profit. Therefore, this means that the Baccarat table is the first place that players should park themselves when entering a new site.

Take the hint, casinos would prefer you to play other games!

What kind of casinos are best for playing online Baccarat in New Zealand?

Several factors should help players to decide on the best site to play Baccarat on.

Some of these factors are certainly more important than others.

Starting at the very beginning, I would humbly suggest that licencing issues are the number one factor for choosing a good casino.


Not the most exciting factor, admittedly. But I can nearly guarantee that the enjoyment that you will receive by playing your favourite casino games will be substantially increased from playing on a bonafide site.

The best regulated online venues are fair to players in several important ways.

First, any banking transactions made with a quality online casino will be safe and secure.

To me, this is a top priority. I do not mind a casino fleecing me, well occasionally at least, if I have enjoyed a few hours of spinning, hitting, and standing.

What I do not like is online scam merchants accessing my banking details for their benefit.

Transactions with top casinos are fully secured by SSL encryption technologies. This security feature scrambles any information that you send to your casino provider, ensuring that prying eyes have zero chance of benefitting from it.

How easy is it to work out whether you are playing on a safe site, I hear you ask?

Fortunately, it is very simple.

When you initially perform due diligence checks before signing up for a new to the market casino, scroll to the bottom of the websites landing page.

Why is this? Because it is this part of a casinos website that advertises its many gaming licences. This information is invaluable in determining whether you are interacting with a top of the range model, or a bit of a dodgy banger!

Gambling Legislators

High Protection vs. Low Protection

LikeHigh protection jurisdictions
  • Check United Kingdom – UKGC
  • Check Malta – MGA
  • Check Gibraltar – GGC
  • Check Alderney – AGCC
UnlikeLow protection jurisdictions
  • Cross Curacao – CGC
  • Cross Antigua and Barbuda – AGC
  • Cross Kahnawake – KGC

Any website that advertises its link up with the United Kingdom Gambling Commission (UKGC) is likely to be near the top of the pile when it comes to providing a range of players protections and games that are fair.

Similar sentiments should be felt if you come across the acronyms, MGA, GGC, or AGCC.

The MGA, the Malta Gaming Authority, apply similar stringent rules as the UKGC when deciding on whether it will license an online casino.

In practice, this means that websites will be affiliated with GamCare, the gambling addiction charity, and will have had their gaming products verified for their fairness by eCOGRA.

Online casinos must protect their players in several ways.

GamCare affiliation ensures that casinos highlight the potential problems that gambling can sometimes cause.

These problems are reduced on responsible sites by the promotion of deposit limits, time-out opportunities, and the chance for players to self-exclude themselves from sites if players feel that gambling has become a personal issue.

I feel that tie-ups with organisations such as GamCare only enhances the reputation of online casinos. Close relationships with eCOGRA also carry similar levels of reputational benefit. eCOGRA, the eCommerce Online Gaming Regulation and Assurance, tests the games that online casinos offer to determine whether they are fair for consumers to use.

The best casino operators, the ones who generally offer a fair return to player (RTP) rates, are happy to have their games subjected to independent scrutiny as they are confident that their products give players the chance of making a profit. At the end of the day, casino-goers enter premises with the knowledge that they are likely to lose.

However, if there is a possibility of hitting a good win from time to time, players will keep returning. ECOGRA involvement means that landing a jackpot on a given website remains possible for everyone.

Just as the MGA is a high-quality regulator, players should be assured that if they come across casinos that have been regulated by the AGCC and the GGC that they have found a stellar casino site.

The Alderney Gambling Control Commission and the Gibraltar Gambling Commission apply similar rules and regulations to firms that fall under their stewardship. Some of the globes biggest betting brands, Paddy Power and Bet Victor, hail from these jurisdictions.

Unfortunately, not all vetting processes are as stringent in every country.

Curacao, Antigua & Barbuda, and the Kahnawake reservation in Canada, all have a long history of licencing online casinos.

However, the rules that authorities in these locations use to determine the worthiness of a betting site are somewhat questionable.

From a quick review of the internet, it is apparent that there are minimal hoops to jump through when getting a gambling licence in Curacao.

