Table of Contents
- The Popularity of WhatsApp Pay Casinos
- The Pros and Cons of WhatsApp Pay Casinos
- WhatsApp Payment Methods Comparison Table
- Making Withdrawals at WhatsApp Pay Casinos
- Playing at WhatsApp Pay Casinos in Unregulated Markets
- Staying Safe When Playing at a WhatsApp Pay Casino
With over 390 million users, WhatsApp is probably the most used app in India. WhatsApp Pay harnesses UPI – India’s widely used payment system – to deliver a safe, quick, and easy payment option. Read how to pay, receive funds, and more in our WhatsApp Pay review.
The Popularity of WhatsApp Pay Casinos
WhatsApp is already massively popular as a messaging tool among Indian citizens. At the last count, over 480 million Indians were signed up for the app, presenting a massive captive market for financiers to adapt technology to meet the needs of small businesses across this mass expanse.
To make WhatsApp a viable route for financial transfers, it has been necessary to combine the effectiveness of the system to transfer information safely in real-time with mobile-based financial infrastructure that is already accessible to consumers across India. Therefore, a tie-up with the United Payments Infrastructure (UPI) was logical so that fund transfers could be managed effectively through a network already popular among millions.
The WhatsApp Pay system works the same way as Paytm, Google Pay, and other alternatives supported on the UPI payments infrastructure.
The popularity of WhatsApp Pay casinos not only relies on the number of Indians that have access to the app but also on the service’s ease of use.
For starters, customers are not required to install anything other than the standard Whatsapp to transfer funds across India instantly. Because of this, security is built-in, as the messaging operation is already one of the world’s most secure communication networks.
Secondly, your UPI and banking details are not kept within the WhatsApp memory bank, so the chance of being defrauded while using this payment option is negligible.
And third, you can pay by WhatsApp at every location where UPI transfers are supported, making it one of the most flexible options open to Indian casino fans.
Any payment method that utilises UPI requires the same information from users. Users can send payments by verifying their accounts using their bank details, contact number, UPI ID, or an associated QR code.
Once your WhatsApp Pay is up, you will be allocated a PIN to confirm all future payments.
One of the most impressive features of the WhatsApp Pay system is linking up to five separate bank accounts to your pay network. This is a simple process as long as the same mobile number is associated with each account.
When completing a deposit transfer to your favourite WhatsApp Pay Casino, it is worth noting that four important steps must be followed.
- Select the payment settings option on your smartphone. For Android users, this appears in the form of three dots to the top-right of your screen, and for those using an iOS device, settings can be located in the bottom-right corner of the display.
- Once you have located the payments option, you should “add a payment method” and select the WhatsApp Pay option. You will then be asked to confirm that you are happy with the terms and conditions of the WhatsApp Pay network.
- Following this confirmation, a list of well-known banks appears. Click on your personal bank to link this to your WhatsApp Pay provision.
- To complete, you must verify your account and create your own UPI PIN to secure future payments.
Then sit back and relax, knowing you are only a couple of clicks away from enjoying supreme casino content from some of the world’s most trusted and innovative operators.
The Pros and Cons of WhatsApp Pay Casinos
One of the biggest assets of WhatsApp Pay over rival payment methods providers is its instant reach, with hundreds of millions of Indians already connected to the free messaging app. But what other pros and cons should you consider before making WhatsApp Pay your virtual fintech vehicle of choice?
Pros
- Easy to Use – the technological innovation demanded to transfer cash from one virtual financial account to another thousand of miles away is almost impossible to comprehend. Online financial transfers might be massively complex, but consumers demand easy-to-use options to set the wheels of these transactions in motion. Simplicity is a hallmark of the WhatsApp Pay offer. All you need to do to take advantage of this mobile-based funding service is to add your bank details, verify your account, and get a UPI PIN.
- Secure – the WhatsApp messaging service is renowned for being highly secure, with many governments worldwide becoming concerned that WhatsApp is too good at concealing criminal activity from criminal intelligence agencies. But, these fears underline the confidence the average Indian casino fan can have that their deposits and withdrawals to and from local online casinos will remain private and free from the influence of fraudsters. This feeling is further enhanced when it is considered that WhatsApp never saves any of your banking details or data that might identify you.
- Fee-free – regular casino dwellers are all too aware of the cut that the house takes from every wager that you place on a slots game or in the tables lobby, so there is no enthusiasm to see your payments provider cream off an extra slice of your bankroll just for moving your cash. On average, casino owners make around a 5% profit from every bet they place, meaning that any further costs associated with your casino play are difficult to absorb. Fortunately, if you use WhatsApp Pay to deliver deposits and recover returns, you incur no additional fees.
- UPI-aligned – UPI is the most accessible payment network across India. Because WhatsApp Pay is aligned with this mammoth construction, you can use WhatsApp Pay at millions of physical and online stores across the country.
Cons
As with any other service, you also need to look at the downsides of WhatsApp Pay before deciding to use this payment method. Some of these potential hazards are detailed below.
- Technical Issues – because WhatsApp is linked to a smartphone-based app, several technical problems might throw a spanner in the works from time to time when you are trying to complete a payment. As WhatsApp Pay is linked to UPI, whenever there is a server error, the ability of WhatsApp Pay to function is diminished. Fortunately, instances such as these are not a regular occurrence, so you should be able to rely on WhatsApp Pay the vast majority of the time.
