Play Rummy for Real Money

The favourite Indian 13 cards game, Rummy, is available in online casinos. You can win real money playing Rummy online using Paytm.

There are many Rummy game variations present online and offline. The basic rules are the same for most. The payout and the points may differ in some games. It all depends on the type of game and the table you are playing at.

Before playing, you must ensure the online casino site is genuine and secure. We have listed some of the best online casinos for Rummy here. Happy gaming!

  • Deposit ₹1,600+, Get 100% Bonus up to ₹40,000 Plus 200 Free Spins
    Mr Pacho Review
    • Bountiful bonuses
    • More than 4,000 games
    • Huge range of payment methods
    New players only Minimum deposit ₹1,600 X35 wagering bonus and deposit X40 wagering free spin wins Max bet is ₹400

    Welcome Bonus - 100% Bonus up to ₹40,000 Plus 200 Free Spins

    If you love free spins as part of your opening offer when joining a casino, then Mr Pacho is for you! This fantastic matched-deposit bonus of 100% up to ₹40,000 is complemented by a huge number of free spins. You'll receive them at a rate of 20 per day for ten days. The minimum deposit to redeem this Welcome Bonus is 1,600. To claim, simply make your deposit and activate the bonus in the "Profile" section of the website. Once claimed, you will need to wager/play through the bonus and deposit x35 before you can withdraw any winnings. Any wins from free spins will need to be wagered x40 before you can turn a profit. Deposits via Skrill and Neteller aren't eligible. This is a great opening offer with lots of free spins.

    Terms & Conditions

    • New players only 
    • Minimum deposit 1,600
    • X35 wagering bonus and deposit
    • X40 wagering free spin wins 
    • Max bet is ₹400
    +
  • Deposit ₹1,500+, Get up to ₹2,46,000 + 225 Free Spins
    Fortune Clock Casino Review
    • Big welcome bonus
    • Great betting content
    • High withdrawal limits
    18+ Play responsibly. Terms and Conditions Apply.

    Welcome Bonus

    The hands of time are always moving, but does Fortune Clock Casino use modernity to deliver a product that is worth waiting for? Scientists suggest that the earth is up to 14 billion years old, but Fortune Clock has only registered its presence in the Indian market for two of these. Such inexperience can cause problems, after all, there are many things that we all know now that would have been handy knowledge in our youths. But, Fortune Clock should be applauded for delivering a quality betting platform in the blink of an eye. All good casinos need to start somewhere, and a platform’s Welcome Bonus is often a pressing concern. It is logical to devote more time to new player deals, after all the infancy of all casinos is devoted to drumming up some custom by promoting the brand. Fortune Clock does an excellent job of advertising its wares, with an up to 2,46,000 INR deposit match deal is more than impressive enough to turn a few heads. At Fortune Clock, bonuses come in threes. Deposit 1: A 100℅ deposit match, with a bonus of up to 82,000 INR being available for a minimum deposit of 1,500 INR. Deposit 2: A 75% deposit match, with a bonus of up to 82,000 INR being available for a minimum deposit of 6,000 INR. Deposit 3: A 50% deposit match, with a bonus of up to 82,000 INR being available for a minimum deposit of 10,000 INR. As with most Welcome Offers that have ever been created, terms and conditions apply. Whatever level of bonus that you choose to accrue, it will need to be gambled 40x before you can request a payout.
    DEPOSIT MATCHED DEAL MINIMUM DEPOSIT (INR) MAXIMUM BONUS (INR) WAGERING REQUIREMENTS
    1st 100% 1,500 82,000 40x
    2nd 75% 6,000 82,000 40x
    3fd 50% 10,000 82,000 40x
    In summary, you won’t be waiting long to pick up a top bonus at Fortune Clock!
    +
  • Deposit €10+, Get up to €1,500 + 150 Free Spins
    1Xbet Casino Review
    • Paytm supported
    • In-play IPL markets
    • Evolution Gaming Roulette
    18+ Play responsibly. Terms and Conditions Apply.