Three basic requirements must be met.

  • Business registration in Curacao
  • Having Curacao-based Director
  • Pay $100,000 USD in the first two years of trading.

The United Kingdom Gambling Commission, for comparison purposes, charges the biggest online casinos $650,000 a year for a U.K. licence.

In practice, this means that when playing at online casinos that are licenced off the beaten track, player protections cannot be guaranteed.

Once you are secure in the knowledge that you have found a selection of casinos to safely invest your money in, what other factors should you consider?

Now, I am forever the optimist.

To be honest all gamblers must be, as the ultimate quest for every casino-enthusiast is to find the crock of gold at the end of the rainbow.

Therefore, you should always study the withdrawal policy of a casino before parting with your cash.

When winning a jackpot, I do not want to be waiting a month to get my hands on the proceeds.

Unfortunately, this is the scenario that many high-rollers and Mega Moolah players often face.


The daily payout limit at many online casinos is a mere $5,000. What makes this situation even direr is that most outlets restrict monthly withdrawals to $50,000! I know, a disgrace, right?

There potentially valid reasons for venues to pay out in such a pedestrian manner. Once again this has much to do with protecting customers from fraudulent activity. Slow pay rates mean that would-be fraudsters will find it difficult to quickly empty high-value accounts. Something that is always a possibility.

Something that is certainly more difficult to comprehend is when players are charged a fee to withdraw their cash from some of the more undesirable firms in the industry.

Although most players will be able to accept a drip-feed of returns, it is difficult to swallow being charged for your rightful loot.

I would certainly advise that players should swerve any establishment that behaves in this way.

You can minimise your risk of incurring such charges by selecting withdrawal methods that remove these fees. Most withdrawals by e-wallet, via firms such as NETELLER, ecoPayz, and Skrill, are fee-free and often instantaneous.

Another way in which you might be able to differentiate one casino from its similar-looking rivals is through the bonuses that they provide.


As previously discussed, it is unlikely that you will come across many bonus schemes that are specifically targeted at Baccarat players, but this does not mean that you should ignore any potential bankroll boosts.

Bonuses tend to come in four types.

The no deposit bonus – This bonus is always worth a look if only for the “try before you buy” opportunities that they provide. Many offers of this ilk merely ask you to sign up to their website before providing you with a fixed amount of stake money to bet on a pre-determined product.

I can only really see one of three results being derived from trying a no deposit bonus.

  1. You win big, and then you must play through your winnings 30x or more to make them payable.
  2. You win big, and then fail to turn this stake into a payable amount.
  3. Or you lose.

Of the three scenarios, option 2 is perhaps the most annoying. You may need to devote a certain amount of time and energy in this case, but you may be able to experience how a game works in a way that you would not have otherwise.

Welcome Bonus – This can be the big one.

This type of bonus acts as a loss-leader for a betting firm.

The psychology is that if a firm offers you oodles of cash on sign-up, you will be eternally grateful and invest your hard-earned cash there for years to come.

So long as you are aware of this ploy you might as well take advantage.

The welcome bonus comes in a variety of forms. Most as matched stake.

This form requires players to deposit a minimum sum, this amount will then have a bonus amount added to it, often 100%.

The additional 100% may come as cash, but more often will be rewarded as bonus funds.

Bonus funds will, however, be unpayable until certain staking requirements have been met.

Reload Bonus – This type of bonus enables players to build up additional stakes as bonus figures are added after every deposit. So long as you are a regular depositor, and not spending more than you otherwise would, these types of bonuses represent the risk-free way of ensuring a burgeoning betting bank.

Something that will assist Baccarat players who are looking to profit from the slender margins that the game offers.

VIP Bonus – High-value customers often achieve VIP status. This tends to mean that a player has made significant deposits, and as a result, a casino is keen to keep its business.

VIP plans often provide members with regular stakes boosts when a deposit or wagering target has been met. Not only this but VIP members are often invited to bespoke events.

This can mean being invited to sports fixtures or VIP tournaments with guaranteed prize pots.

Keeping abreast of the available bonuses is important in finding a casino that suits your needs, but what other aspects do you need to consider?