- Failed Transactions Deducted – occasionally, you may encounter the circumstance where payment is deemed to have “failed”, but money is still deducted from your chosen bank account. This is a little concerning, but if this ever happens to you, you should be reassured that refunds are quickly sanctioned and returned to your account within a couple of days.
- Country Restrictions – WhatsApp Pay is a great payment option if you live in India or Brazil, but, to date, these are the only two countries signed up with the payments side of the app. This is not surprising given that India and Brazil are the two biggest markets for Whats App in some way. Still, WhatsApp Pay will likely become used in more countries.
- Easy to Use
- Secure
- Fee-free
- Technical Issues
- Failed Transactions Deducted
- Country Restrictions
WhatsApp Payment Methods Comparison Table
Payment Method | Min Deposit (INR) | Max Deposit (INR) | Deposit Fees (INR) | Withdrawal Fees (INR) | Deposit Speed |
---|---|---|---|---|---|
What’s App | 500 | 1000000 | Free | Free | Instant |
Entropay | 500 | 5000000 | Free | Free | Instant |
Instadebit | 500 | 5000000 | Free | 200 | 2 – 5 Days |
Bank Transfer | 500 | 5000000 | Free | Free | 1 – 5 Days |
Bitcoin | 0.0001 BCH | 0.5 BCH | Free | Free | Instant |
EcoPayz | 500 | 500000 | Free | Free | Instant |
Ethereum | 0.01 ETH | 0.5 ETH | Free | Free | Instant |
Inpay | 500 | 500000 | Free | Free | Instant |
Litecoin | 0.01 LTC | 0.5 LTC | Free | Free | Instant |
MasterCard (Debit & Credit) | 500 | 5000000 | Free | Free | Instant |
Much Better | 500 | 500000 | Free | Free | Instant |
Neosurf | 500 | 500000 | Free | Free | Instant |
Neteller | 500 | 500000 | Free | Free | Instant |
Paysafe | 500 | 500000 | Free | Free | Instant |
Ripple | 5 XRP | 500 XRP | Free | Free | Instant |
Skrill | 500 | 500000 | Free | Free | Instant |
Trustly | 500 | 500000 | Free | Free | Instant |
Visa (Debit & Credit) | 500 | 5000000 | Free | Free | Instant |
Google Pay | 500 | 500000 | Free | Free | Instant |
Paytm | 500 | 500000 | Free | Free | Instant |
Making Withdrawals at WhatsApp Pay Casinos
One of the biggest drawbacks for any potential payment method option is when they can only complete deposits. Paysafecard, Flexepin, and Boku are all afflicted by this handicap. However, this is not a problem for WhatsApp Pay.
To withdraw using WhatsApp Pay, you need to follow four simple steps.
- Find the banking tab at your WhatsApp Pay Casino of choice and navigate to the withdrawals section.
- Click on the “WhatsApp Pay” option and type in your desired withdrawal amount.
- Input your unique UPI ID and confirm these details.
- Wait for your winnings to be paid into your chosen bank account. You will receive a notification from WhatsApp when this transfer is complete.
You should receive your money within 24 hours of payment being processed, and a limit of Rs.1 lakh is currently in operation.
Playing at WhatsApp Pay Casinos in Unregulated Markets
Currently, WhatsApp Pay Casinos are only found in unregulated markets. This is not necessarily a problem for casino fans who access content in these regions. Still, it does mean that you should be prepared to complete some additional due diligence before signing on the dotted line with your preferred WhatsApp Pay casinos.
When you play in unregulated markets, you have few legal protections if you dispute with an operator. This is the situation in many countries where social and cultural influences make legislators reluctant to codify the online gambling industry.
India is one country where online gambling has only been legalised in a few states. Still, fully regulated online casinos are only available in a handful of countries such as the United Kingdom and Malta, where regulators the UKGC and MGA constantly review the performance of casino operators to see if any current practices need to be amended to suit the demands of modern players.
To be sure that you are as protected as possible, you should always aim to play at a casino with a long history of delivering safe and fair casino services and where an excellent reputation has been gained.
Our team of experts have looked at these characteristics, among others, when recommending safe casinos that Indian slots and roulette fans should consider.
Staying Safe When Playing at a WhatsApp Pay Casino
WhatsApp Pay is still in its infancy compared to rival payment providers such as MasterCard and Visa. It wasn’t until 2018 that WhatsApp Pay was rolled out in earnest, but this doesn’t mean that developers are yet to give thought to the safety features required to underpin successful payments ventures.
Due to its tie-up with UPI, WhatsApp Pay has always been ahead of the game on all security matters.
One way WhatsApp Pay has been able to display these credentials to its millions of users is by ensuring that customer details are never kept.
Still, it is always worth following a few simple rules to ensure that your account is as safe as it can be.
- Never give your UPI PIN when sending money. Contact the customer support team if a vendor asks for this.
- Never pass on your banking details. An agent of WhatsApp Pay or your bank will never ask you for your banking details. Contact your bank for advice if you are asked to provide sensitive data such as this.
- Never open unsolicited email attachments – if you receive an email from a WhatsApp address, confirm that this is genuine before taking action. Fraudsters can infect your devices with spyware through opened email attachments to clone your details.