    Welcome Bonus

    1XBet Casino is a fantastic example of a site that caters to every need of Indian betting fans. Many players will be used to playing on casino sites that have a tag on sportsbook section, but 1XBet is different. 1XBet is primarily an online bookmaker which also hosts a selection of the iGaming industry’s finest slots and table game content. This altered focus means that 1XBet is likely to pick up its own unique set of fans. But does 1XBet still deliver when it comes to incentivizing new Indian customers? Absolutely, and in duplicate! Casino fans will be pleased to take advantage of the up to 1,500 EUR bonus that can be accrued on the first four deposits that you transfer to the site. This reward is split neatly into four tranches. On your first deposit, you can benefit from a 300 EUR bonus that is awarded as part of a 100% matched deposit deal. To qualify, players must make a minimum deposit of 10 EUR and all bonuses are subject to 35x wagering requirements. As an extra perk, new depositors also receive thirty free spins on the Reliquary of Ra slots game. Second deposits also attract a tantalizing top-up. A 350 EUR bonus can be yours if you deposit 700 EUR and you can also take advantage of thirty-five free spins on the Chieftain Buffalo slots game. When Indian punters make the third deposit, further bonuses are accrued. A 25% matched offer gives you the chance to build up a further Rs 400 in stake money for a deposit of Rs 1,600. What’s more, you can try out forty free spins on the Stampede Buffalo slots game for no cost at all. Finally, your fourth deposit is rewarded by an additional 450 INR if you have a spare 1,800 INR to deposit. This 25% matched deposit award also comes with forty-five bonus spins on the Rich of the Mermaid: Hold and Spin slot game. Of course, this cash does not come entirely free of charge. To be able to profit from this suite of bonuses, you must wager your bonus 35x to unlock the opportunity to make a pay-out request.
    DEPOSIT MATCHED DEAL MAXIMUM BONUS (EUR) FREE SPINS WAGERING REQUIREMENT
    1st 100% 300 30 spins on the Reliquary of Ra slot game 35x
    2nd 50% 350 35 spins on the Chieftain Buffalo slot game 35x
    3rd 25% 400 40 spins on the Stampede Buffalo slot game 35x
    4th 25% 450 45 spins on the Rich of the Mermaid: Hold and Spin slot game 35x
    But for many Indians, the lure of 1XBet is not the super slots selection, but the stellar sports section. For this reason, 1XBet provides an attractive alternative. Sports fans can claim a new depositor sports bonus of up to 20,000 INR as part of a 100% matched bonus. Wagering requirements for this deal are milder than its casino cousin. Bonuses only need to be bet 5x. But additional terms mean that sports bets only qualify when they contain three or more selections, with the odds of each leg being 1.40 (⅖) or bigger.
    DEPOSIT MATCHED DEAL MAXIMUM BONUS (INR) WAGERING REQUIREMENTS MINIMUM DEPOSIT (INR)
    1st 100% 20,000 5x 75
    In summary, 1XBet is the home, draw, and away, to top welcome bonuses!
    +
  • Deposit ₹800+, Get up to ₹1,20,000 + 150 Free Spins
    888 Starz Casino Review
    • Crypto casino
    • Great sports betting
    • Rewards via TRON tokens
    18+ Play responsibly. Terms and Conditions Apply.