For Baccarat players the content mix that an online casino supports will be of particular significance.

As I am sure that many of you realise, slots are the focus for most online casinos.

This is not an accident.

Content Mix

Online casinos love to have the biggest range of pokies possible, as these high edge titles provide outlets with most of their incomes.

Slots are powered by RNG technology.

And therein lies their importance to casinos.

The random nature of this betting category means that there are few strategies that players can successfully employ that will allow them to consistently beat the bank on these machines. It is not a surprise that many online casinos advertise hosting over 1,000 slot machines. Yet, these same venues only offer dozens of blackjacks, roulette, and baccarat tables. Slots are where the money is at.

Fortunately, Baccarat connoisseurs can access some of the world’s best Baccarat software. Many sites host the cutting-edge program, Evolution Live Baccarat. As the producer’s state this offer “squeezes maximum thrills” from every Baccarat hand.

Evolution Baccarat comes with several incorporated variants.

These include Salon Prive, Multi-Camera Baccarat, Live Baccarat Squeeze, Speed Baccarat, Lightning Baccarat, Dual Play Baccarat, and the Red Envelope bonus game.

Salon Prive VIP Baccarat

The Salon Prive VIP Baccarat lounge is unashamedly aimed at high rollers. This version of the classic card game incorporates both excitement and elegance. Top depositors will enjoy playing in this room. Additional features include the permanent presence of a room manager, ensuring that any game-related queries are quickly resolved, and the chance to manipulate the game speed and the choice of dealer.These extra services ensure that big bettors are extraordinarily well looked after. A factor that is likely to see them coming back to this room created by Evolution time after time.

Multi-Camera Baccarat

Multi-camera Baccarat allows players to experience the intricacies of a Baccarat hand at close quarters like never. Players can direct proceedings by enabling table shots from every angle. The immersive quality of this production draws players into the action, visiting this room the closest that online casinos can deliver to real casino thrills.

Live Baccarat Squeeze

Live Baccarat Squeeze and Live Baccarat Control Squeeze have been developed to increase suspense levels at the Baccarat table.Although Live Baccarat Squeeze follows a more traditional format, camera angles have been designed in a way that accentuates the excitement that is related to the dealers’ squeeze.

Live Baccarat Control Squeeze

Anticipation levels are built further in the Live Baccarat Control Squeeze room. In this venue, players are in control of the reveal of the squeeze. Top table and camera technology is combined to allow cards to be viewed when dealt face-down. Players can then reveal these cards at their leisure. This invention brings real casino gameplay to a PC, tablet, or smartphone near you.

Speed Baccarat

Speed Baccarat keeps the pace of the game high. Hands are delivered in around 27 seconds, almost twice as quick as the standard version. This game provides players with a maximum number of betting opportunities in minimum time, making this game ideal for players with busy lives who are only able to dip in and out of content.

Lightning Baccarat

Lightning Baccarat adds electrifying excitement for all those involved. Before hands being played a selection of bonuses are added to between one and five cards in the deck. If players win with these cards payouts can be multiplied up to 8x. Because of the generous nature of this variant of the game, a 20% surcharge is added to the stake of jackpot seeking enthusiasts.

Dual Play Baccarat

Dual Play Baccarat is perhaps the most realistic Baccarat table that Evolution has ever created. An in-house Baccarat table is streamed to online players across the globe, allowing players to bet as if they were in the casino itself. If you are unable to make a trip to your nearest casino this is the next best thing.

Red Envelope Baccarat

If betting on the player pair, banker pair, or the tie is your thing then Red Envelope Baccarat is the game for you. One, two, or three red envelopes are generated on every Baccarat hand during this game. These red envelopes advertise in-game bonuses. On occasions, winnings from pairs bets or the tie can be multiplied up to 88x.

Whichever room you prefer, Kiwis are well served when they find a platform that delivers Evolution Live Baccarat, this is a truly exceptional example of what software producers can create for millions of stay-at-home casino aficionados.

If you are happy with the software that your casino provides, and you have found a live Baccarat catalogue produced by Evolution or Playtech or any of the other excellent developers, what other features of an online casino might be important to note.