    Welcome Bonus

    888 Starz shines a light on all the aspects that a modern online casino needs to provide to attract interested Indian players. It is illuminating to see the emphasis that 888 Starz has placed on the Cryptocurrency funding options. This focus provides Indian players with multiple funding options that help when Rupees cannot be exchanged for play on foreign casino sites. But, it is also great to see that a virtual casino platform is prepared to incentivize both sports betting and casino fans, giving both the chance to claim a dazzling welcome bonus. For casino fans, the promise of up to 120,000 INR in bonuses and 150 free spins on a range of slots is enticing. Even better, players are not required to input a promo code when they make their 1st deposit, 2nd deposit, 3rd deposit, and 4th deposit.
    DEPOSIT BONUS MAXIMUM REWARD (INR) FREESPINS WAGERING REQUIREMENTS
    1st 100% 20,000 30 spins on the Book of Gold: Classic slot game 35x
    2nd 50% 25,000 35 spins on the Legend of Cleopatra slot game 35x
    3rd 25% 35,000 40 spins on the Solar Queen slot game 35x
    4th 25% 40,000 45 spins on the Imperial Fruits: 40 Lines slot game 35x
    On your first deposit, you can shoot for the stars with a 100% matched bonus offer. You can claim up to 20,000 INR in bonus cash if you wish to do so, and all players qualify for this deal so long as they make a minimum deposit of 800 INR. In addition to the bonus that you receive for online casino play, you also receive 30 free spins on the Book of Gold: Classic RNG game. Deposit for a second, third, and fourth time, and the bonuses keep on coming. When making your second transfer to the Bittech B.V. & Azimutome Limited owned site, you can take advantage of a 50% matched deal up to 25,000 INR. Once again, you will gaze in wonder as 35 free spins are provided for use on the Legend of Cleopatra slot title. Even though the bonuses diminish somewhat for third and fourth depositors, they are still worth considering. 25% matched rewards of up to 35,000 and 40,000 INR are not to be turned down easily, especially as these deals come with 40 spins on Solar Queen and 45 spins on Imperial Fruits respectively. As with all the best welcome bonuses, the team at 888 Starz has attached several terms and conditions to the promotion. All bonuses need to be wagered 35x before a withdrawal can be made and all wagering must be completed within seven days of a reward being claimed. The maximum bet that you can place with bonus funds is 400 INR. However, sports fanatics have not been forgotten about. If you choose to take up the sports betting offer instead, you can pick up a bonus of up to 8,000 INR via a 100% matched deposit scheme. The beauty of the sports bouns is that wagering terms are reduced substantially. Bonuses only need to be wagered five times before a withdrawal can be lodged, although sports bettors should bear in mind that the only qualifying bets are those involving three or more selections where each selection is priced at 1.4 (⅖) or higher. In summary. 888 Starz delivers a galaxy of goodies for new players!
    +
  • 450% Top 100 Games Welcome Package up to ₹3,00,000
    9 Winz Casino Review
    • Terrific tables
    • Rupees allowed
    • Welcome bonuses
    18+ Play responsibly. Terms and Conditions Apply.
  • Deposit ₹856+, Get up to ₹128,380 + 150 Free Spins
    Bet and You Casino Review
    • Crypto Casino
    • Great Slots
    • Top welcome bonus
    18+ Play responsibly. Terms and Conditions Apply.

    Welcome Bonus

    The BETANDYOU Casino Welcome Bonus is a fairly decent offer that you should take advantage of if you haven’t already. The Welcome Bonus currently offers you up to ₹128,380 and 150 free spins when you register and deposit a minimum of ₹856. The free spins are to be used on pre-selected games. The bonus funds must be wagered 35x within 7 days of claiming before any withdrawals can be made. Until the bonus has been redeemed, stakes cannot be higher than ₹430. The table below will give you all the information you need about the Welcome Bonus.
    DEPOSIT MATCHED BONUS FREE SPINS MAXIMUM DEPOSIT BONUS MINIMUM DEPOSIT TO BE ELIGIBLE
    First 100% 30 – Book of Gold: Classic ₹25,670 ₹856
    Second 50% 35 – Legend of Cleopatra ₹29,960 ₹1,284
    Third 25% 40 – Solar Queen ₹24,230 ₹1,284
    Fourth 25% 45 – Imperial Fruits: 40 lines ₹38,510 ₹1,284
    There are also Welcome Bonuses available for Sports and a Free Bet, not just casinos and games. The Sports Welcome Bonus gives you up to ₹9,410 on your first deposit and the Free Bet Welcome Bonus gives you up to ₹3,420 on your first deposit. All bonuses are disabled for all cryptocurrencies and there is only one bonus per customer allowed. This is a great Welcome Bonus offered by BET AND YOU Casino. The matched bonuses are a good value and they also throw in free spins, too. If slots aren’t your thing, then you can accept the sports bonus or the free bet. The variety of Welcome Bonus is good for those who don’t solely enjoy one particular aspect of gambling.
    +
  • Deposit ₹700+, Get up to ₹140,000 + 20 Free Spins on Cricket Fever
    Big Dollar Casino Review
    • Daily bonuses
    • Rupee Casino
    • Loyalty scheme
    18+ Play responsibly. Terms and Conditions Apply.