NZ Dollar Casinos

The currency that a casino pays out in can be a factor when determining where you should deposit your cash.

For Kiwi’s, being paid in New Zealand dollars can be a big deal.

This is for two big reasons, convenience, and cost.

If your casino winnings are paid in a foreign currency, you will inevitably have to enter a further transaction to convert this cashback to easily spendable dollars.

This can be time-consuming depending on the financial accounts that you have at your disposal, but, perhaps more importantly, this transaction is likely to incur a fee.

Any additional fees that you are charged for withdrawing your casino winnings reduce your profitability. When casinos already hold a statistical edge over their clients, having to pay a further cost is disappointing and makes profit-building even more tricky for common or garden casino enthusiasts.

Fortunately, most online casinos that are open to sign-ups from NZ now pay in NZ dollars. Something that will be a great relief to many.

Customer Service

The customer service offers that online casino provide can also be a simple way of differentiating between firms in a crowded industry.

One of the key issues that face New Zealanders when they play at remote casinos is that often these establishments are firmly set to European Time.

Peak times for play in the South Pacific generally align with breakfast time across much of Europe. This can be a problem if customer service departments are understaffed at this time of day.

Many casinos have, however, countered this problem by enabling 24/7 chat services.

This means that no matter where you are in the world casinos can provide answers for most problems at all times of day and night.

It should not be a problem for Kiwis to now find a casino that caters for the play patterns that most conform to.

Security and Fairness

However, above all else, players need to ensure that their casino of choice secure and fair. None of the other variables matters unless this can be guaranteed.

Aside from checking where a casino is licenced. Firms that are licenced in the U.K., Malta, Gibraltar, and Alderney, are highly recommended.

Customers need to ensure that they are getting value for money.

The eCOGRA assessment for every casino should be readily available (if they have nothing to hide), with these figures highlighting how much it will cost players to embark on their favourite pastime on those platforms.

Any firm that does not have a return to player rate of around 90% should not be considered. Any lower than this figure and I would suggest that your casino is taking your custom for granted.

High Stakes Baccarat

For high stakes gambling, I tend to like to use the big boys in the industry. This means that I normally make my lumpiest wagers with household names such as William Hill and Bet Victor.

These establishments provide several Baccarat tables where bets over NZD 10,000 are accepted.

However, from scouring the market in New Zealand for online casino venues that might attract high rollers, there is much to like about Dream Vegas Casino.

As recommended, this website is licenced by the United Kingdom Gambling Commission (UKGC) and the Gibraltar Gambling Commission (GGC) for its international operations. This means that this site should be amongst one of the most trustworthy in the industry. In addition to these stellar credentials, Dream Vegas goes out of its way to appeal to wealthy clients.

The introductory bonus that Dream Vegas is currently advertising is truly staggering. Players can boost their bankroll by up to $7,000 in their first three deposits. Not only this but players are also awarded 120 free spins on top quality slots titles for taking up this option.

VIP rewards, where regular bonuses up to $1,000 can be amassed, and high table limits up to $10,000, means that Dream Vegas certainly make high stakes baccarat an exciting proposition.

If you are a player that wishes to deposit and bet over the regular table and deposit limits enrolling in a VIP scheme can be invaluable.

To bet big, you often need to play with larger, European-based firms. It is these companies that have the balance sheets to be able to withstand the financial fluctuations that VIP players often cause.

However, gaining VIP status with smaller firms can deliver many benefits.

Not only can a VIP manager waive standard terms and conditions concerning several funding policies, but just being a VIP can provide lucrative opportunities. VIPs often receive bespoke bonus deals, free merchandise, and the chance to participate in many corporate events. Often these add-ons can be worth significant sums.

The only trap that VIPs need to be wary of is that casinos do not lavish their attention on individuals for the good of their health. As sure as night follows day, they are interested in you for one reason only, your money. If you can maintain your VIP status and your bankroll, VIPs really can be on to a winner.

Baccarat Introduction

Background on Baccarat

Baccarat has a long and illustrious history.

The game is believed to have first been played in Italy in the 1400s.

The name Baccarat is believed to be a derivation of the earlier game ‘baccara’, or for the unaware, ‘zero’. This name is seen as being related to the value of face cards in a game of Baccarat.