    Welcome Bonus

    Calling your business, Big Dollar Casino is a bit of a risk. It sounds boastful, and this has the potential to leave customers feeling short-changed if expectations aren’t met. So, does Big Dollar Casino provide Indian players with everything that they could wish for? The first place to look to be able to determine the answer to this query is the site’s Welcome Bonus. Whenever you sign up to play slots and live table content at Big Dollar Casino you stand in line to receive a huge welcome deal. In total, newbies can amass a reward that amounts to 80,000 INR + 20 bonus spins on the Cricket Fever slots game. First depositors can take advantage of a 100% matched deposit bonus of up to 20,000 INR plus the aforementioned twenty spins on Cricket Fever. For second depositors, the stakes are raised further. A 40,000 INR bonus can be yours if you are willing to part with the 80,000 INR required for the maximum benefit of this 50% match. Third-time depositors can build their bankroll further to the tune of 20,000 INR through this 100% match.
    DEPOSIT MINIMUM DEPOSIT (INR) MATCHED DEAL MAXIMUM BONUS (INR) FREE SPINS
    1st 700 100% 80,000 Twenty free spins on the Cricket Fever slot game
    2nd 700 50% 20,000 NA
    3rd 700 100% 40,000 NA
    But, just like other casinos, Big Dollar Casino attaches several rules to its welcome bonus. To withdraw promotional winnings, players must bet their bonus 60x. The contribution of each game type to these wagering requirements varies. 100% of all stakes place on slots games count towards final targets, but this figure is reduced for table games. The bonus expires after seven days if wagering requirements have not been met. Players only qualify for any bonus at all if their first three deposits are of a minimum of 700 INR. However, at Big Dollar Casino the fun keeps on coming. Once signed up, Indian customers can take advantage of 100% match deals, every day.  Rewarding you with big Dollar (or Rupee) bonuses for doing what you love. In summary, Big Dollar Casino delivers big bucks for big bettors!
    +
  • Deposit $100 & Play with $200
    + 180 Free Spins
    BitStarz Casino Review
    • Bitcoin Casino
    • Massive slots range
    • Bonuses available
    18+ Play responsibly. Terms and Conditions Apply.
  • Deposit €20+, Get up to €1,500 + 80 Free Spins on Hyper Burst slot
    Cabarino Casino Review
    • Big Welcome Package
    • Responsible Operator
    • Wide Games Range
    18+ Play responsibly. Terms and Conditions Apply.

    Welcome Bonus

    You’d be hard-pressed to find a better opening offer than the one at Cabarino Casino. This cabaret-themed casino is extremely well built and flexes its muscles straight from the off with a fantastic matched bet sign-up offer. Here’s how it works:
    DEPOSIT % MATCHED MAXIMUM DEPOSIT FREE SPINS
    1st 100% €800 (64,000 INR) 30 Wagering FREE, free spins on Madame Ink slot.
    2nd 100% €400 (32,000 INR) 20 Wagering FREE, free spins on the Blinged slot.
    3rd 100% €300 (24,000 INR) 20 Wagering FREE, free spins on Disco Diamond Slot.
    4th NA NA 80 Free Spins on Hyper Burst slot.
    What I love about this opening offer is the 100% matched on each deposit and the wagering free, free slots. Normally, matched deposits decrease after the first deposit. Not here! But before you head to the cashier, there are a couple of things you need to know. Firstly, this casino does accept Indian players but currency wise it only accepts EUR, USD, AUD, CAD, and NOK. That means you can expect some exchange fees from the bank. The minimum deposit for the opening offer is €20 (1600 INR), and the bonus and deposit must be wagered 35x before you can withdraw any winnings. Games contribute differently to wagering requirements.
    • Slots 100%
    • Table games 5%
    • Video poker 5%
    • Scratch cards 100%
    • Live casino 5%
    • Virtual games 20%
    All winnings earned from the Free Spins from the 1st, 2nd & 3rd deposits are wagering-free. However, the winnings earned from the Free Spins from the 4th deposit are subject to a 50x wagering requirement. Cabarino describes their opening offer as “incredible,” and it’s hard to argue with that. This is a wonderful matched deposit offer, served with some free slot action on the side. Perfect!
    +
  • Deposit ₹500+. Get a Reload Bonus Up To 1 Lahk
    Casino Days Review
    • Top slots
    • Bitcoin accepted
    • VIP offer
    18+ Play responsibly. Terms and Conditions Apply.