As with many gambling games, the French adopted the game of ‘Baccara’, moulding it instead into the game of ‘Chemin de fer. This derivation remained a largely French affair until the aftermath of World War II.

With globalisation in its infancy, Las Vegas casinos started to take more of an interest in betting events from around the world. This fascination thrust Baccarat onto the world stage as Vegas venues started to host several tables devoted to the game. Baccarat provided a popular alternative to the ever-present roulette and blackjack tables that had been present in Nevada for several decades.

Since its adoption by the world’s biggest casinos, Baccarat has been viewed as being a game for high rollers. This view has been strengthened by the exclusivity that casinos afford this exciting table game.

The most popular modern version of Baccarat is Punto Banco or Player Banker. This strand is viewed as being one of the simplest forms of the game.The aim of ‘Punto Banco’ is to achieve the highest score with a participating hand.

The game of Punto Banco allows players to bet on their hand (Punto), or bet on the banker’s hand (Banco). Betting on a tie is a further possibility.

9 is the highest score that can be made in Baccarat, players bet on the hand that they believe has the best chance of creating this score or close to it.

Cards Ace to nine, are awarded their face value. Tens and face cards are worth zero. Two cards are initially dealt. The value of these cards must lie between 1 and 9.

Therefore, if two sevens are dealt, fourteen in total, the value of this pair would be four. The first digit of the sum is discounted. If a value of 8 or 9 results for either the banker or the player, the hand is finished, and the winner is called. If neither hand achieves this value, a third card is dealt.

Punto Banco Baccarat is different to Chemin de fer as players do not have a choice of whether to receive a further card. Dealing patterns follow the rules of the game.

What are the rules?

Baccarat is a card game that is played with eight packs of cards.

These cards are shuffled and then placed into the shoe.

The aim of the game is for the Player or the Banker to achieve a score of eight or nine on any hand. If this score is achieved from the first pair of cards dealt, this is referred to as a “natural” hand. If either participant achieves a “natural” hand the winner of the game is called. If a “natural” hand is not derived from the initially dealt cards play continues.

Players receive a third card if the first two cards give them a score of zero to five, and players stand if a score of six or seven is achieved.The banker must draw a third card if the value of cards 1 and 2 lies between zero and two.

Banker’s must take a third card when they have a total of 4, so long as the player’s third card is in the range of two to seven.

When the banker has a total of five, they must draw a third card if the player's third card lies between four and seven.

When a banker has a total of six, they must draw an additional card when a player’s third card is a six or a seven.

Banker’s must stand when they have cards that total seven.

Once all necessary cards have been dealt, card totals are tallied, and the winner is declared.

Players who correctly select whether the bankers or players hand will be confirmed as the winner will receive a payout at evens. However, a 5% commission is often taken from this when betting on the banker. This means that the effective odds of a banker win at the Baccarat table is 19/20.

Correctly betting that a Baccarat hand will result in a tie provide players with an 8/1 return.

Although in current times Baccarat is one of the top games that live and online casinos deliver, the game has gone through several evolutions over the past 500 years.

History suggests that Baccarat, or at least its ancestor, was created by Felix Falguiere.

The origins of the game are shrouded in mystery. However, ancient Italian fables suggest that the development of Baccarat owed much to an Etruscan high priestess. Legend has it that a virgin from the region needed to throw a nine-sided die to determine her life chances. Throwing an eight or a nine, would see her elevation to a priestess, throwing a six or a seven, would allow her to live and throwing a five would see her thrown into the see.

Alas, there is no recording of how this young girl fared but can only assume that she met with a watery end!

Baccarat has evolved since ancient times. Iterations of the game as seen multiple dealers become just one. This change has helped simplify the game dramatically for those who wish to use it as a betting medium.

The development of Baccarat has seen its rules changed by French aristocrats and then by upper-class Brits. Although the game as we know it, Punto Banco, was not settled upon as the regular version until its appearance in Vegas in the 1950s.

This type of Baccarat, where hands were a straight battle with the house became colloquially known as American Baccarat.The marketing of Baccarat as an upmarket pursuit has done much to maintain its allure, meaning that the game is often a go-to feature for high-value casino goers.