    Welcome Bonus - Reload Bonus Up To 1 Lakh

    We all enjoy sunny days, lazy days and days filled with unexpected surprises. Now Indian players can enjoy Casino Days. Casino Days welcomes new players with a huge reload bonus of up to 1 Lakh. Here’s how it works.
    • Deposit 1 - 100% reload up to ₹50,000
    • Deposit 2 - 50% reload up to ₹25,000
    • Deposit 3 - 50% reload up to ₹25,000
    For those new to reload bonuses it’s worth explaining that they’re not the same as a matched deposit offer. You will only receive your cash once all wagering requirements have been met. And that means you may have to deposit more in order to meet those requirements. Once you do, then your bonus is unlocked as cash and you’re free to withdraw it. For this opening offer the wagering or play-through requirement is x35 the reload amount. The minimum deposit to redeem each of the first three reload bonuses is ₹500. We’ve listed the main terms and conditions below that you will need to bear in mind when playing this welcome bonus.

    Terms & Conditions

    • New players only
    • Minimum deposit is ₹500
    • Must be claimed within seven days
    • ecoPayz, Neteller and Skrill are excluded from this deposit offer
    • Activate the bonus in the rewards section
    +

Author:

Angelina Saul

Last Updated:

23/03/2023

Table of Contents

Online Rummy

The basic Rummy is 13 card game played using 2 decks of playing cards, including 4 printed Jokers. You can play Rummy at home and even online. You could play Rummy for real money or for free. We have explained the basic Rummy game rules in our Rummy guide.

The main goal for the online and offline Rummy is the same, that is to make the lowest score by getting rid of the cards in hand. You can eliminate the cards by making the necessary sets and runs before any other player does.

In offline Rummy, you play against many players. In online Rummy, you play against the house/computer. Though the basic rules are not much different for the online and offline Rummy, they still differ.

There are many kinds of Rummy games available in online casinos. You can try the Rummy variations you know about, or you could earn free welcome bonuses from online casinos and learn/practice the game for free before playing for real money.

The three-card Rummy is one of the most common Rummy games available online. You could play this for free or real money using Paytm or any other approved payment gateway.

How to Play the Three-Card Rummy Game?

The online three-card Rummy game is simple. Though Rummy is a game of skill, the three-card Rummy involves luck and a little strategy. Let’s understand how you can play this game online.

After creating an account or registering on an online casino site, you need to transfer money to the casino wallet to place your bets and win real money. After depositing the money, you follow the below steps:

  • Select the chip denomination to place your bet. You will find the different chip denominations on the bottom right corner of the game screen.
  • Click the Ante section next to place your bet. You can choose to place a Bonus bet at the star of the game. It can help you win more money.
  • After the Bet gets placed, hit the deal button, and three cards will be dealt to you face-up and three cards to the dealer face-down.
  • You can choose to Fold after seeing your cards, or you could raise your bet amount. If you fold, the game ends, and you lose your bet amount. If you select Raise, you bet an amount equal to the initial bet amount.
  • After you Fold or Raise, the dealer’s cards turn face-up. The winner is determined based on the score. The player with the lowest score wins.

Important Points to Remember

  • One of the main things to remember while playing the three-card Rummy is that the dealer’s score should be 20 or less to qualify.
  • Before you decide to Fold, calculate your points. You never know. You may win if the dealer doesn’t qualify.
  • You still win if the delaer doesn’t qualify and your score exceeds the dealer’s points. You get back your Ante and any Raise amount placed.
  • Practice the game as much as possible before you play for Real money.
  • Check for various bonuses offered by online Casinos that will save your bankroll from depleting faster.
  • Have a check on your bet amount and bankroll. You can see this information on the bottom left side of the game screen.

21 Card Game

You need three decks of cards for this game and a lot of time at hand to play this game, as it involves 21 cards per player. To win this game, one must make a minimum of three pure sequences. Apart from the printed joker and the wild card joker, there is also the upper and lower joker. For instance, if the wildcard joker known as the cut joker is 5❤, then the upper joker would be 6❤ while the lower joker would be 4❤ (belonging to the same suit).

Players cannot use the jokers to make a pure sequence. If a player drops before playing his turn, he earns 30 penalty points. But if he drops midway, then he earns 75 penalty points. 

Gin Rummy

A game of two-player uses 52 cards deck without the printed jokers. This game is a little different from the 13 and 21 cards game. 10 cards get dealt to each player. A player is not needed to show his sets or sequences until he has them all set or till the game ends. 

A gin situation is when a player has melded using all his ten cards. He will then have to pick a card from the deck and lay face-down to declare Rummy. By doing this, the player earns 25 points plus his opponent’s deadwood points. If a player has not reached gin and wants to prevent his opponent from reaching it, he could ‘knock’. For this, his deadwood points need to be less than ten points.

The winner doesn’t need to have all valid hands compulsorily. His knocking is valid as long as his opponent’s deadwood points are not lesser than his. He has to face up all his cards, allowing his opponent to lay off on the melds. A layoff cannot happen on deadwood cards. And it is also not permitted if the player has reached gin.

After laying off the cards, if the opponent’s score is less than the actual knocker, it is called an undercut. Here the opponent will win extra 25 points along with the deadwood points of the other player. The difference between the deadwood points of both players gets added to the 25 points bonus. 

The value of the Ace is 1 here and hence cannot be used to make a run that has the King and Queen. Players can only use it to create a hand like Ace,2,3. The game can end when the stock pile has only two cards left and when a player reaches the 100 points mark. 

Contract Rummy

This game uses two to four decks of 52 cards and printed jokers. The number of players could be 3 to 8. Two decks are sufficient if the number of players is 2-4. For 5-6 players, you will need 3 decks of cards, while for 7-8 players, you will need 4 decks. Aces get valued at 15 points, jokers at 25 points, face cards at 10 points each, and number cards as per their value or number. Aces can be a high-value or low-value card in a sequence, not both. There are 7 rounds in this game. 

Each round gets over when a player has discarded all of his cards. In the first 4 rounds, every player receives 10 cards; for the next 3 rounds, they get 12 cards each. Every round, the dealer changes clockwise. After the cards get dealt, the dealer pulls a card from the remainder and places it next to the closed pile of cards. This card is called the upcard that forms the discard pile.

If the person on the dealer’s left doesn’t pick the upcard, then the next player can take it. This situation is called the ‘May I’ situation. This following player has to also pick a card from the stock card, which will be like a penalty card. He cannot discard, meld or lay off at this point as it is not his turn to play. He will have to pick another card once his turn arrives. If two players wish to buy the upcard, the person whose turn is following or the nearest will get it.

There is a contract to fulfil for each round. We have explained this in the table below. A run should have a minimum of 4 cards. And if the contract requires 2 runs, then both these rounds cannot belong to the same suit, or they should not be in consecutive order. 

After a player has made the required sets or runs as per the contract for that round, he may meld his cards by placing the melded cards face up for others to see. This action is known as ‘fulfilling the contract’. They still have to discard their other cards by playing the game.

Only after the contract gets fulfilled can a person lay off as many cards in any given turn. They can lay off on their opponent’s melds. In each round, penalty points are calculated based on the unmatched cards in hand. At the end of the 6th round, the person with the lowest points wins. 

The printed jokers used should not equal the number of players but be less by one. For example, if there are 4 players, then the number of jokers should be 3. Not all Contract Rummy games follow this rule. There are many variations to this game. 

RoundNumber of Cards DealtNumber of Cards to be UsedContract Requirement
1106Two Sets
2107One Set & One Sequence (Run)
3108Two Sequences (Runs)
4109Three Sets
51210Two Sets and One Sequence (Run)
61211One Set and Two Sequences (Runs)
71213Three Sequences (Runs); You cannot discard any card
Contract Rummy Requirements

Online Rummy FAQs

Can you earn money when you play Rummy online?

Yes, you can win money by placing real money bets in online casinos.

Is it safe to play Rummy for real money online?

You need to check the casino website and its licenses before transferring money and starting to play.

What is online Rummy?

When you play Rummy in online casinos, it is called online Rummy. Here you mostly play against the house and not real players.