Baccarat's chequered history means that stories of huge wins and scandals are never far from the headlines.One such recent story concerned a Vegas punter. Feeling that it was his lucky day, he asked officials if the bet limit on his Baccarat table could be increased to $250,000 per hand. Understanding that the house always maintains an edge, the house was happy to oblige.

However, what followed was the luckiest of lucky streaks. This player left the venue $18 million better off.

The impact of this result had mega consequences. The share price of the casino plummeting in subsequent. However, parity was quickly restored when the player returned in the following weeks. Giving the casino back nearly all his initial winnings!

Baccarat can provide players with great returns, but I would never advise players to utilise such a volatile betting strategy.

Live Baccarat

Baccarat players are treated when it comes to the software that is available to them at several leading online casinos.

Baccarat is an increasingly popular live table game at online casinos. This popularity has much to do with the investment that top games designers have made in this gambling product.

Playtech is worth a notable mention in this field.

Many of the best VIP Baccarat tables are powered by Playtech’s high-quality graphics and camera wizardry. Prestige Baccarat is an excellent example of what Playtech can provide.

High-quality dark hues draw players into the Baccarat den in a way that can only be bettered by bricks and mortar establishments. This is the place to be if you are looking for an intense session of Baccarat at any time of day or night.

However, NETENT is not too shabby when it comes to bringing drama to the Baccarat table.

NETENT's Speed Baccarat

NETENT’s Speed Baccarat product is a fantastic game for players who like to throw themselves straight into the action.

The graphics on this game are crisp, and the choice of different backdrops is ideal for when you which to create a change in ambience. All in all, this title is up there with the best in the Baccarat market.

Microgaming's Speed Baccarat

Microgaming is a name that should not be kept away from the spotlight when it comes to the provision of table games. And their Baccarat provision does not let the side down. A classic red backdrop certainly gets you in the mood when taking on the banker in Microgaming’s Live Baccarat event. Players signing up to LeoVegas and Betway Casino can take a closer look at their efforts.

Evolution Gaming Live Baccarat

Finally, any discussion about live table games is not complete without discussing output from Evolution Gaming.The range that Evolution has created is truly immense. Regular Baccarat tables are bolstered by Salon Prive, Lightning, and Speed variants. Anywhere that you can access Evolution output you are sure to be in for an entertaining time.

Maximum and minimum bets on Baccarat games vary widely by the establishment and whether tables are being accessed online or in physical casinos.

Baccarat is certainly accessible; players can stake from as little as NZ$1 per hand. However, maximum bets can range from around NZ$200 on computerised versions of the game to NZ$500 on live dealer games.

These figures are eclipsed in physical casinos, Sky City Auckland takes Baccarat bets up to NZ$2500, while Christchurch casino accepts NZ$5,000 per bet.

Lightning and Speed Baccarat

Lightning Baccarat is different to standard versions of the game as it gives players the opportunities to receive boosted wins when developing successful hands using selected cards.

1-5 cards from a virtual 52-card deck are pre-selected by an RNG once bets have been placed. If winning hands host one or more of these cards, payouts are boosted up to 8x.

Holding three selected cards in winning hands sees returns multiplied accordingly. Three 8x cards would see wins boosted 8x8x8 (512x).Speed Baccarat is for players with little time on their hands.

Games in this variant are played at nearly twice the pace of regular games, meaning more chances to compete in even the smallest of time windows.Lightning and Speed Baccarat are just a taster of the variations that are out there in cyberspace.

Evolution Gaming on its own has Dual Play, Red Envelope, Salon Prive, and Baccarat Squeeze, and Baccarat Control Squeeze options to choose from.All these games offer something unique to players.

Salon Prive aims to provide the best audio and sound options to immerse high rollers in a lifelike Baccarat game.

Baccarat Squeeze maximises in-game tension, while Baccarat Control Squeeze allows players to virtually direct gameplay.

Other versions including, Red Envelope, provide unique bonuses and side bets that give players every chance of profiting from the occasional generosity of the banker.

Baccarat Casino Games

Playing Baccarat on a computerised platform or in the company of a live dealer essentially comes down to personal choice.Although playing a live version of the game may be a more sociable choice, there are many reasons why players might wish to take on a computer instead.

Playing a browser-based game will often give players much more thinking time. Time limits imposed on live tables can become intimidating for some players, especially those who like a more laidback experience.

Microgaming are leading providers of browser-based Baccarat variants.

Live casino classics such as Mini-Baccarat, Baccarat Star, and Live Dealer Baccarat Squeeze, are all available to play in a digital format.

These can be found at several casinos that are accessible to New Zealanders, including Leo Vegas and William Hill.

Baccarat is potentially the most social casino game that has ever been invented. For Asian players, a sense of community is heightened when they are playing Baccarat, with luck for one player being seen as good fortune for all! On many occasions, many players look to play the same bet, has good fortune will be shared amongst them all if the cards produce a winning outcome.

The inclusiveness of Baccarat is further enhanced by its simplicity and good returns for a win. The house edge in Baccarat, when not betting on the tie, compares well to other table games at around 98%.

In essence, Baccarat is like betting on the toss of a coin. This means that after a few games have been observed most players should have the confidence to have a bet at the Baccarat table.

Although players can place sizeable bets on Baccarat hands at online casinos, it is more likely that land-based casinos will have increased staking limits.

Christchurch casino, one of many to host the game, is happy to take bets of up to NZ$5,000 at its Baccarat table.

Baccarat Strategy

Due to the volatility of results at the Baccarat table, it is likely that the best strategies to extend the lives of your bankroll revolve around staking plans.

Players should ignore the tie option, with general odds of 8/1. This bet only provides an additional edge boost for the house.

However, when betting on either the banker or the player’s hand to win, it should be expected that either result is equally likely to occur.

This means that simple stake-based strategies, such as Martingale, Fibonacci, and D’Alembert could all help to recoup any losses from previous results.

Baccarat Betting Strategies

The Martingale strategy, where stakes are doubled following losing bets, is potentially the simplest way to keep your bankroll filled when playing. However, using this strategy requires a decent bankroll in the first instance, and players need to be aware of maximum table limits when playing Baccarat. A NZ$200 table limit would only allow players to double their stakes seven times. Any losing streak longer than this is likely to lead quickly to a player’s bankruptcy.

The Fibonacci Strategy is similar to the Martingale System. However, bets increase in the pattern 1,1,2,3,5,8,13,21, 34. Each bet placed is a sum of the two previous placed wagers. Betting in this pattern should help players to minimise their losses. Losses can quickly mount when using this strategy if a number of losing outcomes are seen.

The D'Alembert strategy sees bettors increase their takes on a selection by a base amount following a losing outcome. For example, a $10 bet on an evens money outcome would be increased to $20, $30, and $40, if losses continue to be incurred.

Online Baccarat FAQs

Who invented baccarat?

Baccarat was invented in the 15th century by Italian, Felix Falguiere.

How do you win at baccarat at a casino?

The best way to win at baccarat is by using a staking plan. This means that previous losses can potentially be recouped. However, the casino always has an edge, so in the long run, all players are expected to lose.

How many decks are there in baccarat?

Most casinos use 8 decks of cards when playing standard Baccarat games.

Can you count cards in Baccarat?

It is suggested that card counting can help to shave off some of the house’s edge when playing Baccarat. The odds of a Banker win are increased when the deck contains more low cards. Conversely, the odds of a player win are increased when a deck contains more high cards. Keeping a note of which cards are drawn can help a player determine this.

How do you play speed baccarat?

Speed Baccarat plays at nearly twice the pace of regular games. Players need to make quick decisions about any bets that they wish to make.

How many betting positions are there on a baccarat table?

Regular Baccarat tables host 14 betting positions. Seven for bank bets and seven for player bets.

What are the odds of winning at baccarat?

A winning player bet returns evens. A winning bank bet returns evens (minus a 5% commission), 19/20. A winning bet on the tie pays 8/1. The house edge on player bets is 1.36% and 1.06% on bank bets. Tie bets provide the house with a 14.4% edge.